Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
How do I cancel an online meal kit subscription that keeps billing me even after I deleted my account?
If an online meal kit company keeps billing you after you deleted your account, the first step is usually to gather your records and try to confirm whether the subscription was actually canceled, paused, or only the onli...
Do I have to report unclaimed property from a small business I closed five years ago?
In general, you may still have reporting duties after closing a small business, including in Oregon, if the business held money or other property that became unclaimed before it shut down or while records were still acti...
How do I enforce a small claims judgment against a business that closed?
If you won a small claims judgment against a business that later closed, enforcement can still be possible, but it often depends on what happened to the business, who owned it, and whether any assets or insurance remain....
My boss asked everyone to come in 30 minutes early for “prep” but says we clock in at opening. Is that wage theft?
In Florida, this kind of situation may be wage theft if the “prep” time is work that the employer requires or controls and you are not paid for it. In general, when an employer asks employees to be present before opening...
How do I identify an anonymous account that posted defamatory comments about my business?
In general, identifying an anonymous account that posted harmful comments about a business can be difficult, and the process usually depends on the platform, the available evidence, and the applicable law in North Caroli...
What happens if I was in an Uber accident and both drivers blame each other?
If you were in an Uber accident and both drivers blame each other, the situation usually turns into an insurance and evidence dispute rather than a simple one-driver claim. In general, fault has to be sorted out before i...
How do I stop a debt collector from contacting my relatives about my unpaid credit card?
In general, a debt collector’s ability to contact your relatives is limited. They usually may contact other people only for a narrow purpose, such as trying to locate you, and they generally should not discuss your debt...
What happens if I was laid off on Monday and still have not received my last check by Wednesday?
If you were laid off in Utah on Monday and still have not received your last check by Wednesday, the short answer is that the timing may or may not be a problem depending on the exact facts. In many workplaces, the final...
How do I handle a moving company that lost my $2,200 TV during a cross-state move?
If a moving company lost your TV during an interstate move, the first step is usually to gather every document connected to the move and the missing item. That often includes your bill of lading, inventory list, estimate...
Can a Phone Company Keep Billing Me After I Canceled Service?
In general, a phone company should not keep charging you for service that was properly canceled, but billing problems can still happen. Sometimes the company continues billing because the cancellation was not processed c...
Do I have to pay a cancellation fee for a gym that closed permanently?
In general, if a gym permanently closes, a cancellation fee may no longer be enforceable because the gym may no longer be able to provide the services the contract promised. But the answer depends on the contract terms,...
Do I have to say out loud that I am recording before a business call starts in California?
In California, the answer is usually yes if you are recording a confidential telephone or in-person communication and you do not already have the required consent. California is generally treated as a two-party consent s...
Can I record a conversation if the other person is threatening to sue me?
In California, the answer is often no unless you follow California’s recording-consent rules. California is generally treated as a two-party consent state, which means recording a confidential conversation usually requir...
My Car Dealer Sold Me a Vehicle Without a Valid Title — What Are My Options?
If a car dealer in Indiana sold you a vehicle without a valid title, that can create serious problems with ownership, registration, insurance, and resale. In general, a valid title is the document that helps show who own...
What are my rights if a moving company lost two boxes with my tax records and family photos?
If a moving company lost two boxes containing tax records and family photos, you may have several general rights under Mississippi law and the terms of the moving contract, but the details depend heavily on the facts. In...