Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What are my rights if a moving company lost two boxes with my tax records and family photos?
If a moving company lost two boxes containing tax records and family photos, you may have several general rights under Mississippi law and the terms of the moving contract, but the details depend heavily on the facts. In...
How do I get a refund from an airline for canceled flights booked through a third-party site?
If your flight was canceled and you booked through a third-party website or travel agency, the refund process can be more complicated than if you booked directly with the airline. In general, the first question is whethe...
Can Employers or Businesses Keep Photocopies of Driver’s Licenses?
In general, a business or employer may ask to see your driver’s license to verify identity, age, driving privileges, or eligibility for a transaction or job duty. Whether it may keep a photocopy is a separate question an...
Is it legal for a car dealership to sell me a car that failed inspection the same week?
In New York, the answer usually depends on the facts of the sale, the car’s condition, and what the dealership told you before and during the transaction. In general, a dealership does not automatically act unlawfully ju...
What happens if a debt buyer sues me for an old credit card balance from 2017?
If a debt buyer sues you over an old credit card balance from 2017, the first thing to understand is that a lawsuit is serious even if the debt is old. In general, a debt buyer is a company that purchases charged-off deb...
The moving company broke my TV but their claim form says they owe pennies per pound. Can they do that?
In general, a moving company may try to limit how much it pays for damaged household goods, including a TV, through the contract or claim paperwork. A “pennies per pound” statement usually means the company is relying on...
What are my rights if my mechanic installed used parts instead of new ones without telling me?
If a mechanic installed used parts instead of new ones without telling you, you may have several potential rights depending on what you were told, what you agreed to, and what documents you signed. In general, a repair s...
Can I sue in Alabama if someone used AI to make fake images of me online?
In Alabama, you may have possible civil claims if someone used AI to create and post fake images of you online, but the answer depends heavily on the facts. The legal issue is usually not just that the images were made w...
Do I have to delete a recording if I later learn the other person did not consent?
In California, the answer depends on several facts, including how the recording was made, what was recorded, and whether any consent was actually required in the first place. In general, California is known for having st...
How do I deal with a home warranty company that keeps denying valid repair claims?
If a home warranty company keeps denying repair claims that you believe are covered, the first step is usually to gather and organize the policy, your claim records, repair invoices, photos, and all communications with t...
Do I have to pay for cable service that was bundled into my rent even though I never used it?
In New York, the short answer is usually that it depends on what your lease says and how the charge was set up. If cable service was truly part of the rent or a required amenity under your lease, you may still owe the am...
Is it legal for a dealership to refuse to fix a warranty issue because I missed one oil change?
In general, a dealership or manufacturer may not be able to deny warranty coverage for every missed oil change automatically. The key question is usually whether the missed service actually caused or contributed to the p...
Is it legal for a repair shop to hold my laptop until I pay a diagnostic fee I was never told about?
In Alaska, a repair shop may be able to keep possession of a laptop for unpaid charges in some situations, but the answer usually depends on the facts, the paperwork, and any agreement you made with the shop. If you were...
I bought a mattress online and the return window ended before it fully expanded. Any rights?
In California, you may have some options, but the answer usually depends on the seller’s return policy, the product listing, and whether the mattress was defective or not as described. A mattress that arrives compressed...
Is it legal for a store to refuse to identify the cleaning company responsible for the spill?
In general, a store may be able to refuse to volunteer the name of a cleaning company, but that does not necessarily end the matter if someone was injured in a spill. In Arkansas, the legal question is usually not whethe...