Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What happens if my credit card company denies a fraud claim I reported immediately?
If a credit card company denies a fraud claim you reported right away, it usually means the company has decided, at least for now, that it does not believe the charge was unauthorized or that the claim is not covered und...
Can a Hospital Bill Me Years After the Visit?
Yes, a hospital may sometimes send a bill long after the visit, but whether it can still collect depends on several legal and practical factors. A late bill does not automatically mean the charge is invalid. It may happe...
What happens if a debt collector tries to collect a debt that was discharged in bankruptcy?
If a debt was discharged in bankruptcy, a debt collector generally should not keep trying to collect it from you personally. A bankruptcy discharge usually means the legal obligation to pay that particular debt has been...
What are my rights if my student loan was sent to collections even though I was in school?
If a student loan was sent to collections while you were still in school, you may have rights to ask for an explanation, dispute the debt, and request that the collector stop collection activity while the issue is review...
Do I have to pay for a repair if the issue came back within a week?
In general, whether you have to pay for a repair that failed again within a week depends on the repair agreement, what was promised, and what caused the problem to return. In Missouri, the first question is usually wheth...
Is it legal for a debt collector to text my relatives about my overdue bill?
In general, a debt collector usually cannot freely text your relatives about your debt. Under U.S. debt collection rules, collectors are typically limited in who they can contact and what they can say. They may be allowe...
How do I handle an accident in a leased car when the repair estimate is over $6,000?
In Georgia, an accident in a leased car is usually handled through a combination of the lease contract, insurance coverage, and the condition of the vehicle after the crash. If the repair estimate is over $6,000, that of...
How do I handle a claim when the liable business went out of business after my injury?
If the business that may be responsible for your injury later went out of business, that does not automatically mean a claim is impossible. In general, the important questions are whether the business still has insurance...
How do I make a personal injury claim for burns from a defective pressure cooker?
If a defective pressure cooker burned you, the general process usually starts with getting medical care and preserving evidence. In a product-related injury claim, people often try to show that the product was defective,...
Can I bring a claim if I got food poisoning from a catered event and missed work?
If you got food poisoning after a catered event in Missouri and missed work, you may have a possible claim, but it depends on the facts. In general, a person who is harmed by contaminated food might pursue a claim based...
Can I sue a grocery store if a shopping cart collapsed and injured my foot?
In general, you may be able to bring a claim against a grocery store if a shopping cart collapsed and caused a foot injury, but the outcome usually depends on the facts and the available evidence. In Virginia, these situ...
How do I handle a personal injury claim when the business refuses to give me incident report paperwork?
In Georgia, if a business refuses to give you an incident report after an injury, that can be frustrating, but it does not necessarily stop a personal injury claim. In general, the report is only one piece of evidence. Y...
Is it legal for a landlord to charge separate fees for amenities that were included in the lease?
In Minnesota, the answer usually depends on the lease language and the surrounding facts. If an amenity was truly included in the lease as part of the agreed rent or as a promised service, a landlord may not be able to s...
Can I Sue a Hair Salon for Chemical Burns?
In New Jersey, a person who suffers chemical burns at a hair salon may sometimes have a claim against the salon, the stylist, or another responsible business if the injury was caused by negligence or another legal wrong....
Can I sue if someone edited screenshots to make it look like I admitted to a crime?
In Virginia, edited screenshots that falsely make it look like you admitted to a crime may sometimes support a civil claim, but the exact legal theory depends on the facts. In general, the law looks at what was published...