Legal Q&A

Bankruptcy, Debt & Consumer Protection

Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.

GA - Georgia

Can I Press Charges for Fake Evidence and Reputation Damage in Georgia?

In Georgia, the answer usually depends on what happened, who made the fake evidence, and how it was used. In general, a private person does not personally “press charges.” Criminal charges are usually handled by law enfo...

NC - North Carolina

How do I identify an anonymous account that posted defamatory comments about my business?

In general, identifying an anonymous account that posted harmful comments about a business can be difficult, and the process usually depends on the platform, the available evidence, and the applicable law in North Caroli...

KY - Kentucky

What are my rights if my bank denies a fraud claim on my debit card?

If a bank denies your debit card fraud claim, you usually still have rights to ask for an explanation, review the bank’s decision, and keep documenting what happened. In general, the key issue is whether the bank treated...

PA - Pennsylvania

Do I have to pay a hospital bill that includes charges for services I never received?

In general, you may not have to pay a hospital bill for charges that were never actually provided, but the answer usually depends on what the bill shows, what records exist, and whether the charge was a mistake, a duplic...

ME - Maine

How do I dispute a phone bill that includes $220 in roaming charges I never agreed to?

If your phone bill includes roaming charges you did not expect or did not agree to, the first step is usually to review the bill, your service plan, and any messages from the carrier about roaming policies. In general, a...

KY - Kentucky

Is it legal for a dealership to charge me for add-ons I never signed for?

In general, a dealership should not be able to charge you for add-ons that you did not agree to, but the answer often depends on what paperwork you signed, what was disclosed, and how the charge was presented. In Kentuck...

CA - California

What are my rights if a business recorded a confidential call and shared it with a third party?

If a business recorded a confidential call and then shared it with a third party, you may have privacy-related concerns under California law. In general, California is a state with stronger privacy protections than many...

MN - Minnesota

Is it legal for a landlord to charge separate fees for amenities that were included in the lease?

In Minnesota, the answer usually depends on the lease language and the surrounding facts. If an amenity was truly included in the lease as part of the agreed rent or as a promised service, a landlord may not be able to s...

NJ - New Jersey

Does Living With Cats Mean I Accepted Responsibility for Pet Damage?

In general, simply living with cats does not automatically mean you accepted legal responsibility for any pet damage. In New Jersey, as in many places, responsibility usually depends on facts such as who owned the cat, w...

GA - Georgia

How do I handle an accident in a leased car when the repair estimate is over $6,000?

In Georgia, an accident in a leased car is usually handled through a combination of the lease contract, insurance coverage, and the condition of the vehicle after the crash. If the repair estimate is over $6,000, that of...

MT - Montana

Can I sue a contractor without a written contract?

In general, yes, it may be possible to bring a claim against a contractor even if there is no written contract. In Montana, as in many states, some agreements can be formed orally or by conduct, depending on the facts. A...

KS - Kansas

What are my rights if a fake account is impersonating me and posting racist comments?

If a fake account is impersonating you and posting racist comments, you may have several possible legal and practical options, depending on the facts. In general, impersonation and hateful posts can affect your reputatio...

GA - Georgia

How do I handle finding a camera disguised as a phone charger in a vacation rental?

Finding a camera disguised as a phone charger in a vacation rental can be alarming, and in Georgia it may raise both privacy and criminal-law concerns depending on the facts. In general, the safest first steps are to avo...

NY - New York

Can a phone company keep billing me after I ported my number out?

In general, a phone company should not keep charging you for service that has actually ended, but a bill after you port your number out does not always mean the charge is improper. In many situations, carriers continue b...

CT - Connecticut

What happens if an AI tool’s terms say it owns part of the output I created?

If an AI tool’s terms say it owns part of the output you created, that usually means the company is trying to reserve some contractual rights over the content generated using its service. In practical terms, that may aff...

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