Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
How do I sue a contractor who installed faulty wiring that failed inspection?
In Nevada, a dispute over faulty wiring usually starts with figuring out what the contractor agreed to do, what went wrong, and what damages resulted. If the wiring failed inspection, that fact may be important evidence,...
Is it legal for an auto repair shop to charge $900 more than the written estimate without asking me first?
In North Carolina, a repair shop usually should not treat a written estimate as meaningless. In general, when a customer receives a written estimate, the amount is meant to give the customer a basis for deciding whether...
My Airbnb Host Accused Me of Damage I Didn’t Cause — Can They Charge Me?
In Florida, an Airbnb host may try to charge a guest for damage, but whether the charge is valid usually depends on the booking terms, the platform’s policies, the evidence, and the facts of what actually happened. A hos...
Is it legal for a subscription service to charge me after I canceled during a free trial?
In general, a subscription service may be allowed to charge you after a free trial if the terms said the trial would convert to a paid subscription unless you canceled by a certain date or method. The key question is usu...
Is it legal for officers to question me after I said I do not want to talk?
In general, officers may still ask questions after you say you do not want to talk, but that does not always mean you must answer. Under U.S. constitutional law, the key issue is often whether you were in custody and whe...
My boss asked everyone to come in 30 minutes early for “prep” but says we clock in at opening. Is that wage theft?
In Florida, this kind of situation may be wage theft if the “prep” time is work that the employer requires or controls and you are not paid for it. In general, when an employer asks employees to be present before opening...
What are my rights if my shipment was marked delivered but never arrived?
If a shipment is marked delivered but you never received it, you usually have the right to ask for an investigation, request proof of delivery, and seek a replacement or refund depending on the facts and the seller’s pol...
How do I stop a debt collector from contacting me at my workplace?
In general, a debt collector may not keep contacting you at work if they know your employer does not allow it or if you clearly tell the collector to stop contacting you there. If you are in New York, the same general co...
What are my rights if my paycheck is being garnished for child support but the amount is wrong?
If your paycheck is being garnished for child support in Illinois and the amount looks wrong, you generally have the right to ask for an accounting and to challenge mistakes in how the withholding is being calculated or...
Can a private school keep tuition after they asked my child not to return?
In Florida, a private school may be able to keep some or all of the tuition after asking a child not to return, but the answer usually depends on the enrollment contract, the school’s refund policy, and the facts surroun...
Do I have to pay for services that were performed incorrectly and caused more damage?
In California, the answer is often “it depends.” If a service provider performed work incorrectly and caused additional damage, you may have arguments that you should not have to pay the full amount, or that you may be e...
How do I fight an eviction notice based on unpaid rent that was covered by rental assistance?
In New Mexico, a tenant who receives an eviction notice for unpaid rent may be able to challenge the eviction if the rent was actually covered by rental assistance. In general, the key issue is whether the landlord has p...
Is it legal for a tenant to record a private meeting with property management without consent?
In Pennsylvania, whether a tenant may legally record a private meeting with property management without consent usually depends on the facts, especially where the meeting happens and whether the conversation is considere...
Can a debt collector contact me on social media about an unpaid balance?
In general, a debt collector may be allowed to use social media to try to contact a person about an unpaid debt, but that contact is usually subject to limits. The collector generally cannot use social media in a way tha...
How do I handle a personal injury claim when the business refuses to give me incident report paperwork?
In Georgia, if a business refuses to give you an incident report after an injury, that can be frustrating, but it does not necessarily stop a personal injury claim. In general, the report is only one piece of evidence. Y...