Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Can an Ex-Wife Keep a Car That Belongs to Me in Colorado?
In Colorado, whether an ex-wife can keep a car that you believe belongs to you usually depends on who legally owns the vehicle and whether it is marital property, separate property, or subject to a court order. If the ca...
Is it legal for a lender to charge late fees while my deferment request is pending?
In general, the answer depends on the loan documents, the lender’s policies, and whether the lender has formally approved the deferment. A pending deferment request does not always stop late fees by itself. In many situa...
What happens if I miss one credit card payment by 12 days but paid it before the next statement?
If you are in Ohio and you missed one credit card payment by 12 days but paid it before the next statement, the most common result is that the account may be treated as late for that billing cycle, even if you later caug...
What happens if my credit card company denies a fraud claim I reported immediately?
If a credit card company denies a fraud claim you reported right away, it usually means the company has decided, at least for now, that it does not believe the charge was unauthorized or that the claim is not covered und...
Mechanic replaced parts I never approved and won’t release the car unless I pay. What now?
If a mechanic replaced parts you did not approve and is refusing to release your car until you pay, the situation may involve a dispute over authorization, repair charges, and possession of your vehicle. In Michigan, the...
Do I have to pay a medical spa for a prepaid package when the location closed before my appointments?
If you already paid for a medical spa package and the location closed before you used all of the services, you usually do not owe additional payment just because the business shut down. In general, the more common issue...
Do I have to pay a dentist for a procedure that failed and needs to be redone?
In general, you may still owe money for a dental procedure even if it did not work as expected, but that does not mean the dentist can always charge you the full amount without question. In New Jersey, as in many states,...
Can a private school keep tuition after they asked my child not to return?
In Florida, a private school may be able to keep some or all of the tuition after asking a child not to return, but the answer usually depends on the enrollment contract, the school’s refund policy, and the facts surroun...
Can I sue for defamation if someone posted on Facebook that I stole from my church?
In Alabama, a Facebook post accusing you of stealing from your church may raise a defamation issue if the statement is false, presented as a factual claim, and caused harm. In general, accusations of theft are the kind o...
Can My HOA Tow My Car Without Warning?
In South Carolina, an HOA may sometimes have the power to tow a vehicle without giving you a personal warning first, but that usually depends on the HOA’s governing documents, community rules, and any applicable state or...
Can a Moving Company Auction My Stuff Without Proper Notice?
In general, a moving company may not be able to auction your belongings without giving notice first. Whether the auction was allowed usually depends on the contract, where the goods were stored, how much was owed, and wh...
Can a Dentist Charge Me More Than the Estimate After Treatment?
In general, a dentist may sometimes charge more than an estimate after treatment, but that depends on what the estimate covered, what you agreed to, and whether the final bill was explained clearly. An estimate is often...
What are my rights if my parked car was damaged by a snowplow?
If your parked car was damaged by a snowplow in Idaho, you may have rights to seek compensation, but the available options usually depend on who operated the snowplow, where the damage happened, and what kind of insuranc...
Can I record a repair technician inside my home if I tell them my camera records audio?
In California, recording a repair technician inside your home can raise privacy and consent issues, especially if the recording includes audio. Whether it is allowed often depends on what is being recorded, whether the t...
Can I claim lost income if I drive for DoorDash and my car was in the shop for two weeks?
In general, you may be able to claim lost income if another person or company caused the car damage that kept you from driving for DoorDash, but the answer depends on the facts and the available proof. In California, los...