Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Can I Cancel a Solar Panel Contract After the Installer Delays for Months?
In general, maybe — but it depends on the contract terms, the reason for the delay, and what has happened between you and the installer since the project was signed. In Arizona, a long delay by itself does not automatica...
Is it legal for my servicer to capitalize interest after I submitted my recertification on time?
In general, a servicer may only capitalize interest if the loan terms and the applicable program rules allow it. Whether that is legal after you submitted a recertification on time often depends on how the servicer proce...
A contractor demolished the wrong wall in my house. Do I call insurance or sue them?
If a contractor demolished the wrong wall in your Texas home, the next step is often to think about both insurance and a claim against the contractor, not just one or the other. In many situations, homeowners first notif...
Do I have to provide probate documents to claim a deceased parent’s escheated funds?
In Rhode Island, you may have to provide probate documents to claim escheated funds belonging to a deceased parent, but the exact documents usually depend on how the property is being claimed and who is making the claim....
What happens if my bank let an automatic subscription charge go through after I revoked authorization?
If you revoked authorization for an automatic subscription and your bank still let the charge go through, the situation may involve both the merchant and the bank. In general, whether money can be taken depends on how th...
Is it legal for my servicer to report me late while my income driven plan request is processing?
In general, a loan servicer may be able to report a payment as late if your account is actually delinquent under the rules that apply to your loan and servicing arrangement. A pending request for an income-driven repayme...
What are my rights if I was never served with the child support case paperwork?
If you were never properly served with child support case paperwork, you may have important due process concerns. In general, service of process is the formal way the court gives notice of a case and tells a person how t...
What happens if my student loan servicer applied my extra payment to future bills instead of principal?
If your student loan servicer applied your extra payment to future bills instead of principal, the practical effect is usually that you may not reduce your loan balance as quickly as you expected. In many situations, the...
Is it legal for a mechanic to keep my car because I disputed the charges?
In North Carolina, a mechanic may sometimes have a legal right to keep a vehicle if there is an unpaid repair bill or a dispute about charges, but the answer depends heavily on the facts. In general, a shop that performe...
What are my rights if my ex claims daycare costs doubled but will not show receipts?
If your ex says daycare costs have doubled but will not show receipts, you usually have the right to ask for documentation and to question whether the amount being requested is accurate, necessary, and related to the chi...
Can a store use hidden cameras in dressing rooms to prevent shoplifting?
In Ohio, a store generally should not place hidden cameras in a dressing room or other area where a customer has a strong expectation of privacy. Dressing rooms are usually treated as private spaces, and secretly recordi...
How do I get compensation for undisclosed defects in a rental property?
In California, a tenant who discovers undisclosed defects in a rental property may have several possible ways to seek compensation, but the available options usually depend on the facts, the lease terms, and whether the...
Can I sue if the other driver’s insurance only pays for aftermarket parts?
In New Jersey, the answer may depend on what the damage claim is really worth, what kind of parts are being used, and whether the payment offered is enough to restore the vehicle to its pre-loss condition. In general, an...
How do I calculate lost wages after missing 12 days of work because of a store injury?
If you missed 12 days of work because of a store injury, lost wages are usually calculated by figuring out what you would have earned during that time if you had been able to work. In general, that can include regular ho...
What are my rights if my school promised job placement and I never got the training they advertised?
If a school in Washington promised job placement, career training, or specific program benefits and did not deliver them, you may have potential rights under consumer protection, contract, or school-specific rules, depen...