Insurance Law
Browse published legal information questions related to Insurance Law.
What happens if the store says they are not responsible because no employee saw the puddle before I fell?
In Texas, a store’s claim that no employee saw the puddle before your fall does not automatically end the issue. In a premises liability claim, the key question is often whether the store knew or reasonably should have k...
What happens if the other driver says I changed lanes but dashcam video shows they drifted into me?
In Louisiana, dashcam video can be important evidence when the two drivers give different accounts of how a crash happened. If the other driver says you changed lanes, but the video appears to show their vehicle drifting...
Can I sue after a dog knocked me down and I tore my shoulder?
In Maine, a dog-related injury claim may be possible if the dog’s owner or keeper was legally responsible for the incident and your shoulder injury was caused by the dog knocking you down. In general, the key issues are...
How do I dispute a hospital bill for an out-of-network doctor I did not choose during an emergency visit?
If you received care in an emergency and were billed for an out-of-network doctor you did not choose, there may be ways to dispute the bill, but the options depend on the facts, your insurance plan, and whether state or...
What happens if I was rear-ended while driving a company vehicle?
If you were rear-ended while driving a company vehicle in Michigan, several different legal and insurance issues may come up at the same time. In general, the fact that the vehicle belongs to your employer does not preve...
Do I have to prove emotional distress in an online defamation case in Mississippi?
In general, emotional distress can be relevant in an online defamation case, but it is not always the only thing a person must prove. Whether you need to show emotional distress depends on the type of defamation claim, t...
Do I have to report my injury to the store manager before leaving the premises?
In general, there is no single universal rule that says every injured customer must report an injury to a store manager before leaving the premises. But if you are hurt in a store, telling a manager or another employee a...
Do I have to pay a medical bill that was sent to collections before I ever received the first invoice?
In Pennsylvania, you may still owe a valid medical bill even if the account was sent to collections before you personally received the first invoice. But the fact that a collection notice arrived before an original bill...
Is it legal for the insurance company to total my car even though I want it repaired?
In general, yes. In Florida, an insurance company may be allowed to declare a vehicle a total loss even if you would prefer to have it repaired, depending on the policy, the damage, the car’s value, and the insurer’s est...
How do I make a personal injury claim if a store employee caused the accident?
If a store employee caused your accident in Vermont, a personal injury claim may be possible depending on the facts. In general, these claims are based on the idea that a business can be responsible for harm caused by an...
What are my rights if I was injured in an elevator that dropped suddenly?
If you were injured in an elevator that dropped suddenly in Maryland, you may have the right to seek compensation for your injuries if someone else’s negligence contributed to the incident. In general, possible responsib...
How do I handle a warranty company that keeps delaying repairs for months?
If a warranty company keeps delaying repairs for months, the first step is usually to document everything carefully. Keep copies of the warranty, repair requests, inspection notes, emails, text messages, call logs, and a...
How do I handle a credit card company reopening a dispute after I thought the chargeback was final?
If a credit card company reopens a dispute after you believed the chargeback was final, the first step is usually to read every notice carefully and confirm what changed. In general, a payment dispute can be reopened if...
Can my insurance company drop me after filing two claims in one year?
In general, an insurance company may have the right to cancel or choose not to renew a policy after claims, but the answer depends on the type of insurance, the policy language, and West Virginia law. Filing two claims i...
Is it legal for an insurance adjuster to ask for my entire medical history after a minor fall?
In Florida, an insurance adjuster may ask for medical information after a fall if the request relates to a claim and the injuries or conditions at issue. But asking for your entire medical history is often broader than w...