Insurance Law
Browse published legal information questions related to Insurance Law.
What happens if I was rear-ended at a red light and the other driver’s insurance says I stopped too suddenly?
In Texas, a rear-end collision at a red light often raises a question about which driver may be responsible for the crash, but it does not automatically mean the rear driver is always at fault. The other driver’s insuran...
What are my rights if a contractor damaged my neighbor's fence while working on my driveway?
If a contractor damaged your neighbor’s fence while working on your driveway, the situation usually turns on who caused the damage, what the contract says, and whether the contractor acted carelessly. In Alabama, the nei...
Do I have to tell my insurance company if I settle privately with the other driver?
In general, you may still need to notify your insurance company even if you and the other driver settle the claim privately. A private agreement between drivers does not always replace your insurance policy duties. Many...
How do I make a claim when the crash happened in another state during a road trip?
If you live in Massachusetts and were hurt in a crash that happened in another state during a road trip, the claim process is usually based on where the crash occurred, what insurance coverage applies, and which law gove...
What are my rights if I was injured as a passenger in my friend’s car?
If you were injured as a passenger in your friend’s car, you may have rights to seek compensation for your injuries under North Dakota law, depending on who caused the crash and what insurance coverage is available. In g...
What are my rights if a store display fell and hit my head?
If a store display falls and hits your head, you may have rights under general premises liability and personal injury law. In Idaho, store owners and other businesses generally have a duty to use reasonable care to keep...
What are my rights if my loan forgiveness approval was later reversed?
If a loan forgiveness approval is later reversed, you may have important rights, but the exact rules can depend on the type of loan, the forgiveness program, the lender or servicer involved, and the facts of the reversal...
Do I have to tell my car insurance company about a DUI?
In general, a DUI can affect your car insurance, but whether you must proactively tell your insurer depends on your policy, the insurer’s reporting requirements, and the facts of the incident. In Mississippi, many driver...
Can I record a call with an insurance adjuster if I say I am recording and they continue speaking?
In Massachusetts, the answer can depend on the consent rules that apply to the call and on the exact facts. In general, Massachusetts is treated as a state with strong privacy protections for communications, so you shoul...
What are my rights if my car insurance denies coverage due to a technicality in the policy?
If your car insurance company in Michigan denies coverage because of a policy technicality, you generally still have rights. A denial letter does not always mean the insurer’s decision is final or correct. In many situat...
Is it legal for a business to make me pay for an ambulance after I fell on their property?
In general, a business cannot simply decide that you are legally responsible for an ambulance bill just because you fell on its property. In Indiana, as in many states, whether you must pay for emergency medical transpor...
What happens if my renter’s insurance refuses to cover theft because there was no forced entry?
If a renters insurance company refuses to cover a theft claim because there was no forced entry, the first thing to check is the policy language. In general, some policies cover theft only if there is evidence of forced...
What are my rights if I was injured in an elevator that dropped suddenly?
If you were injured in an elevator that dropped suddenly in Maryland, you may have the right to seek compensation for your injuries if someone else’s negligence contributed to the incident. In general, possible responsib...
Can I sue for emotional distress after my dog was injured in the car accident?
In general, you might be able to bring a claim for emotional distress after a car accident that injures your dog, but the answer usually depends on the facts and the law in your state. In Wyoming, as in many states, the...
What are my rights if my renters insurance claim is denied for water damage from a burst pipe?
If your renters insurance claim is denied for water damage from a burst pipe, you usually have the right to ask the insurer for a clear explanation of the denial and a copy of the policy language it relied on. In general...