Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Do I have to pay for a prepaid service if the business permanently closed?
In general, if you prepaid for a service and the business permanently closed before providing all of it, you may not have to keep paying for the unused portion. The exact answer depends on the contract terms, how the pay...
Is it legal for someone to threaten to damage my car if I keep parking near their house?
In general, a person in Washington is not automatically allowed to threaten to damage your car just because they do not like where you park. A threat to damage property may be unlawful depending on what was said, how it...
Can a Car Dealer Refuse to Return My Deposit After Financing Fell Through?
In California, whether a car dealer can keep your deposit after financing falls through usually depends on the exact paperwork, what kind of deposit it was, and whether the sales agreement was truly final. In general, a...
Can a court settlement payment become unclaimed property if the law firm cannot reach me?
Yes, a court settlement payment can sometimes become unclaimed property if the money cannot be delivered to you and remains unclaimed for a period of time. In general, when a law firm or other holder is trying to distrib...
What happens if a customer leaves a Google review falsely saying my restaurant gave them food poisoning?
If a customer posts a Google review falsely claiming your Texas restaurant caused food poisoning, the review may create serious business and reputational harm. In general, a false statement of fact published to others ca...
What happens if I made 120 payments but some were under the wrong repayment plan?
If you made 120 payments but some of them were made under the wrong repayment plan, the key issue is usually whether those payments still count toward the forgiveness or loan-relief program you were trying to qualify for...
What happens if my insurance policy was canceled without proper notice in Vermont?
If an insurance policy is canceled without proper notice, the policy may not have ended when the insurer says it did. In general, notice requirements matter because they are often part of the insurer’s legal and contract...
Is it legal for a towing company to keep my car until I pay cash only?
In Nevada, a towing company may sometimes keep a vehicle until lawful towing and storage charges are paid, but the details matter. Whether a company can insist on cash only depends on the agreement, the type of tow, the...
Can I claim lost income if I drive for DoorDash and my car was in the shop for two weeks?
In general, you may be able to claim lost income if another person or company caused the car damage that kept you from driving for DoorDash, but the answer depends on the facts and the available proof. In California, los...
What happens if my car is repossessed even though I made a partial payment?
If your car is repossessed after you made a partial payment, that does not automatically mean the repossession was improper. In Iowa, as in many states, the lender or repossession company will usually look first to the l...
What happens if a credit card company keeps charging interest after I paid off the full balance?
If you paid off the full balance on a credit card and the company still keeps charging interest, the first question is whether the account was truly paid in full under the card’s rules. In general, a credit card issuer m...
Is it legal for a subscription app to make me call customer service to cancel but let me sign up online?
In general, a subscription app may not be allowed to make cancellation much harder than sign-up, but the answer depends on the facts and the legal rules that apply in Utah and under any relevant federal law. If a company...
What happens if a defamatory video was shared thousands of times before removal?
If a defamatory video was shared thousands of times before it was removed, the main legal concern is usually the size and spread of the harm. In general, the more widely a false and damaging video is circulated, the more...
Is it legal for a bank to charge monthly fees until my dormant account balance reaches zero?
In general, a bank may be able to charge monthly maintenance or inactivity fees on a dormant account if the account agreement allows those fees and if the bank follows applicable law. Whether the fees are lawful usually...
Is it legal for a repair shop to charge storage fees without telling me upfront?
In general, a repair shop may be able to charge storage fees, but whether it can do so without telling you upfront often depends on the facts, the repair agreement, local business practices, and Alaska law. A shop’s abil...