Insurance Law
Browse published legal information questions related to Insurance Law.
What Can I Do If a Repair Technician Damaged My Home?
If a repair technician damaged your home, you may have several general options depending on what happened, what you can prove, and whether the technician was independent, employed by a company, or hired directly by you....
How do I make a personal injury claim if a store employee caused the accident?
If a store employee caused your accident in Vermont, a personal injury claim may be possible depending on the facts. In general, these claims are based on the idea that a business can be responsible for harm caused by an...
What are my rights if police say the damage is over $1,000 but the shop estimate is only $650?
In Minnesota, the difference between a police statement that damage is over $1,000 and a shop estimate of $650 may matter a lot, but it does not automatically decide the legal issue. In general, police reports, witness s...
What happens if I was in an Uber accident and both drivers blame each other?
If you were in an Uber accident and both drivers blame each other, the situation usually turns into an insurance and evidence dispute rather than a simple one-driver claim. In general, fault has to be sorted out before i...
Do I have to prove emotional distress in an online defamation case in Mississippi?
In general, emotional distress can be relevant in an online defamation case, but it is not always the only thing a person must prove. Whether you need to show emotional distress depends on the type of defamation claim, t...
What are my rights if I was injured in an elevator that dropped suddenly?
If you were injured in an elevator that dropped suddenly in Maryland, you may have the right to seek compensation for your injuries if someone else’s negligence contributed to the incident. In general, possible responsib...
How do I handle a warranty company that keeps delaying repairs for months?
If a warranty company keeps delaying repairs for months, the first step is usually to document everything carefully. Keep copies of the warranty, repair requests, inspection notes, emails, text messages, call logs, and a...
What are my rights if my credit union says my account was dormant but I logged in online last year?
If a credit union says your account was dormant, but you believe you accessed it online last year, the first issue is usually what the credit union counts as “activity.” In many cases, a simple online login may or may no...
Do I have to give a recorded statement to the property owner’s insurance company?
In Pennsylvania, you may be asked to give a recorded statement to the property owner’s insurance company after an accident or injury on someone else’s property. Whether you must agree depends on your role, your insurance...
Is it legal for the insurance company to follow my social media after I make an injury claim?
In general, yes—an insurance company or its investigator may be allowed to look at public social media after you make an injury claim. If your profile, posts, photos, comments, or videos are visible to the public, they m...
Do I have to pay my medical bills upfront while waiting for a personal injury settlement?
In general, you may still be responsible for medical bills while a personal injury claim is pending, even if you expect a settlement later. A claim against the person or company you say caused the injury does not usually...
Is it legal for an insurance company to use a salvage title value even though my car had a clean title?
In general, an insurance company may try to value a vehicle based on what it believes the car would bring in the market after a total loss, but that does not automatically mean it can treat a clean-title car as if it alr...
What happens if a police officer gave me a ticket after the crash but I think the other driver caused it?
In Connecticut, getting a ticket after a crash does not necessarily mean you were the one who caused the collision. A police officer may issue a ticket based on what the officer observed at the scene, witness statements,...
What happens if a furniture financing company keeps charging after I paid the balance in full?
If a furniture financing company keeps charging after you have paid the balance in full, the extra charges may be unauthorized. In general, that can happen for several reasons, such as a billing system error, a payment p...
Our upstairs neighbor’s bathtub leaked into our closet and ruined clothes. Do we deal with them or the landlord?
In Illinois, the answer is usually that you may need to deal with both, but for different reasons. If the leak came from an upstairs neighbor’s bathtub, that neighbor may be the person connected to the source of the wate...