Insurance Law
Browse published legal information questions related to Insurance Law.
How do I dispute a total loss value that is $4,500 below similar cars for sale nearby?
If your car has been declared a total loss in Minnesota and the insurer’s offer seems far below similar vehicles in your area, you can usually dispute the valuation by asking for a detailed breakdown, comparing the insur...
What are my rights if my child’s car seat was in the vehicle during a crash?
If your child’s car seat was in a vehicle that was involved in a crash in Tennessee, you may have questions about whether the seat can still be used, whether insurance may cover replacement, and whether the crash caused...
Can I make a claim if a hit-and-run driver damaged my car in a grocery store parking lot?
If a hit-and-run driver damaged your car in a grocery store parking lot in Virginia, you may be able to make a claim, but the available options usually depend on what evidence exists and what insurance coverage you have....
How do I get a rental car paid for after someone hit my parked car?
If someone hit your parked car in North Carolina, a rental car may be paid for through the other driver’s insurance, your own auto policy, or sometimes another source depending on the facts. In general, the key issue is...
Can I still file an insurance claim if the other driver admitted fault at the scene but now denies it?
Yes, in general you may still be able to file an insurance claim even if the other driver later denies fault after admitting it at the scene. In California, an insurance claim is usually evaluated based on the available...
What happens if my insurance policy was canceled without proper notice in Vermont?
If an insurance policy is canceled without proper notice, the policy may not have ended when the insurer says it did. In general, notice requirements matter because they are often part of the insurer’s legal and contract...
What happens if my car is repossessed even though I made a partial payment?
If your car is repossessed after you made a partial payment, that does not automatically mean the repossession was improper. In Iowa, as in many states, the lender or repossession company will usually look first to the l...
Do I have to pay a dentist for a procedure that failed and needs to be redone?
In general, you may still owe money for a dental procedure even if it did not work as expected, but that does not mean the dentist can always charge you the full amount without question. In New Jersey, as in many states,...
What happens if my bank reverses a fraud claim after initially crediting my account?
If a bank initially credits your account for a fraud claim and then later reverses that credit, it usually means the bank finished its investigation and decided the transaction was not treated as fraudulent under its rul...
What happens if my renter’s insurance refuses to cover theft because there was no forced entry?
If a renters insurance company refuses to cover a theft claim because there was no forced entry, the first thing to check is the policy language. In general, some policies cover theft only if there is evidence of forced...
What happens if a credit card company keeps charging interest after I paid off the full balance?
If you paid off the full balance on a credit card and the company still keeps charging interest, the first question is whether the account was truly paid in full under the card’s rules. In general, a credit card issuer m...
How do I handle a moving company that lost my $2,200 TV during a cross-state move?
If a moving company lost your TV during an interstate move, the first step is usually to gather every document connected to the move and the missing item. That often includes your bill of lading, inventory list, estimate...
Is it legal for a towing company to keep my car until I pay cash only?
In Nevada, a towing company may sometimes keep a vehicle until lawful towing and storage charges are paid, but the details matter. Whether a company can insist on cash only depends on the agreement, the type of tow, the...
What happens if my car insurance lapses for two weeks and I get into an accident?
If your car insurance lapses for two weeks and you get into an accident, several things may happen at once. In general, the lapse can affect whether your insurer covers damage, injuries, or legal defense, and it may also...
Is it legal for a dealership to refuse to fix a warranty issue because I missed one oil change?
In general, a dealership or manufacturer may not be able to deny warranty coverage for every missed oil change automatically. The key question is usually whether the missed service actually caused or contributed to the p...