Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Can I sue a restaurant if I chipped a tooth on a small rock in my salad?
In general, yes, it is possible to bring a claim if a foreign object in restaurant food causes a dental injury. But whether a restaurant may be legally responsible depends on the facts, the amount of harm, and the proof...
What Can I Do If a Delivery Company Damaged My Property?
If a delivery company damaged your property, you may have options to ask for repair or replacement costs, submit a claim, or seek other remedies depending on the facts. In general, the most important first step is to doc...
Do I have to pay for a broken appliance if it stopped working due to age?
In general, whether you have to pay for a broken appliance that stopped working due to age depends on what the appliance was, who owned it, and what agreement controlled the situation. In Indiana, as in many states, the...
Is It Legal for a Company to Auto-Renew My Contract Without Clear Notice?
In general, whether a company can auto-renew your contract without clear notice depends on the contract terms, the type of agreement, and applicable Wyoming law. Many businesses include automatic renewal language in serv...
How do I handle a solar panel company that promised savings but my electric bill went up?
If a solar company promised that your electric bill would go down but it went up instead, the first step is usually to review exactly what was said, what was written, and how the system is performing. In general, a highe...
Do I have to stop recording if someone says they do not agree to be recorded?
In California, the answer may depend on what kind of recording you are making, where you are making it, and whether the law requires consent from the people being recorded. In general, if a recording law applies, a perso...
Is it legal for a bank to freeze my account before escheating it?
In general, a bank may have legal and contractual reasons to place a hold or freeze on an account before any unclaimed property process, including escheatment, takes place. But a freeze is not the same thing as escheatme...
Is it legal for someone to post my mugshot and falsely say I was convicted?
In Kentucky, posting someone’s mugshot and falsely saying they were convicted may raise legal issues, but the answer depends on the facts and the exact words used. In general, false statements that harm a person’s reputa...
What happens if my PSLF payment count shows 82 payments but I think it should be 110?
If your Public Service Loan Forgiveness (PSLF) payment count shows 82 qualifying payments but you believe you should have 110, that usually means the loan servicer or PSLF review process has not yet credited some months...
Do I have to pay student loans if I was the victim of identity theft?
In general, if a student loan was taken out in your name because of identity theft, you may not be responsible for repaying that debt. But the answer often depends on who actually signed the loan documents, whether the l...
My Car Was Repossessed With My Personal Belongings Inside — How Do I Get Them Back?
If your car was repossessed in Georgia and your personal belongings were still inside, the lender or repossession company usually must allow you a reasonable opportunity to recover non-car items. In general, a repossessi...
The car wash ripped off my side mirror and pointed to a “not responsible” sign. Does that matter?
In Georgia, a “not responsible” sign may matter, but it usually does not automatically end the issue. In general, a business cannot always avoid responsibility just by posting a sign, especially if the damage may have be...
How do I dispute a phone company charging me for services I never activated?
If a phone company charged you for a service you believe you never activated, the first step is usually to gather your bills, account records, and any messages or screenshots that show what was charged and when. In gener...
Can I Sue a Hair Salon for Chemical Burns?
In New Jersey, a person who suffers chemical burns at a hair salon may sometimes have a claim against the salon, the stylist, or another responsible business if the injury was caused by negligence or another legal wrong....
Is it legal for a debt collector to keep calling my workplace after I told them to stop?
In general, a debt collector may not keep calling your workplace if you have clearly told them that you are not allowed to receive those calls there, or that your employer does not allow them. Workplace calls can become...