Insurance Law
Browse published legal information questions related to Insurance Law.
What happens if I was hit by a driver with a suspended license?
If you were hit by a driver with a suspended license in Colorado, the fact that the other driver was not legally allowed to drive may matter, but it does not automatically decide who is financially responsible for the cr...
What happens if I was injured by an airbag deploying in a low-speed collision?
If you were injured when an airbag deployed in a low-speed collision, several different things may be going on at once. In some crashes, the airbag may have deployed as designed, and the injury may still have come from t...
What happens if I was rear-ended at a red light and the other driver’s insurance says I stopped too suddenly?
In Texas, a rear-end collision at a red light often raises a question about which driver may be responsible for the crash, but it does not automatically mean the rear driver is always at fault. The other driver’s insuran...
What happens if a restaurant claims the warning cone was there but I never saw one?
If a restaurant says a warning cone was in place but you never saw it, that usually turns the case into a factual dispute about what really happened. In Texas, that kind of dispute often matters because premises liabilit...
What Should I Do If a Contractor Damaged My Driveway During a Project?
If a contractor damaged your driveway during a project, the first step is usually to document the damage as carefully as possible. Take clear photos and videos, keep copies of the contract, and write down what happened,...
Is it legal for an insurance adjuster to ask for my entire medical history after a minor fall?
In Florida, an insurance adjuster may ask for medical information after a fall if the request relates to a claim and the injuries or conditions at issue. But asking for your entire medical history is often broader than w...
What are my rights if my insurance company delays my roof claim for more than 60 days?
If your insurance company delays a roof claim for more than 60 days, you may have rights under your policy and under Montana insurance rules, depending on the facts. In general, insurers are expected to investigate claim...
What are my rights if my insurance company denies my car accident claim saying I was partially at fault?
If you are in Illinois and your insurance company denies a car accident claim because it says you were partially at fault, the key issue is usually how fault is being used under the policy and under Illinois law. In gene...
Do I have to pay storage charges while arguing with insurance about whether my car is totaled?
In general, maybe. In Rhode Island, whether you have to pay storage charges while an insurance company is deciding if your car is totaled usually depends on the insurance policy, who ordered the tow or storage, how long...
How do I get reimbursed for a rental car when repairs take 28 days?
If your car is in the shop for 28 days, reimbursement for a rental car usually depends on why the repair took that long, what coverage applies, and what the insurance policy or repair agreement says. In Nebraska, the bas...
What are my rights if my mechanic found hidden frame damage after the insurer already paid the claim?
If a mechanic discovers hidden frame damage after an insurance company has already paid for a repair claim, you may still have options, but the details usually depend on the policy language, the claim record, the repair...
What happens if I was bitten while pet sitting for the dog owner?
If you were bitten while pet sitting for the dog owner in Colorado, what happens next usually depends on the facts, the dog’s history, who had control of the dog, and what insurance may apply. In general, a bite claim ca...
What are my rights if the at-fault driver died in the accident?
If the at-fault driver died in the crash, you may still have rights to seek compensation for your injuries and other losses. In general, a driver’s death does not automatically erase a claim for a collision caused by tha...
Do I have to provide my Social Security number to the insurance adjuster handling my injury claim?
In general, you do not automatically have to give an insurance adjuster your Social Security number just because you are making an injury claim in New York. An adjuster may ask for it as part of the claim process, but an...
How do I prove the other driver ran a red light if there were no witnesses?
If no one saw the other driver run the red light, you may still be able to prove what happened using other types of evidence. In North Carolina, as in many states, car accident claims often turn on the total picture of t...