Insurance Law
Browse published legal information questions related to Insurance Law.
What are my rights if my car insurance denies coverage due to a technicality in the policy?
If your car insurance company in Michigan denies coverage because of a policy technicality, you generally still have rights. A denial letter does not always mean the insurer’s decision is final or correct. In many situat...
What happens if the store says they are not responsible because no employee saw the puddle before I fell?
In Texas, a store’s claim that no employee saw the puddle before your fall does not automatically end the issue. In a premises liability claim, the key question is often whether the store knew or reasonably should have k...
What happens if the other driver says I changed lanes but dashcam video shows they drifted into me?
In Louisiana, dashcam video can be important evidence when the two drivers give different accounts of how a crash happened. If the other driver says you changed lanes, but the video appears to show their vehicle drifting...
What happens if a contractor damaged my neighbor’s fence while working on my property?
If a contractor damaged your neighbor’s fence while working on your property, the situation is usually handled as a property damage issue, and the exact legal responsibility can depend on the facts. In general, the neigh...
Can I sue after a dog knocked me down and I tore my shoulder?
In Maine, a dog-related injury claim may be possible if the dog’s owner or keeper was legally responsible for the incident and your shoulder injury was caused by the dog knocking you down. In general, the key issues are...
Is it legal for the insurance company to follow my social media after I make an injury claim?
In general, yes—an insurance company or its investigator may be allowed to look at public social media after you make an injury claim. If your profile, posts, photos, comments, or videos are visible to the public, they m...
How do I dispute a hospital bill for an out-of-network doctor I did not choose during an emergency visit?
If you received care in an emergency and were billed for an out-of-network doctor you did not choose, there may be ways to dispute the bill, but the options depend on the facts, your insurance plan, and whether state or...
What happens if I was rear-ended while driving a company vehicle?
If you were rear-ended while driving a company vehicle in Michigan, several different legal and insurance issues may come up at the same time. In general, the fact that the vehicle belongs to your employer does not preve...
Do I have to prove emotional distress in an online defamation case in Mississippi?
In general, emotional distress can be relevant in an online defamation case, but it is not always the only thing a person must prove. Whether you need to show emotional distress depends on the type of defamation claim, t...
Do I have to report my injury to the store manager before leaving the premises?
In general, there is no single universal rule that says every injured customer must report an injury to a store manager before leaving the premises. But if you are hurt in a store, telling a manager or another employee a...
Do I have to pay a medical bill that was sent to collections before I ever received the first invoice?
In Pennsylvania, you may still owe a valid medical bill even if the account was sent to collections before you personally received the first invoice. But the fact that a collection notice arrived before an original bill...
Is it legal for the insurance company to total my car even though I want it repaired?
In general, yes. In Florida, an insurance company may be allowed to declare a vehicle a total loss even if you would prefer to have it repaired, depending on the policy, the damage, the car’s value, and the insurer’s est...
What happens if I was in an Uber accident and both drivers blame each other?
If you were in an Uber accident and both drivers blame each other, the situation usually turns into an insurance and evidence dispute rather than a simple one-driver claim. In general, fault has to be sorted out before i...
What Can I Do If a Repair Technician Damaged My Home?
If a repair technician damaged your home, you may have several general options depending on what happened, what you can prove, and whether the technician was independent, employed by a company, or hired directly by you....
How do I make a personal injury claim if a store employee caused the accident?
If a store employee caused your accident in Vermont, a personal injury claim may be possible depending on the facts. In general, these claims are based on the idea that a business can be responsible for harm caused by an...