Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What are my rights if my insurance claim is denied without explanation?
If an insurance company denies a claim without giving a clear reason, that can be frustrating and may make it harder to know what to do next. In general, policyholders have the right to ask for the reason for the denial,...
Is it legal for a dealership to charge a document fee of $899?
In Colorado, a dealership may be able to charge a document fee, but whether an $899 fee is legally allowed depends on several factors, including how the fee is disclosed, what it is for, and whether the dealer is followi...
What are my rights if my car insurance company says my accident claim is worth less than the repair estimate?
If your car insurance company says your accident claim is worth less than the repair estimate, that usually means the insurer is questioning some part of the repair bill, the damage estimate, or the value of the loss. In...
Do I Owe a Cancellation Fee If the Service Provider Missed the Appointment?
In general, if the service provider missed the appointment, it may be hard for them to justify charging you a cancellation fee for that same appointment. A cancellation fee usually exists to cover the provider’s lost tim...
What happens if an AI image I used in an ad looks almost identical to another artist’s work?
If an AI-generated image used in an advertisement looks almost identical to another artist’s work, the situation may raise copyright, trademark, false advertising, unfair competition, or contract issues, depending on the...
What are my rights if a contractor damages my property and refuses to fix it?
If a contractor damages your property and then refuses to correct the damage, you may have several possible rights under Alabama law, depending on the contract, the facts, and the type of damage involved. In general, a c...
What happens if my student loan servicer lost my prior payment records?
If your student loan servicer lost records of your prior payments, that usually does not mean the payments never happened. In general, servicers are expected to keep account histories and apply payments correctly, but re...
What happens if my old employer turned over an uncashed $1,200 paycheck to the state?
If your old employer turned over an uncashed paycheck to the state, that usually means the employer treated the money as abandoned property under state unclaimed property rules. In general, the employer does not keep the...
My Dentist Billed Me for Work I Never Approved — Can I Dispute It?
Yes, in general, you may be able to dispute a dental bill in Pennsylvania if you were charged for treatment you did not approve, did not receive, or did not understand would be performed. Whether a dispute succeeds often...
Can I sue for defamation if someone posted on Facebook that I stole from my church?
In Alabama, a Facebook post accusing you of stealing from your church may raise a defamation issue if the statement is false, presented as a factual claim, and caused harm. In general, accusations of theft are the kind o...
How do I get a rental car paid for after someone hit my parked car?
If someone hit your parked car in North Carolina, a rental car may be paid for through the other driver’s insurance, your own auto policy, or sometimes another source depending on the facts. In general, the key issue is...
How do I dispute surprise billing from an out-of-network anesthesiologist?
A surprise bill from an out-of-network anesthesiologist can be upsetting, especially if you went to an in-network hospital or surgery center and reasonably expected the anesthesia services to be covered. In general, the...
Is it legal for a landlord in Alabama to keep my security deposit for normal carpet wear?
In general, a landlord in Alabama usually should not keep a security deposit just because carpet shows normal wear from ordinary use. Security deposits are commonly used to cover unpaid rent, lease violations, or damage...
Dry cleaner shrunk an expensive wool coat and offered a $25 credit. Is that all I can get?
In Massachusetts, the answer is usually “it depends.” If a dry cleaner damaged or shrank your wool coat, the amount you may be able to recover often depends on the terms on your claim ticket or receipt, the cleaner’s pol...
Do I have to keep paying my loans while my forgiveness application is under review?
In general, you may still have to keep making payments while a loan forgiveness application is being reviewed, unless the loan program or servicer has placed your account into an approved pause, deferment, forbearance, a...