Insurance Law
Browse published legal information questions related to Insurance Law.
What happens if a financing company reports late payments that I already disputed?
If a financing company reports late payments that you already disputed, the entry does not automatically disappear just because you raised a dispute. In general, the company and the credit reporting system may still keep...
What are my rights if a contractor damages my property and refuses to fix it?
If a contractor damages your property and then refuses to correct the damage, you may have several possible rights under Alabama law, depending on the contract, the facts, and the type of damage involved. In general, a c...
What are my rights if my car insurance denies coverage due to a technicality in the policy?
If your car insurance company in Michigan denies coverage because of a policy technicality, you generally still have rights. A denial letter does not always mean the insurer’s decision is final or correct. In many situat...
What are my rights if a rideshare company refuses to compensate for a driver’s misconduct?
If a rideshare company refuses to compensate you for a driver’s misconduct, your rights usually depend on what happened, what losses you suffered, and what legal duties may apply in Washington. In general, a company’s de...
What are my rights if a hotel refuses to refund a prepaid reservation due to a flight cancellation?
If a hotel in Hawaii refuses to refund a prepaid reservation after your flight is canceled, your rights usually depend on the reservation terms, the hotel’s cancellation policy, and any travel protection you bought. In g...
What happens if my insurance company cancels my renters policy because of one late payment?
If your renters insurance company cancels your policy because of one late payment, the main issue is usually whether the policy was actually canceled or simply lapsed for nonpayment. In general, insurers may treat a miss...
What happens if a furniture financing company keeps charging after I paid the balance in full?
If a furniture financing company keeps charging after you have paid the balance in full, the extra charges may be unauthorized. In general, that can happen for several reasons, such as a billing system error, a payment p...
What are my rights if my car insurance lapsed for one day and I had an accident that same night?
If your car insurance lapsed for one day and you had an accident that same night, your rights can depend on several things, including what kind of coverage you had, whether the policy was actually canceled or only unpaid...
How do I handle a home warranty company that keeps sending contractors but never fixes my AC?
If a home warranty company keeps sending contractors but your air conditioner still is not fixed, the first step is usually to document everything carefully. Keep copies of your warranty contract, repair requests, contra...
What are my rights if a hotel charged my card twice and will not reverse the duplicate charge?
If a hotel charged your card twice, the issue is usually treated as a billing dispute or duplicate charge problem. In general, you may have the right to ask the hotel to correct the error and to request a refund or rever...
What are my rights if my car insurance company says my accident claim is worth less than the repair estimate?
If your car insurance company says your accident claim is worth less than the repair estimate, that usually means the insurer is questioning some part of the repair bill, the damage estimate, or the value of the loss. In...
What Can I Do If a Repair Technician Damaged My Home?
If a repair technician damaged your home, you may have several general options depending on what happened, what you can prove, and whether the technician was independent, employed by a company, or hired directly by you....
What Can I Do If a Delivery Company Damaged My Property?
If a delivery company damaged your property, you may have options to ask for repair or replacement costs, submit a claim, or seek other remedies depending on the facts. In general, the most important first step is to doc...
What Can I Do If a Moving Company Lost My Belongings?
If a moving company lost your belongings, you may have options to report the loss, ask for a search, and file a claim for the missing items. In general, the first step is to gather your moving paperwork, make a detailed...
Can a Home Warranty Company Keep Denying the Same Repair Claim?
A home warranty company may deny the same repair claim more than once if it believes the repair is still excluded under the contract, if the paperwork is incomplete, or if it thinks the problem has not been shown to be c...