Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
How do I dispute a gym membership that continued billing me after I canceled in person?
If a gym kept billing you after you canceled in person, the first step is usually to gather proof of the cancellation and the unwanted charges. In general, that means saving any written cancellation confirmation, receipt...
What happens if I made 120 payments but some were under the wrong repayment plan?
If you made 120 payments but some of them were made under the wrong repayment plan, the key issue is usually whether those payments still count toward the forgiveness or loan-relief program you were trying to qualify for...
Is it legal for a collection agency to garnish my wages for defaulted federal student loans?
In general, yes, wages may be garnished for defaulted federal student loans, but the rules are usually different from ordinary consumer debts. Federal student loan collections are often handled under special federal coll...
What happens if my insurance policy was canceled without proper notice in Vermont?
If an insurance policy is canceled without proper notice, the policy may not have ended when the insurer says it did. In general, notice requirements matter because they are often part of the insurer’s legal and contract...
Is it legal for a towing company to keep my car until I pay cash only?
In Nevada, a towing company may sometimes keep a vehicle until lawful towing and storage charges are paid, but the details matter. Whether a company can insist on cash only depends on the agreement, the type of tow, the...
Can I claim lost income if I drive for DoorDash and my car was in the shop for two weeks?
In general, you may be able to claim lost income if another person or company caused the car damage that kept you from driving for DoorDash, but the answer depends on the facts and the available proof. In California, los...
What happens if my car is repossessed even though I made a partial payment?
If your car is repossessed after you made a partial payment, that does not automatically mean the repossession was improper. In Iowa, as in many states, the lender or repossession company will usually look first to the l...
What are my rights if the harassment started after a small claims dispute with a contractor?
If harassment started after a small claims dispute with a contractor in Washington, you may have several legal protections depending on what the other person is doing and how serious the conduct is. In general, people ha...
What happens if a credit card company keeps charging interest after I paid off the full balance?
If you paid off the full balance on a credit card and the company still keeps charging interest, the first question is whether the account was truly paid in full under the card’s rules. In general, a credit card issuer m...
How do I get a refund from an airline for canceled flights booked through a third-party site?
If your flight was canceled and you booked through a third-party website or travel agency, the refund process can be more complicated than if you booked directly with the airline. In general, the first question is whethe...
Is it legal for a subscription app to make me call customer service to cancel but let me sign up online?
In general, a subscription app may not be allowed to make cancellation much harder than sign-up, but the answer depends on the facts and the legal rules that apply in Utah and under any relevant federal law. If a company...
Can a Contractor Work Without a Permit and Still Charge Me?
In general, a contractor may not be allowed to do certain work without the permits that the law or local code requires, but whether they can still charge you depends on the facts, the contract, and Utah law. A permit iss...
A neighbor’s basketball hoop is partly in the street and damaged my car. Who do I contact?
If a neighbor’s basketball hoop was partly in the street and damaged your car in North Carolina, the first contact is often the neighbor or the homeowner who controls the property where the hoop sits. In many situations,...
Can a daycare charge the whole month after we withdrew because they changed hours?
In Maryland, a daycare may be able to charge the full month after withdrawal if your enrollment agreement or parent handbook says monthly tuition is due for the entire billing period, even if a child stops attending part...
What are my rights if a neighbor points a hidden camera through my window?
If you are in Tennessee and believe a neighbor is using a hidden camera to look through your window, you may have several possible privacy-related concerns, depending on exactly what is happening. In general, people have...