Insurance Law
Browse published legal information questions related to Insurance Law.
What happens if my insurance policy was canceled without proper notice in Vermont?
If an insurance policy is canceled without proper notice, the policy may not have ended when the insurer says it did. In general, notice requirements matter because they are often part of the insurer’s legal and contract...
Do I have to pay a dentist for a procedure that failed and needs to be redone?
In general, you may still owe money for a dental procedure even if it did not work as expected, but that does not mean the dentist can always charge you the full amount without question. In New Jersey, as in many states,...
What are my rights if a car wash damaged my side mirror and the sign says they are not responsible?
If a car wash damaged your side mirror in Montana, a sign saying the business is “not responsible” does not always end the issue. In general, a business cannot always avoid responsibility just by posting a notice, especi...
What happens if my renters insurance says my stolen laptop is not covered because my roommate left the door unlocked?
In Georgia, a renters insurance company may deny or limit a theft claim if it believes the loss falls within a policy exclusion or if the facts do not meet the policy’s coverage terms. If the insurer says your stolen lap...
Can I return a used car if the dealer advertised it as accident-free but the body shop found frame damage?
In general, a used car advertised as accident-free but later found to have frame damage may raise serious consumer-protection issues. In Illinois, the answer often depends on what the dealer said, what the sales document...
Can my car insurance raise my premium after an accident that the police report says was not my fault?
Yes, in some situations your car insurance premium may still go up after an accident even if a police report says you were not at fault. In general, a police report is important evidence, but it is usually not the only t...
How do I deal with a car rental company billing me $1,300 for scratches I did not cause?
If a rental car company bills you for scratches you believe you did not cause, the first step is usually to gather the rental agreement, pickup and return photos, and any emails or texts about the car’s condition. In gen...
What are my rights if my insurance denied a roof claim after a storm but my neighbor’s similar claim was approved?
If you are in Kansas and your insurer denied a storm-related roof claim while a neighbor’s similar claim was approved, that can feel unfair. In general, though, the fact that another homeowner received payment does not a...
How do I dispute a credit card charge for a $750 appliance repair that did not fix the problem?
If you paid $750 for an appliance repair with a credit card and the repair did not fix the problem, you may be able to dispute the charge through your card issuer. In general, a card dispute is different from complaining...
What happens if my auto insurance company says my car is totaled but their payout is $2,400 less than my loan balance?
If your car is declared a total loss and the insurance payout is less than what you still owe on the loan, you may still be responsible for the remaining balance. In general, the insurer’s payment is based on the car’s a...
How do I sue a contractor who caused water damage during repairs?
If a contractor caused water damage during repairs in Minnesota, the situation may involve a contract dispute, negligence claim, or both, depending on the facts. In general, a homeowner or property owner usually needs to...
What are my rights if my insurance denies coverage after I paid premiums for years?
If an insurance company denies coverage after you have paid premiums for years, you generally have the right to ask for a clear explanation of the denial and to review the insurance policy language that the company relie...
What happens if my credit card dispute is rejected without investigation?
If a credit card dispute is rejected without investigation, it usually means the card issuer decided not to change the charge or issue a provisional credit based on the information it had at that time. In general, that d...
What happens if my car is repossessed without prior notice?
If your car is repossessed without prior notice, that usually means the lender or repossession company took the vehicle because the loan may have been in default, and they did so without first giving you a warning on the...
What are my rights if my renters insurance claim is denied for water damage from a burst pipe?
If your renters insurance claim is denied for water damage from a burst pipe, you usually have the right to ask the insurer for a clear explanation of the denial and a copy of the policy language it relied on. In general...