Insurance Law
Browse published legal information questions related to Insurance Law.
What are my rights if my car warranty claim is denied due to “lack of maintenance” I can prove?
If a car warranty claim is denied because the company says you failed to maintain the vehicle, but you have proof that you did the required maintenance, you may have grounds to challenge the denial. In general, a warrant...
Do I have to give a recorded statement to the other driver’s insurance company?
In Pennsylvania, you usually do not have to give a recorded statement to the other driver’s insurance company unless you have a legal or policy-based reason to do so. In many situations, the other insurer is asking becau...
What happens if my child was bitten at a friend’s birthday party?
If your child was bitten at a friend’s birthday party in Michigan, the first concern is usually medical care and making sure the injury is properly documented. Depending on the facts, a bite may lead to a claim involving...
What happens if my insurance policy was canceled without proper notice in Vermont?
If an insurance policy is canceled without proper notice, the policy may not have ended when the insurer says it did. In general, notice requirements matter because they are often part of the insurer’s legal and contract...
Missouri Rear-End Car Accident With No Brake Lights: Am I At Fault and Do I Need a Lawyer?
In Missouri, a rear-end crash is often treated as a question of negligence, but fault is not always automatic. If the vehicle in front had no brake lights, that fact may matter a lot because it can affect whether the dri...
What are my rights if my loan forgiveness approval was later reversed?
If a loan forgiveness approval is later reversed, you may have important rights, but the exact rules can depend on the type of loan, the forgiveness program, the lender or servicer involved, and the facts of the reversal...
What are my rights if I was injured in an elevator that dropped suddenly?
If you were injured in an elevator that dropped suddenly in Maryland, you may have the right to seek compensation for your injuries if someone else’s negligence contributed to the incident. In general, possible responsib...
Can I sue someone who recorded my private conversation and sent it to my coworkers?
In California, you may have legal options if someone recorded a private conversation and shared it with your coworkers, but the answer depends heavily on the facts. In general, whether a claim is available can turn on th...
What happens if I accidentally broke a neighbor’s window while playing basketball in the driveway?
If you accidentally broke a neighbor’s window while playing basketball in your driveway, the situation is usually handled as a property damage issue rather than a criminal one, but the exact response depends on the facts...
Is it legal for the insurance company to follow my social media after I make an injury claim?
In general, yes—an insurance company or its investigator may be allowed to look at public social media after you make an injury claim. If your profile, posts, photos, comments, or videos are visible to the public, they m...
Do I have to reimburse my health insurer from my car accident settlement?
In general, your health insurer may ask to be reimbursed from a car accident settlement if it paid medical bills related to the accident. Whether you actually have to repay anything often depends on the insurance contrac...
What happens if my car is repossessed even though I made a partial payment?
If your car is repossessed after you made a partial payment, that does not automatically mean the repossession was improper. In Iowa, as in many states, the lender or repossession company will usually look first to the l...
How do I dispute duplicate charges on a medical bill?
Duplicate charges on a medical bill can happen for a few different reasons. A provider might accidentally bill the same service twice, a claim may be processed more than once, or a bill may include charges that overlap i...
Do I have to sue the dog owner personally or can I deal with their insurance?
In Rhode Island, a dog bite or dog attack claim is often handled through an insurance claim first if the dog owner has homeowners, renters, or another liability policy that may apply. In many situations, people try to re...
What happens if the dog owner blames me for reaching toward the dog?
In Louisiana, if a dog owner says you caused the incident by reaching toward the dog, that argument may affect how fault is evaluated. In general, dog bite and dog injury claims can turn on the facts, including what the...