Insurance Law
Browse published legal information questions related to Insurance Law.
How do I handle a personal injury claim when the accident happened while I was visiting another state?
If you were injured while visiting another state, your claim may involve more than one state’s laws and procedures. In general, the place where the accident happened often matters a great deal, but it is not the only thi...
Can I make a personal injury claim if I slipped on grapes in the produce aisle and injured my back?
Yes, in California, a slip and fall in a grocery store may sometimes support a personal injury claim if the store or another responsible party acted negligently and that negligence contributed to the fall. A claim usuall...
My Contractor Damaged a Neighbor’s Property — Am I Responsible?
In general, if a contractor you hired damages a neighbor’s property in Oregon, you may still face questions about responsibility. The answer often depends on who caused the damage, what the contractor was doing, whether...
What Civil Claims Apply When Packages Are Stolen During Delivery?
When a package is stolen during delivery, the possible civil claims often depend on who had the package, what the delivery terms said, and how the loss happened. In general, the most common legal theories may include bre...
My Neighbor’s Tree Fell on My Fence During a Storm — Who Pays?
In North Carolina, who pays for a fence damaged by a neighbor’s tree during a storm usually depends on why the tree fell and whether anyone was negligent. In general, if a healthy tree falls because of strong winds, rain...
What Should I Do If a Car Wash Damaged My Vehicle?
If a car wash damaged your vehicle, the first step is usually to document the damage as clearly as possible. Take photos and videos of the vehicle, the damaged area, the car wash equipment or bay if visible, your receipt...
What happens if a plumber caused water damage during a repair and refuses to give me their insurance information?
If a plumber in New Hampshire causes water damage during a repair and then refuses to give you insurance information, that can be frustrating, but it does not necessarily end your options. In general, you may still be ab...
What are my rights if I slipped in a restaurant bathroom with water all over the floor?
If you slipped in a restaurant bathroom in Idaho because water was on the floor, you may have a premises liability claim, but the facts matter a lot. In general, restaurant owners and operators have a duty to use reasona...
What happens if my renters insurance says my stolen laptop is not covered because my roommate left the door unlocked?
In Georgia, a renters insurance company may deny or limit a theft claim if it believes the loss falls within a policy exclusion or if the facts do not meet the policy’s coverage terms. If the insurer says your stolen lap...
What happens if I was hit by an uninsured driver while driving a borrowed car?
If you were hit by an uninsured driver while driving a borrowed car in Delaware, the first issue is usually which insurance policies may apply. In general, the at-fault driver’s lack of insurance can make recovery more c...
Can I Recover Replacement Costs After a Contractor Ruined My Building?
In Missouri, you may be able to recover replacement costs after a contractor damages or ruins a building, but the answer usually depends on the facts, the contract, the type of damage, and the available proof. In general...
Do I have to tell my insurance company if I settle privately with the other driver?
In general, you may still need to notify your insurance company even if you and the other driver settle the claim privately. A private agreement between drivers does not always replace your insurance policy duties. Many...
What are my rights if I got whiplash after a low-speed crash and the insurer says it is not serious?
In Washington, a low-speed crash does not automatically mean a whiplash injury is minor. People can sometimes have real neck pain, headaches, stiffness, dizziness, or limited motion even after a collision that looks smal...
Can I sue for emotional distress after my dog was injured in the car accident?
In general, you might be able to bring a claim for emotional distress after a car accident that injures your dog, but the answer usually depends on the facts and the law in your state. In Wyoming, as in many states, the...
Can I sue if the other driver’s insurance only pays for aftermarket parts?
In New Jersey, the answer may depend on what the damage claim is really worth, what kind of parts are being used, and whether the payment offered is enough to restore the vehicle to its pre-loss condition. In general, an...