Insurance Law
Browse published legal information questions related to Insurance Law.
Do I have to pay for repairs if the other driver’s insurer accepts fault but says their policy limit is too low?
In general, if another driver caused the crash and their insurer accepts fault, that does not necessarily mean the insurer will pay all of your repair costs. The insurer usually owes only up to the policy limit available...
What happens if I was hurt by a dog while pet sitting for the owner?
If you were hurt by a dog while pet sitting for the owner, the legal question is usually who may be responsible for the injury and what insurance, if any, may apply. In Delaware, as in many states, the answer often depen...
Is it legal for my insurance to deny a claim because my teenage son was not listed on the policy?
In general, an insurance company may deny or limit a claim if the policy required household drivers, resident relatives, or teen drivers to be listed and they were not disclosed. Whether that denial is lawful usually dep...
What happens if my bank let an automatic subscription charge go through after I revoked authorization?
If you revoked authorization for an automatic subscription and your bank still let the charge go through, the situation may involve both the merchant and the bank. In general, whether money can be taken depends on how th...
How do I handle a car accident claim when the police report has the wrong street listed?
If a police report lists the wrong street after a car accident, that mistake does not always control how an insurance claim is handled. In Georgia, as in many states, a crash report is usually one piece of evidence, not...
Can I sue after a dog knocked me down and I tore my shoulder?
In Maine, a dog-related injury claim may be possible if the dog’s owner or keeper was legally responsible for the incident and your shoulder injury was caused by the dog knocking you down. In general, the key issues are...
What happens if the at-fault driver’s insurance coverage is only $10,000 and my medical bills are higher?
In Texas, if the at-fault driver’s insurance policy is only $10,000 and your medical bills are higher, the insurance company usually will not pay more than the policy limit for that driver’s liability coverage. That does...
How do I file a claim if I was bitten by a dog at an Airbnb?
If you were bitten by a dog at an Airbnb in Iowa, the claim process usually starts with reporting the injury, getting medical care, and identifying who may be responsible. In many situations, a claim may involve more tha...
A contractor demolished the wrong wall in my house. Do I call insurance or sue them?
If a contractor demolished the wrong wall in your Texas home, the next step is often to think about both insurance and a claim against the contractor, not just one or the other. In many situations, homeowners first notif...
What are my rights if my insurance company denies my car accident claim saying I was partially at fault?
If you are in Illinois and your insurance company denies a car accident claim because it says you were partially at fault, the key issue is usually how fault is being used under the policy and under Illinois law. In gene...
Can I sue a rideshare driver for damaging my phone during a trip?
In general, you may be able to bring a claim against a rideshare driver if the driver’s conduct damaged your phone and the facts support legal responsibility. In Arizona, that usually means looking at whether the driver...
Do I have to see the insurance company’s doctor for my injury claim?
In general, you may be asked to see a doctor chosen by an insurance company during an injury claim, but whether you must agree depends on the type of claim, the policy or procedure involved, and the facts of your case. I...
How do I document a dog bite injury for an insurance claim?
In general, the strongest dog bite insurance claims are supported by clear, organized evidence showing what happened, what injuries you suffered, and what losses followed. If you are in Massachusetts, the basic idea is t...
Do I have to sign a settlement release before I know whether my knee injury needs surgery?
In general, no one can force you to sign a settlement release before you are ready, but a defendant or insurer may make that a condition of paying a settlement. A release is usually a final agreement that ends your claim...
What happens if the insurance company says my injury was pre-existing?
If an insurance company says your injury was pre-existing, it usually means the insurer is arguing that your symptoms, medical condition, or need for treatment existed before the accident or event that is being claimed....