Insurance Law
Browse published legal information questions related to Insurance Law.
Can I make a claim if a road rage driver intentionally hit my car?
Yes, you may be able to make a claim if another driver intentionally hit your car during a road rage incident. In general, an intentional crash can support civil claims for property damage and, depending on the facts, pe...
Is it legal for the other driver’s insurer to ask for my entire medical history?
In general, the other driver’s insurer may ask for medical records if you are making a personal injury claim, but that does not necessarily mean they are entitled to your entire medical history. The request is usually li...
How do I handle a car accident claim when the other driver is from Canada?
If the other driver is from Canada, the basic claim process after a car accident is often similar to any other crash claim in New Mexico. You still usually gather evidence, report the crash if required, notify insurance...
What are my rights if my car was totaled and the insurer will not pay sales tax and registration fees?
If your car was totaled in Oklahoma, the amount the insurer pays for your property damage claim usually depends on the insurance policy, the type of coverage involved, and how the vehicle value is calculated. In many tot...
What are my rights if I was hit while backing out of a parking space at the same time as another driver?
If you were hit while backing out of a parking space at the same time as another driver, your rights in Maryland usually depend on who had the better right of way, how the vehicles moved, and whether either driver was be...
What happens if the other driver says I changed lanes but dashcam video shows they drifted into me?
In Louisiana, dashcam video can be important evidence when the two drivers give different accounts of how a crash happened. If the other driver says you changed lanes, but the video appears to show their vehicle drifting...
Can I recover transportation costs if I had to use rideshares for three weeks after the crash?
In Missouri, transportation costs related to a crash may sometimes be recoverable as part of a personal injury claim, depending on the facts. If a wreck left you without a working vehicle, or if you reasonably needed rid...
What are my rights if my mechanic found hidden frame damage after the insurer already paid the claim?
If a mechanic discovers hidden frame damage after an insurance company has already paid for a repair claim, you may still have options, but the details usually depend on the policy language, the claim record, the repair...
Is it legal for the insurance company to subtract old dents from my repair payment?
In general, an insurance company may try to reduce a repair payment if part of the damage was pre-existing, unrelated to the current claim, or not covered by the policy. In Nevada, as in many states, the key question is...
Do I have to pay the ambulance bill after an accident someone else caused?
In general, yes—you may still be responsible for the ambulance bill even if another person caused the accident. The fact that someone else may have been at fault does not automatically stop the ambulance company, hospita...
Can I file a claim for anxiety after a serious highway accident?
In Virginia, anxiety after a serious highway accident may sometimes be included in a personal injury claim, but it usually depends on the facts, the type of injury, and the available proof. Emotional distress can be part...
Is it legal for the other driver’s insurer to deny my claim without explaining why?
In general, an insurance company should not simply leave you guessing after denying a claim. In Arizona, as in many states, a denial is usually expected to be communicated in a way that gives at least some notice of the...
Is it legal for an insurer to send payment directly to the lienholder after totaling my car?
In general, yes. If your car is financed or leased, the lienholder usually has a legal interest in the vehicle and the insurance proceeds tied to it. After a total loss, an insurer often may send some or all of the payme...
What happens if the other driver’s insurance says my car had pre-existing damage?
If the other driver’s insurance says your car already had pre-existing damage, it usually means the insurer is questioning how much of the damage was caused by the crash. In a property damage claim, the insurer generally...
What happens if I was hit by an uninsured driver while driving a borrowed car?
If you were hit by an uninsured driver while driving a borrowed car in Delaware, the first issue is usually which insurance policies may apply. In general, the at-fault driver’s lack of insurance can make recovery more c...