Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What are my rights if I was never served with the child support case paperwork?
If you were never properly served with child support case paperwork, you may have important due process concerns. In general, service of process is the formal way the court gives notice of a case and tells a person how t...
Do I Have to Pay HOA Fines If I Never Got the Violation Notice?
In general, whether you have to pay an HOA fine after not receiving the violation notice depends on the HOA’s governing documents, how notice was supposed to be delivered, and whether the association can show it followed...
What happens if my boss secretly recorded our closed-door meeting without telling me?
In California, secretly recording a private or “confidential” conversation can raise serious legal issues. Whether your boss broke the law usually depends on the setting, who was present, whether everyone knew the conver...
Can I Press Charges for Fake Evidence and Reputation Damage in Georgia?
In Georgia, the answer usually depends on what happened, who made the fake evidence, and how it was used. In general, a private person does not personally “press charges.” Criminal charges are usually handled by law enfo...
How do I identify an anonymous account that posted defamatory comments about my business?
In general, identifying an anonymous account that posted harmful comments about a business can be difficult, and the process usually depends on the platform, the available evidence, and the applicable law in North Caroli...
What are my rights if my bank denies a fraud claim on my debit card?
If a bank denies your debit card fraud claim, you usually still have rights to ask for an explanation, review the bank’s decision, and keep documenting what happened. In general, the key issue is whether the bank treated...
Do I have to pay a hospital bill that includes charges for services I never received?
In general, you may not have to pay a hospital bill for charges that were never actually provided, but the answer usually depends on what the bill shows, what records exist, and whether the charge was a mistake, a duplic...
How do I dispute a phone bill that includes $220 in roaming charges I never agreed to?
If your phone bill includes roaming charges you did not expect or did not agree to, the first step is usually to review the bill, your service plan, and any messages from the carrier about roaming policies. In general, a...
Is it legal for a dealership to charge me for add-ons I never signed for?
In general, a dealership should not be able to charge you for add-ons that you did not agree to, but the answer often depends on what paperwork you signed, what was disclosed, and how the charge was presented. In Kentuck...
What are my rights if a business recorded a confidential call and shared it with a third party?
If a business recorded a confidential call and then shared it with a third party, you may have privacy-related concerns under California law. In general, California is a state with stronger privacy protections than many...
Is it legal for a landlord to charge separate fees for amenities that were included in the lease?
In Minnesota, the answer usually depends on the lease language and the surrounding facts. If an amenity was truly included in the lease as part of the agreed rent or as a promised service, a landlord may not be able to s...
Does Living With Cats Mean I Accepted Responsibility for Pet Damage?
In general, simply living with cats does not automatically mean you accepted legal responsibility for any pet damage. In New Jersey, as in many places, responsibility usually depends on facts such as who owned the cat, w...
How do I handle an accident in a leased car when the repair estimate is over $6,000?
In Georgia, an accident in a leased car is usually handled through a combination of the lease contract, insurance coverage, and the condition of the vehicle after the crash. If the repair estimate is over $6,000, that of...
Can I sue a contractor without a written contract?
In general, yes, it may be possible to bring a claim against a contractor even if there is no written contract. In Montana, as in many states, some agreements can be formed orally or by conduct, depending on the facts. A...
How do I claim an old utility deposit that shows up as unclaimed property?
In North Carolina, an old utility deposit that appears on an unclaimed property list usually means the utility company reported money it could not return to you after your account ended. In general, the state holds that...