Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What Are My Rights if Firestone’s $2,000 Repair Failed After a Few Months?
If a Firestone repair cost about $2,000 and then failed after only a few months, you may have several possible consumer-protection and warranty-related concerns under Florida law, depending on the facts. In general, a re...
Is it legal for a lender to charge late fees while my deferment request is pending?
In general, the answer depends on the loan documents, the lender’s policies, and whether the lender has formally approved the deferment. A pending deferment request does not always stop late fees by itself. In many situa...
What happens if a debt collector keeps calling me before 8 a.m. every day?
If a debt collector keeps calling you before 8 a.m. every day, that may be a sign of improper collection conduct, especially if the calls are early, frequent, or unwanted. In general, debt collectors are usually expected...
How do I recover money from a lawn care company that charged me for services I never received?
If a lawn care company charged you for services you did not receive, the situation may involve a billing dispute, breach of contract, or another consumer problem, depending on the facts. In general, your first step is us...
What Can I Do If a Repair Technician Damaged My Home?
If a repair technician damaged your home, you may have several general options depending on what happened, what you can prove, and whether the technician was independent, employed by a company, or hired directly by you....
My Contractor Used Unlicensed Workers — Can I Cancel the Contract?
In California, the answer often depends on the facts of the job, the contract terms, and what “unlicensed workers” means in your situation. In general, a contractor using workers who do not hold a required license does n...
How do I sue a mechanic who kept my car for 40 days and still did not repair it?
In Nevada, a dispute with a mechanic who kept your car for a long time and did not finish the repair may involve contract issues, consumer-protection concerns, or a property dispute, depending on what you agreed to, what...
How do I dispute an auto repair bill when the shop replaced parts I never authorized?
If an auto repair shop in Florida replaced parts you never authorized, you may have a basis to dispute the bill, but the best response depends on what you approved, what the shop documented, and whether the parts were tr...
The florist delivered the wrong flowers for a funeral. Can we ask for more than a refund?
In Pennsylvania, a wrong flower delivery for a funeral may be more than a simple customer-service problem, but the available remedies usually depend on the facts. In general, if a florist delivered the wrong arrangement,...
What happens if someone outside my state posted lies about me online?
If someone outside New Hampshire posted false statements about you online, the situation may still matter in New Hampshire if the harm was felt here. In general, internet posts can create issues in more than one state be...
Can a Business Charge My Card Again After I Disputed the First Charge?
In general, a business may try to charge your card again after you dispute the first charge, but whether it is allowed depends on the facts, the payment method, the business’s policies, and any agreement you made. A seco...
Bought a car from a small dealer in Georgia and now the temp tag is expired with no title in sight. What are my options?
If you bought a car from a small dealer in Georgia and the temporary tag has expired while the title still has not arrived, that can be frustrating and stressful. In general, the situation may involve both vehicle title...
What are my rights if my student loan was sent to collections even though I was in school?
If a student loan was sent to collections while you were still in school, you may have rights to ask for an explanation, dispute the debt, and request that the collector stop collection activity while the issue is review...
Can I sue a website for refusing to remove defamatory comments posted by users?
In New Jersey, the answer is often complicated and depends heavily on who posted the content, what the website did, and whether federal law applies. In general, websites are often protected from liability for user-genera...
Is it legal for a bank to freeze my account before escheating it?
In general, a bank may have legal and contractual reasons to place a hold or freeze on an account before any unclaimed property process, including escheatment, takes place. But a freeze is not the same thing as escheatme...