Insurance Law
Browse published legal information questions related to Insurance Law.
How do I dispute surprise billing from an out-of-network anesthesiologist?
A surprise bill from an out-of-network anesthesiologist can be upsetting, especially if you went to an in-network hospital or surgery center and reasonably expected the anesthesia services to be covered. In general, the...
My Dentist Billed Me for Work I Never Approved — Can I Dispute It?
Yes, in general, you may be able to dispute a dental bill in Pennsylvania if you were charged for treatment you did not approve, did not receive, or did not understand would be performed. Whether a dispute succeeds often...
Is it legal for an insurance company to offer me $500 before I finish treatment?
In general, yes. An insurance company may legally make a settlement offer before you finish medical treatment, including a small early offer like $500. The offer itself is usually not illegal just because your treatment...
Do I have to give a recorded statement to the property owner’s insurance company?
In Pennsylvania, you may be asked to give a recorded statement to the property owner’s insurance company after an accident or injury on someone else’s property. Whether you must agree depends on your role, your insurance...
What happens if I was injured by an airbag deploying in a low-speed collision?
If you were injured when an airbag deployed in a low-speed collision, several different things may be going on at once. In some crashes, the airbag may have deployed as designed, and the injury may still have come from t...
My Neighbor’s Construction Cracked My Wall — Who Pays for Repairs?
In California, who pays for a cracked wall from a neighbor’s construction usually depends on what caused the damage and who was legally responsible for it. In general, if the construction activity caused the crack, the n...
What happens if I was rear-ended at a red light and the other driver’s insurance says I stopped too suddenly?
In Texas, a rear-end collision at a red light often raises a question about which driver may be responsible for the crash, but it does not automatically mean the rear driver is always at fault. The other driver’s insuran...
Can a Repair Technician Break Something Else and Not Be Liable?
In general, a repair technician may be liable if they damage something else while performing a repair, but the answer depends heavily on the facts. In Kentucky, as in other states, liability often turns on whether the te...
How do I sue a contractor who caused water damage during repairs?
If a contractor caused water damage during repairs in Minnesota, the situation may involve a contract dispute, negligence claim, or both, depending on the facts. In general, a homeowner or property owner usually needs to...
What are my rights if a car insurance company refuses to cover a hit-and-run claim?
If a car insurance company refuses to cover a hit-and-run claim in New Jersey, you usually have the right to ask for the reason for the denial, review your policy language, and challenge the decision through the insurer’...
What are my rights if my child’s car seat was in the vehicle during a crash?
If your child’s car seat was in a vehicle that was involved in a crash in Tennessee, you may have questions about whether the seat can still be used, whether insurance may cover replacement, and whether the crash caused...
What happens if a restaurant claims the warning cone was there but I never saw one?
If a restaurant says a warning cone was in place but you never saw it, that usually turns the case into a factual dispute about what really happened. In Texas, that kind of dispute often matters because premises liabilit...
Is it legal for a store to refuse to identify the cleaning company responsible for the spill?
In general, a store may be able to refuse to volunteer the name of a cleaning company, but that does not necessarily end the matter if someone was injured in a spill. In Arkansas, the legal question is usually not whethe...
My Neighbor’s Tree Fell on My Fence During a Storm — Who Pays?
In North Carolina, who pays for a fence damaged by a neighbor’s tree during a storm usually depends on why the tree fell and whether anyone was negligent. In general, if a healthy tree falls because of strong winds, rain...
What happens if I was rear-ended while driving a company vehicle?
If you were rear-ended while driving a company vehicle in Michigan, several different legal and insurance issues may come up at the same time. In general, the fact that the vehicle belongs to your employer does not preve...