Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
I paid for a wedding makeup trial and the artist canceled the wedding booking. Should the trial be refunded?
In general, the answer depends on what the parties agreed to, what the trial fee was meant to cover, and why the wedding booking was canceled. A makeup trial is often treated as a separate service from the wedding-day bo...
What happens if I paid off a loan before learning it might have qualified for forgiveness?
If you paid off a loan before learning it might have qualified for forgiveness, the main issue is usually whether the loan was actually eligible for forgiveness under the program rules and whether any deadline, applicati...
I bought a puppy from a breeder and the vet found major health issues. What rights do I have?
If you bought a puppy from a breeder in New York and a veterinarian later found major health problems, you may have several possible consumer and contract-related rights depending on the facts. In general, the key questi...
What happens if a repair shop refuses to release my car until I pay for work I never approved?
In Massachusetts, a repair shop’s right to keep your car usually depends on the facts, the paperwork, and what kind of charges are being claimed. If you never approved the work, that may matter a lot, but it does not aut...
Can a Vet Charge Me for Treatment I Did Not Approve?
In general, a veterinarian may charge for treatment that was authorized, reasonably necessary in an emergency, or covered by a signed consent or estimate agreement. If you did not approve a procedure, medication, test, o...
How do I take a home cleaning service to small claims court for damaging my hardwood floors?
If a home cleaning service damaged your hardwood floors, Minnesota small claims court may be one possible way to seek money for repairs or replacement, depending on the facts, the amount involved, and what proof you have...
Loaned a Friend $450 and They Won’t Pay Me Back—What Can I Do?
If you loaned a friend $450 in Iowa and they will not pay you back, your options usually depend on whether you can show that the money was a loan, what the repayment agreement was, and what proof you have. In general, a...
Can I sue if the other driver’s insurance only pays for aftermarket parts?
In New Jersey, the answer may depend on what the damage claim is really worth, what kind of parts are being used, and whether the payment offered is enough to restore the vehicle to its pre-loss condition. In general, an...
Can a Repair Technician Break Something Else and Not Be Liable?
In general, a repair technician may be liable if they damage something else while performing a repair, but the answer depends heavily on the facts. In Kentucky, as in other states, liability often turns on whether the te...
Neighbor’s dog keeps getting loose and scratched my car. Can animal control help with property damage?
In Georgia, animal control may be able to help if a neighbor’s dog is repeatedly running loose, creating a nuisance, or violating local animal control rules. Whether animal control can do anything about the car damage it...
What happens if my car insurance lapses for two weeks and I get into an accident?
If your car insurance lapses for two weeks and you get into an accident, several things may happen at once. In general, the lapse can affect whether your insurer covers damage, injuries, or legal defense, and it may also...
Do I have to pay a locksmith $475 when they quoted $95 on the phone?
In Ohio, a phone quote of $95 does not always control the final bill, but it can matter a lot. In general, if a locksmith clearly quoted one price and then charged a much higher amount without explaining extra work, part...
Is it legal for a car dealer to run my credit through six lenders after I only approved one application?
In general, a car dealer may have some ability to submit your credit information to more than one lender if you signed paperwork that gave broad permission, if the dealership’s financing process was explained that way, o...
How do I take a pet boarding facility to court if my pet was injured in their care?
If your pet was injured while being boarded, you may be able to bring a civil claim against the facility, depending on the facts and the evidence. In Wyoming, as in many states, the legal theory might involve negligence,...
Can I sue a daycare if my child was injured because staff left kids unsupervised?
In general, a parent may be able to bring a legal claim against a daycare if a child was injured and the injury may have been caused by inadequate supervision. In Wyoming, as in other states, the basic question is usuall...