Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
How do I get a rental car paid for after someone hit my parked car?
If someone hit your parked car in North Carolina, a rental car may be paid for through the other driver’s insurance, your own auto policy, or sometimes another source depending on the facts. In general, the key issue is...
How do I dispute surprise billing from an out-of-network anesthesiologist?
A surprise bill from an out-of-network anesthesiologist can be upsetting, especially if you went to an in-network hospital or surgery center and reasonably expected the anesthesia services to be covered. In general, the...
Dry cleaner shrunk an expensive wool coat and offered a $25 credit. Is that all I can get?
In Massachusetts, the answer is usually “it depends.” If a dry cleaner damaged or shrank your wool coat, the amount you may be able to recover often depends on the terms on your claim ticket or receipt, the cleaner’s pol...
Do I have to keep paying my loans while my forgiveness application is under review?
In general, you may still have to keep making payments while a loan forgiveness application is being reviewed, unless the loan program or servicer has placed your account into an approved pause, deferment, forbearance, a...
What happens if a contractor never pulled permits and the city fines me $1,500?
If a contractor did work without pulling the required permits and the city fined you, the homeowner is often the person the city looks to first in New Hampshire. That can be true even if the contractor was the one who fa...
What happens if an online retailer says my package was delivered but I never received it?
If an online retailer says a package was delivered but you never received it, the situation is usually treated as a delivery, billing, or customer-service dispute first, not as an automatic legal violation by either side...
My Storage Unit Auctioned My Stuff After Sending Notices to the Wrong Email — What Can I Do?
If a storage facility auctioned your belongings after sending notices to the wrong email address, there may be legal issues, but the answer depends heavily on the lease terms, the notice method used, and Georgia law. In...
The roofer says the leak is “normal settling” three months after replacement. What can I do?
In Pennsylvania, a roof leak that appears a few months after a replacement may be frustrating, but the right response usually depends on what the contract promised, what the roof was supposed to do, and what evidence exi...
Can I sue a restaurant if I chipped a tooth on a small rock in my salad?
In general, yes, it is possible to bring a claim if a foreign object in restaurant food causes a dental injury. But whether a restaurant may be legally responsible depends on the facts, the amount of harm, and the proof...
What Can I Do If a Delivery Company Damaged My Property?
If a delivery company damaged your property, you may have options to ask for repair or replacement costs, submit a claim, or seek other remedies depending on the facts. In general, the most important first step is to doc...
Do I have to pay for a broken appliance if it stopped working due to age?
In general, whether you have to pay for a broken appliance that stopped working due to age depends on what the appliance was, who owned it, and what agreement controlled the situation. In Indiana, as in many states, the...
Is It Legal for a Company to Auto-Renew My Contract Without Clear Notice?
In general, whether a company can auto-renew your contract without clear notice depends on the contract terms, the type of agreement, and applicable Wyoming law. Many businesses include automatic renewal language in serv...
How do I handle a solar panel company that promised savings but my electric bill went up?
If a solar company promised that your electric bill would go down but it went up instead, the first step is usually to review exactly what was said, what was written, and how the system is performing. In general, a highe...
Do I have to stop recording if someone says they do not agree to be recorded?
In California, the answer may depend on what kind of recording you are making, where you are making it, and whether the law requires consent from the people being recorded. In general, if a recording law applies, a perso...
Is it legal for a bank to freeze my account before escheating it?
In general, a bank may have legal and contractual reasons to place a hold or freeze on an account before any unclaimed property process, including escheatment, takes place. But a freeze is not the same thing as escheatme...