Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
How do I report someone for secretly recording confidential conversations?
In Washington, secretly recording a conversation can raise serious privacy and criminal-law concerns, but whether it is unlawful depends on the facts. The most important first step is to understand what kind of conversat...
What happens if I made 120 payments but some were under the wrong repayment plan?
If you made 120 payments but some of them were made under the wrong repayment plan, the key issue is usually whether those payments still count toward the forgiveness or loan-relief program you were trying to qualify for...
Can I Get Out of a Car Purchase If the Dealer Hid Accident History?
In Texas, you may have options if a dealer hid or failed to disclose important accident history when selling a car, but the available remedies depend heavily on the facts. The key questions are usually whether the accide...
Is it legal for a family member to record a private phone call about an inheritance dispute?
In California, the legality of recording a private phone call often depends on whether all parties to the call consented to the recording. California is generally treated as a two-party consent state, which means a perso...
Is it legal for my insurance to cancel my policy after a DUI conviction?
In general, yes, an insurance company may be allowed to cancel or choose not to renew a policy after a DUI conviction, depending on the policy language, state insurance rules, the timing, and the reason the insurer gives...
Can I Sue for Wrongful Detention After Being Held Without Arrest?
In Utah, a person who is held without being formally arrested may sometimes have a civil claim depending on what happened, who did it, and whether the detention was legally justified. In general, the key issue is not onl...
Can I sue for diminished value after my repaired car now has an accident history?
In general, possibly yes, but it depends on the facts, the insurance coverage involved, and Utah law as applied to your situation. “Diminished value” usually means the loss in a vehicle’s market value after an accident,...
What happens if a debt collector keeps calling my work phone after I told them to stop?
If a debt collector keeps calling your work phone after you told them to stop, that may raise legal issues under general debt collection rules, including limits on repeated or unwanted contact. In Texas, as in other stat...
Can I Get My Deposit Back If the Venue Canceled My Event?
In Georgia, whether you can get your deposit back after a venue cancels your event usually depends on the contract, the reason for the cancellation, and what money was paid as a deposit versus a nonrefundable booking fee...
Can I sue a contractor in small claims court for abandoning a $4,500 kitchen remodel?
In Virginia, a dispute over an abandoned $4,500 kitchen remodel may sometimes fit within small claims court, but the answer depends on the facts and on the amount of money you are actually trying to recover. Small claims...
Is it legal for a mechanic to keep my car because I disputed the charges?
In North Carolina, a mechanic may sometimes have a legal right to keep a vehicle if there is an unpaid repair bill or a dispute about charges, but the answer depends heavily on the facts. In general, a shop that performe...
I paid for a wedding makeup trial and the artist canceled the wedding booking. Should the trial be refunded?
In general, the answer depends on what the parties agreed to, what the trial fee was meant to cover, and why the wedding booking was canceled. A makeup trial is often treated as a separate service from the wedding-day bo...
What happens if I paid off a loan before learning it might have qualified for forgiveness?
If you paid off a loan before learning it might have qualified for forgiveness, the main issue is usually whether the loan was actually eligible for forgiveness under the program rules and whether any deadline, applicati...
I bought a puppy from a breeder and the vet found major health issues. What rights do I have?
If you bought a puppy from a breeder in New York and a veterinarian later found major health problems, you may have several possible consumer and contract-related rights depending on the facts. In general, the key questi...
What happens if a repair shop refuses to release my car until I pay for work I never approved?
In Massachusetts, a repair shop’s right to keep your car usually depends on the facts, the paperwork, and what kind of charges are being claimed. If you never approved the work, that may matter a lot, but it does not aut...