Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Can a court settlement payment become unclaimed property if the law firm cannot reach me?
Yes, a court settlement payment can sometimes become unclaimed property if the money cannot be delivered to you and remains unclaimed for a period of time. In general, when a law firm or other holder is trying to distrib...
What happens if a customer leaves a Google review falsely saying my restaurant gave them food poisoning?
If a customer posts a Google review falsely claiming your Texas restaurant caused food poisoning, the review may create serious business and reputational harm. In general, a false statement of fact published to others ca...
What happens if I made 120 payments but some were under the wrong repayment plan?
If you made 120 payments but some of them were made under the wrong repayment plan, the key issue is usually whether those payments still count toward the forgiveness or loan-relief program you were trying to qualify for...
What happens if my insurance policy was canceled without proper notice in Vermont?
If an insurance policy is canceled without proper notice, the policy may not have ended when the insurer says it did. In general, notice requirements matter because they are often part of the insurer’s legal and contract...
Is it legal for a towing company to keep my car until I pay cash only?
In Nevada, a towing company may sometimes keep a vehicle until lawful towing and storage charges are paid, but the details matter. Whether a company can insist on cash only depends on the agreement, the type of tow, the...
Can I claim lost income if I drive for DoorDash and my car was in the shop for two weeks?
In general, you may be able to claim lost income if another person or company caused the car damage that kept you from driving for DoorDash, but the answer depends on the facts and the available proof. In California, los...
What happens if my car is repossessed even though I made a partial payment?
If your car is repossessed after you made a partial payment, that does not automatically mean the repossession was improper. In Iowa, as in many states, the lender or repossession company will usually look first to the l...
What happens if a credit card company keeps charging interest after I paid off the full balance?
If you paid off the full balance on a credit card and the company still keeps charging interest, the first question is whether the account was truly paid in full under the card’s rules. In general, a credit card issuer m...
Is it legal for a subscription app to make me call customer service to cancel but let me sign up online?
In general, a subscription app may not be allowed to make cancellation much harder than sign-up, but the answer depends on the facts and the legal rules that apply in Utah and under any relevant federal law. If a company...
Is it legal for a repair shop to charge storage fees without telling me upfront?
In general, a repair shop may be able to charge storage fees, but whether it can do so without telling you upfront often depends on the facts, the repair agreement, local business practices, and Alaska law. A shop’s abil...
What are my rights if a debt collector recorded me after I said I did not agree to be recorded?
In Illinois, a debt collector recording you after you said you did not agree to be recorded may raise privacy and consumer-protection concerns. Whether the recording was lawful can depend on the facts, including who was...
Do I have to repair my car after receiving an insurance payout, or can I keep the money?
In general, whether you have to repair your car after an insurance payout depends on what kind of claim you made, who owns the car, and what your insurance policy says. In Montana, there is not a simple one-size-fits-all...
How do I recover money from a contractor who abandoned my home renovation halfway through?
If a contractor abandons a home renovation partway through, the first step is usually to document exactly what happened and what money was paid. In many situations, homeowners try to recover funds by showing that the con...
Is it legal for a tow yard to charge $95 per day after my car was towed from the crash scene?
In Indiana, a tow yard may be able to charge daily storage fees after a crash tow, but whether a $95 per day charge is legal usually depends on several facts. Those facts can include how the vehicle was towed, what the t...
Can I sue if a competitor bought ads linking my name to fraud accusations?
In general, possibly yes, but it depends heavily on what the ads said, how they were presented, who bought them, and what harm you can show. A competitor’s paid ads that connect your name to fraud accusations may raise l...