Insurance Law
Browse published legal information questions related to Insurance Law.
Do I have to pay for repairs after a mechanic misdiagnosed the problem and replaced the wrong part?
In Florida, whether you have to pay after a mechanic misdiagnoses a problem and replaces the wrong part usually depends on the repair agreement, what you authorized, and whether the shop’s work was reasonable under the c...
What happens if I got a DUI while driving a rental car in Michigan?
If you are charged with DUI while driving a rental car in Michigan, the case is usually treated much like any other DUI case, but there can be extra issues involving the rental company, the rental contract, and insurance...
What happens if my insurance agent entered the wrong address and my claim was denied?
If an insurance agent entered the wrong address and your claim was denied, the denial may not be the end of the matter. In general, the key question is whether the wrong address was a material mistake, whether it was cau...
A contractor demolished the wrong wall in my house. Do I call insurance or sue them?
If a contractor demolished the wrong wall in your Texas home, the next step is often to think about both insurance and a claim against the contractor, not just one or the other. In many situations, homeowners first notif...
What happens if my bank let an automatic subscription charge go through after I revoked authorization?
If you revoked authorization for an automatic subscription and your bank still let the charge go through, the situation may involve both the merchant and the bank. In general, whether money can be taken depends on how th...
How do I handle a contractor who didn’t finish my roof before a storm caused damage?
In Kentucky, an unfinished roof job followed by storm damage can create more than one problem at the same time. You may be dealing with a contractor dispute, a property damage insurance claim, and possibly a question abo...
Can a Car Insurance Company Deny My Claim Because My Address Was Outdated?
In general, a car insurance company may try to deny or limit a claim if it believes your policy information was inaccurate, including your address. But an outdated address does not automatically mean a denial is proper....
Do I have to accept the first settlement offer from the insurance company?
In general, no—you usually do not have to accept the first settlement offer from an insurance company. A first offer is often a starting point in negotiations, not the final word. Depending on the facts, it may be lower...
My storage unit had water damage and they say insurance was “required” but never explained. Who is responsible?
In Texas, responsibility for water damage in a storage unit usually depends on several things at once: the rental agreement, any insurance requirement in the contract, what caused the water damage, and whether the facili...
What happens if I was injured at a concert because security failed to control the crowd?
If you were injured at a concert because security did not control the crowd, the situation may involve a premises liability or negligence claim under New Hampshire law. In general, venue operators, event organizers, and...
What are my rights if my insurance company undervalues my totaled car by $3,000?
If your insurance company says your car was totaled but offers less than you believe it was worth, you generally have the right to question the valuation and ask for a review. In New Jersey, the amount an insurer pays of...
Do I have to sign a medical release for the insurance company after a car accident?
In general, you do not automatically have to sign whatever medical release an insurance company sends after a car accident. In Rhode Island, as in many states, an insurer may ask for records or authorizations so it can e...
What are my rights if my insurance company delays my storm damage claim for two months?
If your insurance company has delayed a storm damage claim for two months, you generally have the right to expect the insurer to handle the claim in a reasonable and good-faith manner. In Alabama, as in many states, the...
How do I make a claim when the crash happened in another state during a road trip?
If you live in Massachusetts and were hurt in a crash that happened in another state during a road trip, the claim process is usually based on where the crash occurred, what insurance coverage applies, and which law gove...
Do I have to pay for rental car damage that was noted before I drove off?
In general, if rental car damage was already noted before you drove off, that fact can matter a lot. If the company’s own records, inspection sheet, photos, or app check-in show the damage before you took possession, it...