Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Can I sue a moving company in small claims court for breaking my TV and losing two boxes?
In Arizona, you may be able to bring a small claims case against a moving company if the amount you are asking for falls within the small claims court limit and the facts support a claim that the company was responsible...
Do I have to pay for prepaid services if the business shuts down?
If a business shuts down, whether you still have to pay for prepaid services usually depends on the contract terms, how much of the service was already used, and what Alaska law may allow in the circumstances. In general...
Can a Car Dealer Sell Me a Vehicle Without a Clean Title?
In general, a dealer should be able to give you clear information about the vehicle’s title status before or at the time of sale. If a title is not “clean,” that can mean the title has a brand, such as salvage, rebuilt,...
Can I return a used car if the dealer promised it had no accidents but I found a prior salvage record?
In Colorado, a dealer’s promise that a used car had no accidents may matter a lot if you later discover a prior salvage record. In general, a seller’s statements about a vehicle’s history can become important if they wer...
Loaned a Friend $450 and They Won’t Pay Me Back—What Can I Do?
If you loaned a friend $450 in Iowa and they will not pay you back, your options usually depend on whether you can show that the money was a loan, what the repayment agreement was, and what proof you have. In general, a...
Can I sue if the other driver’s insurance only pays for aftermarket parts?
In New Jersey, the answer may depend on what the damage claim is really worth, what kind of parts are being used, and whether the payment offered is enough to restore the vehicle to its pre-loss condition. In general, an...
How do I divide credit card debt that my spouse ran up without telling me?
In Minnesota, credit card debt is usually divided as part of a divorce or legal separation based on the overall financial picture, not simply on whose name is on the account. If your spouse ran up debt without telling yo...
Can a Repair Technician Break Something Else and Not Be Liable?
In general, a repair technician may be liable if they damage something else while performing a repair, but the answer depends heavily on the facts. In Kentucky, as in other states, liability often turns on whether the te...
What happens if a credit card company keeps charging interest after I paid off the full balance?
If you paid off the full balance on a credit card and the company still keeps charging interest, the first question is whether the account was truly paid in full under the card’s rules. In general, a credit card issuer m...
Neighbor’s dog keeps getting loose and scratched my car. Can animal control help with property damage?
In Georgia, animal control may be able to help if a neighbor’s dog is repeatedly running loose, creating a nuisance, or violating local animal control rules. Whether animal control can do anything about the car damage it...
Can parent PLUS loans qualify for student loan forgiveness if I work for the county government?
In general, Parent PLUS loans may be eligible for some federal student loan forgiveness options, but the rules are often more limited than they are for loans taken out for your own education. Working for a county governm...
Is it legal for a subscription service to keep billing after I removed my payment method?
In general, a subscription service may not be allowed to keep charging you forever just because your old payment method is still on file. But removing a card, bank account, or other payment method does not always automat...
Is it legal for my tax refund to be taken because of defaulted student loans?
In general, yes. A tax refund may be taken, or offset, to collect certain past-due debts, including defaulted federal student loans, depending on the facts and the type of debt involved. This is a common collection tool...
How do I get my money back from a mechanic who replaced parts that did not fix the problem?
If a mechanic replaced parts but the original problem is still not fixed, there may be several general steps to consider. In Oklahoma, the first issue is usually whether the repair shop promised a specific result, made a...
What happens if my car insurance lapses for two weeks and I get into an accident?
If your car insurance lapses for two weeks and you get into an accident, several things may happen at once. In general, the lapse can affect whether your insurer covers damage, injuries, or legal defense, and it may also...