Insurance Law
Browse published legal information questions related to Insurance Law.
Do I have to pay a medical bill that was sent to collections before I ever received the first invoice?
In Pennsylvania, you may still owe a valid medical bill even if the account was sent to collections before you personally received the first invoice. But the fact that a collection notice arrived before an original bill...
Is it legal for a store to delete security footage after I asked them to preserve it?
In general, a store may not be free to delete security footage once it has notice that the footage may be needed in a legal dispute. But the answer depends on the facts, the type of claim, and whether the store had a cle...
Is it legal for a business to claim I assumed the risk because the floor was obviously wet?
In Nevada, a business may try to argue that a customer assumed the risk if the danger was open and obvious, including a wet floor that seemed easy to notice. But that does not automatically end the issue. Whether the arg...
How do I handle a claim when the liable business went out of business after my injury?
If the business that may be responsible for your injury later went out of business, that does not automatically mean a claim is impossible. In general, the important questions are whether the business still has insurance...
Do I have to pay a dentist for a crown that fell off after 10 days?
In general, you may still owe a dentist for treatment even if a crown falls off after 10 days, but the answer depends on the facts, the dental office’s policies, and what was agreed to before treatment. In New Jersey, as...
What are my rights if I slipped in a restaurant bathroom with water all over the floor?
If you slipped in a restaurant bathroom in Idaho because water was on the floor, you may have a premises liability claim, but the facts matter a lot. In general, restaurant owners and operators have a duty to use reasona...
What are my rights if my neighbor’s tree fell and damaged my car during a storm?
If your neighbor’s tree fell on your car during a storm in Washington, your rights often depend on why the tree fell and who may be legally responsible for the damage. In general, a storm alone does not automatically mak...
Do I have to give a recorded statement to the dog owner’s insurance company in Alabama?
In Alabama, you usually do not have to agree to a recorded statement for the dog owner’s insurance company just because the insurer asks for one. An insurance company may request a statement as part of its claims investi...
How do I prove lost income if I am self-employed and missed three weeks of work?
If you are self-employed and missed three weeks of work, proving lost income usually means showing what you normally earned, what work you lost, and how the missed time affected your business income. That often involves...
What are my rights if my car warranty claim is denied due to “lack of maintenance” I can prove?
If a car warranty claim is denied because the company says you failed to maintain the vehicle, but you have proof that you did the required maintenance, you may have grounds to challenge the denial. In general, a warrant...
What happens if my loan was forgiven but the balance still shows on my credit report?
If a loan was forgiven, that usually means the lender or servicer has agreed not to collect the remaining balance, at least under the terms of the forgiveness. But a forgiven loan may still appear on your credit report f...
What happens if the store says they are not responsible because no employee saw the puddle before I fell?
In Texas, a store’s claim that no employee saw the puddle before your fall does not automatically end the issue. In a premises liability claim, the key question is often whether the store knew or reasonably should have k...
Is it legal for an insurer to ask me to sign a blank medical authorization form?
In general, an insurer can ask you to sign a medical authorization form, but a request for a blank or overly broad authorization can raise concerns. The main issue is not just whether the insurer can ask, but whether the...
What are my rights if my car insurance denies coverage due to a technicality in the policy?
If your car insurance company in Michigan denies coverage because of a policy technicality, you generally still have rights. A denial letter does not always mean the insurer’s decision is final or correct. In many situat...
Can I sue after a dog knocked me down and I tore my shoulder?
In Maine, a dog-related injury claim may be possible if the dog’s owner or keeper was legally responsible for the incident and your shoulder injury was caused by the dog knocking you down. In general, the key issues are...