Insurance Law
Browse published legal information questions related to Insurance Law.
What happens if a contractor damaged my roof and refuses to give insurance information?
If a contractor damaged your roof and refuses to give insurance information, you may still have options to document the damage, request payment, and try to identify the contractor’s coverage through other means. In gener...
What are my rights if a hotel refuses to refund a prepaid reservation due to a flight cancellation?
If a hotel in Hawaii refuses to refund a prepaid reservation after your flight is canceled, your rights usually depend on the reservation terms, the hotel’s cancellation policy, and any travel protection you bought. In g...
Can a Home Warranty Company Keep Denying the Same Repair Claim?
A home warranty company may deny the same repair claim more than once if it believes the repair is still excluded under the contract, if the paperwork is incomplete, or if it thinks the problem has not been shown to be c...
Do I have to pay back my health insurance from a dog bite settlement?
In general, maybe. After a dog bite settlement, your health insurer may have a right to ask for reimbursement if it paid medical bills related to the injury. Whether repayment is required often depends on the insurance c...
What are my rights if my credit union says my account was dormant but I logged in online last year?
If a credit union says your account was dormant, but you believe you accessed it online last year, the first issue is usually what the credit union counts as “activity.” In many cases, a simple online login may or may no...
How do I handle a claim when the liable business went out of business after my injury?
If the business that may be responsible for your injury later went out of business, that does not automatically mean a claim is impossible. In general, the important questions are whether the business still has insurance...
My Neighbor’s Construction Cracked My Wall — Who Pays for Repairs?
In California, who pays for a cracked wall from a neighbor’s construction usually depends on what caused the damage and who was legally responsible for it. In general, if the construction activity caused the crack, the n...
Do I have to prove the person knew the statement was false?
In general, it depends on the type of legal claim and the facts. In some disputes, proving that the speaker knew a statement was false can be important. In others, the law may focus more on whether the statement was fals...
What happens if a homeowner’s insurance company denies my claim after I fell on a broken porch step?
If a homeowner’s insurance company denies your claim after you fell on a broken porch step, that usually means the insurer is not agreeing to pay under the policy at that time. The denial may be based on the insurer’s vi...
How do I handle a car accident settlement when Medicare or health insurance paid some bills?
In general, when Medicare or a health insurer has paid some of your crash-related medical bills, those payments may affect how your car accident settlement is handled. The basic issue is that another payer may have a rig...
Is it legal for a tow yard to charge $95 per day after my car was towed from the crash scene?
In Indiana, a tow yard may be able to charge daily storage fees after a crash tow, but whether a $95 per day charge is legal usually depends on several facts. Those facts can include how the vehicle was towed, what the t...
How do I make a personal injury claim if a store employee caused the accident?
If a store employee caused your accident in Vermont, a personal injury claim may be possible depending on the facts. In general, these claims are based on the idea that a business can be responsible for harm caused by an...
Do I have to pay medical bills upfront while waiting for the car accident settlement?
In general, you may still be responsible for medical bills after a car accident even while a settlement is pending. In South Carolina, the fact that you are pursuing a car accident claim does not usually stop hospitals,...
What happens if I was hit by an uninsured driver while driving a borrowed car?
If you were hit by an uninsured driver while driving a borrowed car in Delaware, the first issue is usually which insurance policies may apply. In general, the at-fault driver’s lack of insurance can make recovery more c...
What happens if my loan was forgiven but the balance still shows on my credit report?
If a loan was forgiven, that usually means the lender or servicer has agreed not to collect the remaining balance, at least under the terms of the forgiveness. But a forgiven loan may still appear on your credit report f...