Insurance Law
Browse published legal information questions related to Insurance Law.
Do I have to report my injury to the store manager before leaving the premises?
In general, there is no single universal rule that says every injured customer must report an injury to a store manager before leaving the premises. But if you are hurt in a store, telling a manager or another employee a...
Can I sue after a dog knocked me down and I tore my shoulder?
In Maine, a dog-related injury claim may be possible if the dog’s owner or keeper was legally responsible for the incident and your shoulder injury was caused by the dog knocking you down. In general, the key issues are...
What happens if a contractor damaged my neighbor’s fence while working on my property?
If a contractor damaged your neighbor’s fence while working on your property, the situation is usually handled as a property damage issue, and the exact legal responsibility can depend on the facts. In general, the neigh...
What happens if I was rear-ended while driving a company vehicle?
If you were rear-ended while driving a company vehicle in Michigan, several different legal and insurance issues may come up at the same time. In general, the fact that the vehicle belongs to your employer does not preve...
What happens if the other driver says I changed lanes but dashcam video shows they drifted into me?
In Louisiana, dashcam video can be important evidence when the two drivers give different accounts of how a crash happened. If the other driver says you changed lanes, but the video appears to show their vehicle drifting...
What happens if the store says they are not responsible because no employee saw the puddle before I fell?
In Texas, a store’s claim that no employee saw the puddle before your fall does not automatically end the issue. In a premises liability claim, the key question is often whether the store knew or reasonably should have k...
Do I have to let the insurance company inspect my car before I repair it?
In general, the answer depends on your insurance policy, the type of claim, and the facts of the loss. In South Carolina, an insurer commonly wants to inspect damaged property before repairs begin so it can verify the ca...
What happens if my car is repossessed and sold for less than I owed on the loan?
If your car is repossessed and then sold for less than the remaining loan balance, the lender in West Virginia may claim a deficiency balance. A deficiency is the difference between what you owed on the loan and what the...
Is it legal for an insurer to ask me to sign a blank medical authorization form?
In general, an insurer can ask you to sign a medical authorization form, but a request for a blank or overly broad authorization can raise concerns. The main issue is not just whether the insurer can ask, but whether the...
What happens if my loan was forgiven but the balance still shows on my credit report?
If a loan was forgiven, that usually means the lender or servicer has agreed not to collect the remaining balance, at least under the terms of the forgiveness. But a forgiven loan may still appear on your credit report f...
Is it legal for the insurance company to total my car even though I want it repaired?
In general, yes. In Florida, an insurance company may be allowed to declare a vehicle a total loss even if you would prefer to have it repaired, depending on the policy, the damage, the car’s value, and the insurer’s est...
Do I have to pay a hospital bill that includes charges for services I never received?
In general, you may not have to pay a hospital bill for charges that were never actually provided, but the answer usually depends on what the bill shows, what records exist, and whether the charge was a mistake, a duplic...
How do I dispute duplicate charges on a medical bill?
Duplicate charges on a medical bill can happen for a few different reasons. A provider might accidentally bill the same service twice, a claim may be processed more than once, or a bill may include charges that overlap i...
How do I handle a warranty company that keeps delaying repairs for months?
If a warranty company keeps delaying repairs for months, the first step is usually to document everything carefully. Keep copies of the warranty, repair requests, inspection notes, emails, text messages, call logs, and a...
Do I have to give a recorded statement to the property owner’s insurance company?
In Pennsylvania, you may be asked to give a recorded statement to the property owner’s insurance company after an accident or injury on someone else’s property. Whether you must agree depends on your role, your insurance...