Insurance Law
Browse published legal information questions related to Insurance Law.
What are my rights if I got whiplash after a low-speed crash and the insurer says it is not serious?
In Washington, a low-speed crash does not automatically mean a whiplash injury is minor. People can sometimes have real neck pain, headaches, stiffness, dizziness, or limited motion even after a collision that looks smal...
Can I sue if the other driver’s insurance only pays for aftermarket parts?
In New Jersey, the answer may depend on what the damage claim is really worth, what kind of parts are being used, and whether the payment offered is enough to restore the vehicle to its pre-loss condition. In general, an...
How do I handle a cleaning service that broke my TV and says its workers are independent contractors?
If a cleaning service broke your TV, the first question is usually who may be legally responsible for the loss. In general, the answer depends on who hired the worker, how the job was set up, what the contract says, and...
Can I make a claim if a road rage driver intentionally hit my car?
Yes, you may be able to make a claim if another driver intentionally hit your car during a road rage incident. In general, an intentional crash can support civil claims for property damage and, depending on the facts, pe...
What are my rights if my renters insurance denies a claim after my laptop was stolen from my car?
If your renters insurance denies a claim after your laptop was stolen from your car, you usually still have the right to ask for the reason in writing, review the policy language, and challenge the denial if it appears u...
How do I handle an accident where the other driver was driving a rental car?
If the other driver was in a rental car, the basic steps after the crash are usually the same as in any other accident: get medical help if needed, call law enforcement if appropriate, exchange information, take photos,...
How do I get a rental car paid for after someone hit my parked car?
If someone hit your parked car in North Carolina, a rental car may be paid for through the other driver’s insurance, your own auto policy, or sometimes another source depending on the facts. In general, the key issue is...
What are my rights if my insurance company denies my car accident claim saying I was partially at fault?
If you are in Illinois and your insurance company denies a car accident claim because it says you were partially at fault, the key issue is usually how fault is being used under the policy and under Illinois law. In gene...
What are my rights if a rideshare driver damaged my luggage and the company denied responsibility?
If a rideshare driver damaged your luggage and the rideshare company denied responsibility, you may still have options, but the available rights usually depend on the facts, the company’s terms, and Washington law. In ge...
What happens if a homeowner’s insurance company denies my claim after I fell on a broken porch step?
If a homeowner’s insurance company denies your claim after you fell on a broken porch step, that usually means the insurer is not agreeing to pay under the policy at that time. The denial may be based on the insurer’s vi...
Can I make a claim if a hit-and-run driver damaged my car in a grocery store parking lot?
If a hit-and-run driver damaged your car in a grocery store parking lot in Virginia, you may be able to make a claim, but the available options usually depend on what evidence exists and what insurance coverage you have....
What happens if I was hurt at a neighbor’s house during a backyard party?
If you were hurt at a neighbor’s house during a backyard party in Wisconsin, the first question is usually why the injury happened and whether the property owner may have been legally responsible. In general, injuries on...
What happens if the insurance company says my injury was pre-existing?
If an insurance company says your injury was pre-existing, it usually means the insurer is arguing that your symptoms, medical condition, or need for treatment existed before the accident or event that is being claimed....
What happens if the at-fault driver’s insurance coverage is only $10,000 and my medical bills are higher?
In Texas, if the at-fault driver’s insurance policy is only $10,000 and your medical bills are higher, the insurance company usually will not pay more than the policy limit for that driver’s liability coverage. That does...
Is it legal for the insurer to close my claim because I missed one phone call?
In general, an insurer may not be allowed to close or deny a claim just because you missed one phone call, but the answer depends on the insurance policy, the type of claim, and the facts of the communication history. A...