Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Is it legal for police to question a minor without a parent present after reading Miranda rights?
In general, police may be able to question a minor without a parent present, even after giving Miranda warnings, depending on the circumstances and Indiana law. The fact that a parent is not in the room does not automati...
Can I sue if a competitor bought ads linking my name to fraud accusations?
In general, possibly yes, but it depends heavily on what the ads said, how they were presented, who bought them, and what harm you can show. A competitor’s paid ads that connect your name to fraud accusations may raise l...
Do I have to include my spouse’s income for income based student loan payments?
In general, whether you must include a spouse’s income for income-based student loan payments depends on the repayment plan, how the loan servicer counts household income, and whether you file taxes jointly or separately...
What are my rights if my bank denies a fraud claim on my debit card?
If a bank denies your debit card fraud claim, you usually still have rights to ask for an explanation, review the bank’s decision, and keep documenting what happened. In general, the key issue is whether the bank treated...
What Are My Rights if Firestone’s $2,000 Repair Failed After a Few Months?
If a Firestone repair cost about $2,000 and then failed after only a few months, you may have several possible consumer-protection and warranty-related concerns under Florida law, depending on the facts. In general, a re...
Is it legal for a lender to charge late fees while my deferment request is pending?
In general, the answer depends on the loan documents, the lender’s policies, and whether the lender has formally approved the deferment. A pending deferment request does not always stop late fees by itself. In many situa...
What happens if a debt collector keeps calling me before 8 a.m. every day?
If a debt collector keeps calling you before 8 a.m. every day, that may be a sign of improper collection conduct, especially if the calls are early, frequent, or unwanted. In general, debt collectors are usually expected...
A contractor used my driveway to access another job and cracked it. Who pays?
In California, the contractor who caused the damage may be responsible for repairing or paying for the damage, depending on the facts. If the driveway was cracked because the contractor or the contractor’s equipment used...
How do I recover money from a lawn care company that charged me for services I never received?
If a lawn care company charged you for services you did not receive, the situation may involve a billing dispute, breach of contract, or another consumer problem, depending on the facts. In general, your first step is us...
What Can I Do If a Repair Technician Damaged My Home?
If a repair technician damaged your home, you may have several general options depending on what happened, what you can prove, and whether the technician was independent, employed by a company, or hired directly by you....
My Contractor Used Unlicensed Workers — Can I Cancel the Contract?
In California, the answer often depends on the facts of the job, the contract terms, and what “unlicensed workers” means in your situation. In general, a contractor using workers who do not hold a required license does n...
How do I sue a mechanic who kept my car for 40 days and still did not repair it?
In Nevada, a dispute with a mechanic who kept your car for a long time and did not finish the repair may involve contract issues, consumer-protection concerns, or a property dispute, depending on what you agreed to, what...
How do I dispute an auto repair bill when the shop replaced parts I never authorized?
If an auto repair shop in Florida replaced parts you never authorized, you may have a basis to dispute the bill, but the best response depends on what you approved, what the shop documented, and whether the parts were tr...
The florist delivered the wrong flowers for a funeral. Can we ask for more than a refund?
In Pennsylvania, a wrong flower delivery for a funeral may be more than a simple customer-service problem, but the available remedies usually depend on the facts. In general, if a florist delivered the wrong arrangement,...
What happens if someone outside my state posted lies about me online?
If someone outside New Hampshire posted false statements about you online, the situation may still matter in New Hampshire if the harm was felt here. In general, internet posts can create issues in more than one state be...