Insurance Law
Browse published legal information questions related to Insurance Law.
Is it legal for the insurance company to follow my social media after I make an injury claim?
In general, yes—an insurance company or its investigator may be allowed to look at public social media after you make an injury claim. If your profile, posts, photos, comments, or videos are visible to the public, they m...
What happens if I was injured by an airbag deploying in a low-speed collision?
If you were injured when an airbag deployed in a low-speed collision, several different things may be going on at once. In some crashes, the airbag may have deployed as designed, and the injury may still have come from t...
Is it legal for a towing company to keep my car until I pay cash only?
In Nevada, a towing company may sometimes keep a vehicle until lawful towing and storage charges are paid, but the details matter. Whether a company can insist on cash only depends on the agreement, the type of tow, the...
What happens if I was injured at a concert because security failed to control the crowd?
If you were injured at a concert because security did not control the crowd, the situation may involve a premises liability or negligence claim under New Hampshire law. In general, venue operators, event organizers, and...
Do I have to pay storage charges while arguing with insurance about whether my car is totaled?
In general, maybe. In Rhode Island, whether you have to pay storage charges while an insurance company is deciding if your car is totaled usually depends on the insurance policy, who ordered the tow or storage, how long...
What Can I Do If a Repair Technician Damaged My Home?
If a repair technician damaged your home, you may have several general options depending on what happened, what you can prove, and whether the technician was independent, employed by a company, or hired directly by you....
What are my rights if I was hit by a government vehicle in Idaho?
If you were hit by a government vehicle in Idaho, you may have the right to seek compensation for injuries and property damage, but claims against government bodies often follow special rules. Those rules can affect who...
Do I have to give the insurance company access to my mental health records?
In general, an insurance company does not automatically get unlimited access to your mental health records just because you make a claim. Whether you have to share them usually depends on the type of insurance, what you...
Do I have to reimburse my health insurance from a personal injury settlement?
In general, your health insurance may ask to be repaid from a personal injury settlement if it paid medical bills related to the injury. Whether reimbursement is required, and how much, usually depends on the type of ins...
Is it legal for a hotel to deny responsibility after I fell on a wet lobby floor with no warning sign?
In Arizona, a hotel may be able to deny responsibility, but that does not automatically mean it is legally correct. In general, a hotel’s responsibility after a slip and fall depends on the facts, including why the floor...
How do I handle an accident where the other driver was driving a rental car?
If the other driver was in a rental car, the basic steps after the crash are usually the same as in any other accident: get medical help if needed, call law enforcement if appropriate, exchange information, take photos,...
Do I have to tell my insurance company if I settle privately with the other driver?
In general, you may still need to notify your insurance company even if you and the other driver settle the claim privately. A private agreement between drivers does not always replace your insurance policy duties. Many...
Is it legal for a mechanic to begin crash repairs before I approve the final estimate?
In general, a mechanic or auto body shop should not begin significant crash repairs without some form of customer authorization, but the exact rule can depend on the paperwork you signed, the shop’s policies, the insurer...
Can my insurance deny coverage because my roommate was driving my car during the accident?
In West Virginia, an insurer may try to deny coverage if your roommate was driving your car during an accident, but the answer usually depends on the policy language and the facts of the situation. Many auto policies cov...
How do I file a claim after hitting debris that fell from a truck on the highway?
If you hit debris that fell from a truck on an Iowa highway, the first step is usually to focus on safety and documentation. Move to a safe location if you can, check for injuries, and call emergency services if anyone i...