Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What happens if a repair shop charges storage fees without notifying me?
In Massachusetts, a repair shop that charges storage fees without telling you first may face a dispute over whether those charges are valid or collectible. In general, a business that keeps your vehicle or other property...
What happens if a payday loan company pulls money from my bank account after I revoked authorization?
In general, if a payday loan company keeps taking money from your bank account after you revoked authorization, that may raise consumer law and banking issues. In Nevada, as in many states, the exact consequences can dep...
What happens if a contractor never pulled permits and the city fines me $1,500?
If a contractor did work without pulling the required permits and the city fined you, the homeowner is often the person the city looks to first in New Hampshire. That can be true even if the contractor was the one who fa...
Can a phone company keep billing me after I ported my number out?
In general, a phone company should not keep charging you for service that has actually ended, but a bill after you port your number out does not always mean the charge is improper. In many situations, carriers continue b...
Can I sue a restaurant if I chipped a tooth on a small rock in my salad?
In general, yes, it is possible to bring a claim if a foreign object in restaurant food causes a dental injury. But whether a restaurant may be legally responsible depends on the facts, the amount of harm, and the proof...
Can my landlord give me a 3-day eviction notice for being $450 behind on rent?
In California, a landlord can often give a 3-day notice to pay rent or quit if rent is unpaid, even if the amount owed is $450. The key issue is usually not the size of the balance by itself, but whether the notice is le...
Do I have to accept arbitration when a home warranty company refuses to cover my broken air conditioner?
In South Carolina, you usually have to start with the terms of the home warranty contract. Many home warranty agreements include an arbitration clause, which may require disputes to go through arbitration instead of cour...
What happens if my income driven repayment forgiveness date is listed as 2049?
If your income-driven repayment forgiveness date is listed as 2049, it usually means the loan servicer’s current records show that you may not reach forgiveness until that year under the repayment plan being tracked. In...
How do I get a rental car paid for after someone hit my parked car?
If someone hit your parked car in North Carolina, a rental car may be paid for through the other driver’s insurance, your own auto policy, or sometimes another source depending on the facts. In general, the key issue is...
How do I dispute a cable bill with unexplained charges?
If your cable bill includes charges you do not recognize, the first step is usually to review the bill carefully and compare it with your contract, promotional offer, and past statements. Unexplained charges may be the r...
Do I have to prove emotional distress in an online defamation case in Mississippi?
In general, emotional distress can be relevant in an online defamation case, but it is not always the only thing a person must prove. Whether you need to show emotional distress depends on the type of defamation claim, t...
Can I Sue a Restaurant After Getting Sick From Undercooked Food?
If you got sick after eating undercooked food at a restaurant in Texas, you may wonder whether you can bring a claim against the business. In general, a restaurant does have a duty to serve food that is reasonably safe f...
What are my rights if a hair salon damaged my hair and refuses compensation?
If a hair salon in South Carolina damaged your hair and refuses to pay, you may have several possible consumer-law or civil-law arguments depending on what happened, what was promised, and how much harm you suffered. In...
Is it legal for a contractor to record our payment dispute without warning me?
In Pennsylvania, whether a contractor can record a payment dispute without warning you depends a lot on how the recording was made and what was said. If the contractor recorded a conversation and you were part of that co...
Can a Car Dealer Refuse to Return My Deposit After Financing Fell Through?
In California, whether a car dealer can keep your deposit after financing falls through usually depends on the exact paperwork, what kind of deposit it was, and whether the sales agreement was truly final. In general, a...