Insurance Law
Browse published legal information questions related to Insurance Law.
Can my insurance deny coverage because my roommate was driving my car during the accident?
In West Virginia, an insurer may try to deny coverage if your roommate was driving your car during an accident, but the answer usually depends on the policy language and the facts of the situation. Many auto policies cov...
How do I document bruising and pain after a slip and fall accident?
If you are trying to document bruising and pain after a slip and fall accident in North Carolina, the main goal is usually to create a clear, consistent record of what happened, what you felt, and how your injuries chang...
What are my rights if police say the damage is over $1,000 but the shop estimate is only $650?
In Minnesota, the difference between a police statement that damage is over $1,000 and a shop estimate of $650 may matter a lot, but it does not automatically decide the legal issue. In general, police reports, witness s...
What happens if a hospital sends me a bill a year later for services I thought were covered?
If a hospital sends you a bill a year later for services you believed were covered, the first thing to know is that this can happen for several different reasons. In general, a late bill may mean the hospital believes th...
Can a Home Warranty Company Keep Denying the Same Repair Claim?
A home warranty company may deny the same repair claim more than once if it believes the repair is still excluded under the contract, if the paperwork is incomplete, or if it thinks the problem has not been shown to be c...
How do I file a claim if I was bitten by a dog at an Airbnb?
If you were bitten by a dog at an Airbnb in Iowa, the claim process usually starts with reporting the injury, getting medical care, and identifying who may be responsible. In many situations, a claim may involve more tha...
Is it legal for the insurance company to follow my social media after I make an injury claim?
In general, yes—an insurance company or its investigator may be allowed to look at public social media after you make an injury claim. If your profile, posts, photos, comments, or videos are visible to the public, they m...
What happens if I was injured by an airbag deploying in a low-speed collision?
If you were injured when an airbag deployed in a low-speed collision, several different things may be going on at once. In some crashes, the airbag may have deployed as designed, and the injury may still have come from t...
Is it legal for a towing company to keep my car until I pay cash only?
In Nevada, a towing company may sometimes keep a vehicle until lawful towing and storage charges are paid, but the details matter. Whether a company can insist on cash only depends on the agreement, the type of tow, the...
What happens if I was injured at a concert because security failed to control the crowd?
If you were injured at a concert because security did not control the crowd, the situation may involve a premises liability or negligence claim under New Hampshire law. In general, venue operators, event organizers, and...
Do I have to pay storage charges while arguing with insurance about whether my car is totaled?
In general, maybe. In Rhode Island, whether you have to pay storage charges while an insurance company is deciding if your car is totaled usually depends on the insurance policy, who ordered the tow or storage, how long...
What Can I Do If a Repair Technician Damaged My Home?
If a repair technician damaged your home, you may have several general options depending on what happened, what you can prove, and whether the technician was independent, employed by a company, or hired directly by you....
What are my rights if I was hit by a government vehicle in Idaho?
If you were hit by a government vehicle in Idaho, you may have the right to seek compensation for injuries and property damage, but claims against government bodies often follow special rules. Those rules can affect who...
Do I have to give the insurance company access to my mental health records?
In general, an insurance company does not automatically get unlimited access to your mental health records just because you make a claim. Whether you have to share them usually depends on the type of insurance, what you...
Do I have to reimburse my health insurance from a personal injury settlement?
In general, your health insurance may ask to be repaid from a personal injury settlement if it paid medical bills related to the injury. Whether reimbursement is required, and how much, usually depends on the type of ins...