Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What Rights Does a Software Engineer Have After Building a Startup MVP Alone?
In general, a software engineer who builds a startup MVP alone may have rights related to compensation, ownership of the code, equity, credit, and contract enforcement, but the exact rights depend heavily on the facts. I...
Can a landlord send an old security deposit to the state if they cannot find my forwarding address?
In Ohio, a landlord usually does not simply “send” an old security deposit to the state just because they cannot find a tenant’s forwarding address. In general, the question turns on Ohio landlord-tenant law, what notice...
Is it legal for my insurance to deny a claim because my teenage son was not listed on the policy?
In general, an insurance company may deny or limit a claim if the policy required household drivers, resident relatives, or teen drivers to be listed and they were not disclosed. Whether that denial is lawful usually dep...
Is It Legal for a Store to Reject Cash Payments?
In general, a private store may sometimes refuse cash, but the answer depends on the facts and on whether any federal, state, or local rule applies. In Virginia, there is not always a simple blanket rule that requires ev...
Is it legal for a dealership to charge me for add-ons I never signed for?
In general, a dealership should not be able to charge you for add-ons that you did not agree to, but the answer often depends on what paperwork you signed, what was disclosed, and how the charge was presented. In Kentuck...
What are my rights if I am accused of damaging property because of someone’s race or religion?
If you are accused of damaging property because of someone’s race or religion, you generally have important rights, including the right to remain silent, the right to understand the accusations, and the right to defend y...
How do I calculate damages if someone violated Penal Code 632 by secretly recording me?
In California, damages for a secret recording claim under Penal Code 632 are usually not calculated by a single fixed formula. The amount may depend on what kind of harm the recording caused, how the recording was used,...
What happens if my bank let an automatic subscription charge go through after I revoked authorization?
If you revoked authorization for an automatic subscription and your bank still let the charge go through, the situation may involve both the merchant and the bank. In general, whether money can be taken depends on how th...
Can I sue a restaurant if I chipped a tooth on a small rock in my salad?
In general, yes, it is possible to bring a claim if a foreign object in restaurant food causes a dental injury. But whether a restaurant may be legally responsible depends on the facts, the amount of harm, and the proof...
A contractor used my driveway to access another job and cracked it. Who pays?
In California, the contractor who caused the damage may be responsible for repairing or paying for the damage, depending on the facts. If the driveway was cracked because the contractor or the contractor’s equipment used...
How do I claim funds from a closed bank that no longer exists in Vermont?
If a bank has closed or no longer exists, the money connected to your old account may not be gone, but the process for finding and claiming it can be complicated. In general, dormant accounts, returned deposits, cashier’...
What happens if my ex refuses to reimburse childcare costs within 30 days like the order says?
In Wisconsin, if a court order says your ex must reimburse childcare costs within 30 days and they do not pay, that usually means the payment is past due under the order. The order itself does not automatically collect t...
How do I collect if I win a $1,200 small claims judgment and the business still refuses to pay?
If you win a small claims judgment in South Dakota and the business still does not pay, the judgment does not usually collect itself. A court judgment is a legal debt, but you generally still have to take collection step...
Do I have to pay a cancellation fee if the company never provided the service?
In general, whether you have to pay a cancellation fee if the company never provided the service depends on the contract, the company’s policies, and the facts of the situation. If you agreed to a cancellation fee in a v...
Do I have to get consent before recording a mediation session about a consumer dispute in California?
In California, the safest general answer is usually yes: you should assume you need clear consent before recording a mediation session, especially if the session is confidential or involves private dispute-resolution com...