Insurance Law
Browse published legal information questions related to Insurance Law.
Do I have to reimburse my health insurer from my car accident settlement?
In general, your health insurer may ask to be reimbursed from a car accident settlement if it paid medical bills related to the accident. Whether you actually have to repay anything often depends on the insurance contrac...
Can I Make an Insurance Claim Against the Vehicle Owner After a Crash?
In Illinois, you may sometimes make an insurance claim against the vehicle owner after a crash, but the answer depends on several facts. One of the first questions is whether the owner was driving, gave permission to som...
Do I have to sue the dog owner personally or can I deal with their insurance?
In Rhode Island, a dog bite or dog attack claim is often handled through an insurance claim first if the dog owner has homeowners, renters, or another liability policy that may apply. In many situations, people try to re...
Do I have to pay my medical bills upfront while waiting for a personal injury settlement?
In general, you may still be responsible for medical bills while a personal injury claim is pending, even if you expect a settlement later. A claim against the person or company you say caused the injury does not usually...
Is it legal for an insurer to close my personal injury claim because I missed one phone call?
In general, an insurer may not be able to close a Nevada personal injury claim just because you missed one phone call. Whether a claim can be closed usually depends on the policy language, the insurer’s claim-handling pr...
Can I recover future medical costs if my doctor says I may need surgery later?
In general, yes, future medical costs may sometimes be recoverable in an Ohio personal injury claim if they are reasonably related to the injury and can be supported by medical evidence. If a doctor says you may need sur...
Do I have to reimburse my health insurance from a personal injury settlement?
In general, your health insurance may ask to be repaid from a personal injury settlement if it paid medical bills related to the injury. Whether reimbursement is required, and how much, usually depends on the type of ins...
Is it legal for the insurance company to follow my social media after I make an injury claim?
In general, yes—an insurance company or its investigator may be allowed to look at public social media after you make an injury claim. If your profile, posts, photos, comments, or videos are visible to the public, they m...
What happens if someone rear-ended me in Birmingham and their insurance denies fault?
If you were rear-ended in Birmingham and the other driver’s insurance denies fault, that does not automatically mean your claim is over. In general, a denial means the insurer is disputing liability, disputing the facts,...
Do I have to pay back my health insurance from a dog bite settlement?
In general, maybe. After a dog bite settlement, your health insurer may have a right to ask for reimbursement if it paid medical bills related to the injury. Whether repayment is required often depends on the insurance c...
What are my rights if the other driver left the scene but I got their license plate number?
If the other driver left the scene after a crash and you got the license plate number, that information may be very important. In general, a license plate can help law enforcement, insurers, and sometimes civil claims id...
What happens if I was in an Uber accident and both drivers blame each other?
If you were in an Uber accident and both drivers blame each other, the situation usually turns into an insurance and evidence dispute rather than a simple one-driver claim. In general, fault has to be sorted out before i...
How do I handle a home warranty company that keeps sending contractors but never fixes my AC?
If a home warranty company keeps sending contractors but your air conditioner still is not fixed, the first step is usually to document everything carefully. Keep copies of your warranty contract, repair requests, contra...
What are my rights if the bite happened while I was working as a mail carrier?
If you were bitten by a dog while working as a mail carrier in Kansas, you may have more than one possible path for help, depending on the facts. In general, a work-related dog bite can raise workers’ compensation issues...
Do I have to pay for replacement value or repair cost in a Minnesota property damage case?
In Minnesota property damage cases, the amount at issue is often whether damages are measured by repair cost, replacement value, or another measure of loss. In general, the answer depends on the type of property, the ext...