Insurance Law
Browse published legal information questions related to Insurance Law.
What happens if a police officer gave me a ticket after the crash but I think the other driver caused it?
In Connecticut, getting a ticket after a crash does not necessarily mean you were the one who caused the collision. A police officer may issue a ticket based on what the officer observed at the scene, witness statements,...
What are my rights if a city bus hit my car while merging into traffic?
If a city bus hit your car while merging into traffic, you may have the right to seek compensation for vehicle damage, rental costs, towing, and in some cases personal injuries, depending on the facts. In Kansas, claims...
What happens if my insurance is canceled due to a billing error?
If your insurance is canceled because of a billing error, the immediate effect is usually that your coverage may stop, which can leave you responsible for paying future losses yourself. In some cases, though, the cancell...
How do I handle a crash where the other driver was texting but the police report does not mention it?
In general, a police report is only one piece of evidence after a crash. If the report does not mention texting, that does not necessarily mean the issue cannot be raised later. In New Mexico, as in many states, fault an...
What happens if I was partly at fault because I was looking at my phone when I fell?
If you were looking at your phone when you fell, that fact may affect a claim for injuries, but it does not automatically end the claim. In Colorado, fault is often compared between the injured person and other responsib...
How do I handle a home warranty company that keeps sending contractors but never fixes my AC?
If a home warranty company keeps sending contractors but your air conditioner still is not fixed, the first step is usually to document everything carefully. Keep copies of your warranty contract, repair requests, contra...
How do I handle a personal injury claim when the accident happened while I was visiting another state?
If you were injured while visiting another state, your claim may involve more than one state’s laws and procedures. In general, the place where the accident happened often matters a great deal, but it is not the only thi...
What happens if a finance company reports incorrect late payments?
If a finance company reports late payments that are wrong, the information may hurt your credit report and credit score, even if you did not actually pay late. In general, inaccurate late-payment reporting can affect loa...
Can I make a personal injury claim if I slipped on grapes in the produce aisle and injured my back?
Yes, in California, a slip and fall in a grocery store may sometimes support a personal injury claim if the store or another responsible party acted negligently and that negligence contributed to the fall. A claim usuall...
Is it legal for an insurance adjuster to offer me $1,200 less than the body shop estimate?
In Arizona, an insurance adjuster can sometimes offer a settlement amount that is lower than a body shop estimate. That is not automatically illegal. In many claims, the insurer uses its own evaluation process, and the a...
What are my rights if a hotel refuses to refund a prepaid reservation due to a flight cancellation?
If a hotel in Hawaii refuses to refund a prepaid reservation after your flight is canceled, your rights usually depend on the reservation terms, the hotel’s cancellation policy, and any travel protection you bought. In g...
Do I have to accept a settlement that only pays medical bills but nothing for pain?
In general, no one can force you to accept a settlement offer just because it covers your medical bills. A settlement is usually voluntary, which means both sides have to agree to the terms. If an offer only pays medical...
My Contractor Damaged a Neighbor’s Property — Am I Responsible?
In general, if a contractor you hired damages a neighbor’s property in Oregon, you may still face questions about responsibility. The answer often depends on who caused the damage, what the contractor was doing, whether...
What are my rights if a contractor damaged my neighbor's fence while working on my driveway?
If a contractor damaged your neighbor’s fence while working on your driveway, the situation usually turns on who caused the damage, what the contract says, and whether the contractor acted carelessly. In Alabama, the nei...
How do I handle a multi-car pileup where every insurance company blames someone else?
A multi-car pileup can turn into a coverage dispute quickly, especially when several drivers, several insurers, and conflicting versions of events are involved. In general, the practical goal is to protect your health, p...