Insurance Law
Browse published legal information questions related to Insurance Law.
What happens if I was injured by an airbag deploying in a low-speed collision?
If you were injured when an airbag deployed in a low-speed collision, several different things may be going on at once. In some crashes, the airbag may have deployed as designed, and the injury may still have come from t...
My Neighbor’s Construction Cracked My Wall — Who Pays for Repairs?
In California, who pays for a cracked wall from a neighbor’s construction usually depends on what caused the damage and who was legally responsible for it. In general, if the construction activity caused the crack, the n...
What happens if I was rear-ended at a red light and the other driver’s insurance says I stopped too suddenly?
In Texas, a rear-end collision at a red light often raises a question about which driver may be responsible for the crash, but it does not automatically mean the rear driver is always at fault. The other driver’s insuran...
What are my rights if a contractor damaged my neighbor's fence while working on my driveway?
If a contractor damaged your neighbor’s fence while working on your driveway, the situation usually turns on who caused the damage, what the contract says, and whether the contractor acted carelessly. In Alabama, the nei...
Do I have to tell my insurance company if I settle privately with the other driver?
In general, you may still need to notify your insurance company even if you and the other driver settle the claim privately. A private agreement between drivers does not always replace your insurance policy duties. Many...
What are my rights if a store display fell and hit my head?
If a store display falls and hits your head, you may have rights under general premises liability and personal injury law. In Idaho, store owners and other businesses generally have a duty to use reasonable care to keep...
Do I have to tell my car insurance company about a DUI?
In general, a DUI can affect your car insurance, but whether you must proactively tell your insurer depends on your policy, the insurer’s reporting requirements, and the facts of the incident. In Mississippi, many driver...
Can I record a call with an insurance adjuster if I say I am recording and they continue speaking?
In Massachusetts, the answer can depend on the consent rules that apply to the call and on the exact facts. In general, Massachusetts is treated as a state with strong privacy protections for communications, so you shoul...
What are my rights if my car insurance denies coverage due to a technicality in the policy?
If your car insurance company in Michigan denies coverage because of a policy technicality, you generally still have rights. A denial letter does not always mean the insurer’s decision is final or correct. In many situat...
Is it legal for a business to make me pay for an ambulance after I fell on their property?
In general, a business cannot simply decide that you are legally responsible for an ambulance bill just because you fell on its property. In Indiana, as in many states, whether you must pay for emergency medical transpor...
What are my rights if I was injured in an elevator that dropped suddenly?
If you were injured in an elevator that dropped suddenly in Maryland, you may have the right to seek compensation for your injuries if someone else’s negligence contributed to the incident. In general, possible responsib...
Can I sue for emotional distress after my dog was injured in the car accident?
In general, you might be able to bring a claim for emotional distress after a car accident that injures your dog, but the answer usually depends on the facts and the law in your state. In Wyoming, as in many states, the...
What are my rights if my renters insurance claim is denied for water damage from a burst pipe?
If your renters insurance claim is denied for water damage from a burst pipe, you usually have the right to ask the insurer for a clear explanation of the denial and a copy of the policy language it relied on. In general...
What are my rights if my insurance claim is denied without explanation?
If an insurance company denies a claim without giving a clear reason, that can be frustrating and may make it harder to know what to do next. In general, policyholders have the right to ask for the reason for the denial,...
Can a Repair Technician Break Something Else and Not Be Liable?
In general, a repair technician may be liable if they damage something else while performing a repair, but the answer depends heavily on the facts. In Kentucky, as in other states, liability often turns on whether the te...