Insurance Law
Browse published legal information questions related to Insurance Law.
How do I handle a dog bite claim if the owner rents and does not have insurance?
If the dog’s owner rents and does not appear to have insurance, the claim is often more complicated, but it is not automatically hopeless. In Minnesota, the facts matter a lot: who owned the dog, where the bite happened,...
Do I have to give a recorded statement to the other driver’s insurance company?
In Pennsylvania, you usually do not have to give a recorded statement to the other driver’s insurance company unless you have a legal or policy-based reason to do so. In many situations, the other insurer is asking becau...
What happens if a medical provider bills me for services that should have been covered by insurance?
If a medical provider bills you for services that you believe your insurance should have covered, the first thing to know is that the bill is not necessarily final. In general, billing disputes like this can happen for s...
Do I have to pay for repairs after a mechanic misdiagnosed the problem and replaced the wrong part?
In Florida, whether you have to pay after a mechanic misdiagnoses a problem and replaces the wrong part usually depends on the repair agreement, what you authorized, and whether the shop’s work was reasonable under the c...
What happens if my insurance company cancels my renters policy because of one late payment?
If your renters insurance company cancels your policy because of one late payment, the main issue is usually whether the policy was actually canceled or simply lapsed for nonpayment. In general, insurers may treat a miss...
What happens if I was hit by a driver with a suspended license?
If you were hit by a driver with a suspended license in Colorado, the fact that the other driver was not legally allowed to drive may matter, but it does not automatically decide who is financially responsible for the cr...
Is it legal for an insurance company to offer me $500 before I finish treatment?
In general, yes. An insurance company may legally make a settlement offer before you finish medical treatment, including a small early offer like $500. The offer itself is usually not illegal just because your treatment...
What happens if I was injured by an airbag deploying in a low-speed collision?
If you were injured when an airbag deployed in a low-speed collision, several different things may be going on at once. In some crashes, the airbag may have deployed as designed, and the injury may still have come from t...
What happens if I was rear-ended at a red light and the other driver’s insurance says I stopped too suddenly?
In Texas, a rear-end collision at a red light often raises a question about which driver may be responsible for the crash, but it does not automatically mean the rear driver is always at fault. The other driver’s insuran...
What are my rights if a car insurance company refuses to cover a hit-and-run claim?
If a car insurance company refuses to cover a hit-and-run claim in New Jersey, you usually have the right to ask for the reason for the denial, review your policy language, and challenge the decision through the insurer’...
What happens if a restaurant claims the warning cone was there but I never saw one?
If a restaurant says a warning cone was in place but you never saw it, that usually turns the case into a factual dispute about what really happened. In Texas, that kind of dispute often matters because premises liabilit...
What happens if I was rear-ended while driving a company vehicle?
If you were rear-ended while driving a company vehicle in Michigan, several different legal and insurance issues may come up at the same time. In general, the fact that the vehicle belongs to your employer does not preve...
What Should I Do If a Contractor Damaged My Driveway During a Project?
If a contractor damaged your driveway during a project, the first step is usually to document the damage as carefully as possible. Take clear photos and videos, keep copies of the contract, and write down what happened,...
What happens if I was in a crash while driving for a rideshare app but had no passenger yet?
If you were driving for a rideshare app in Delaware and had no passenger yet, the insurance question usually turns on what part of the trip you were in at the time of the crash. In general, rideshare companies use differ...
Is it legal for an insurance adjuster to ask for my entire medical history after a minor fall?
In Florida, an insurance adjuster may ask for medical information after a fall if the request relates to a claim and the injuries or conditions at issue. But asking for your entire medical history is often broader than w...