Insurance Law
Browse published legal information questions related to Insurance Law.
What happens if a police officer gave me a ticket after the crash but I think the other driver caused it?
In Connecticut, getting a ticket after a crash does not necessarily mean you were the one who caused the collision. A police officer may issue a ticket based on what the officer observed at the scene, witness statements,...
What Can I Do If a Delivery Company Damaged My Property?
If a delivery company damaged your property, you may have options to ask for repair or replacement costs, submit a claim, or seek other remedies depending on the facts. In general, the most important first step is to doc...
What happens if my insurance company cancels my renters policy because of one late payment?
If your renters insurance company cancels your policy because of one late payment, the main issue is usually whether the policy was actually canceled or simply lapsed for nonpayment. In general, insurers may treat a miss...
What happens if I was hurt in an Airbnb because the deck railing broke?
If you were hurt in an Airbnb in Colorado because a deck railing broke, the situation may involve several possible legal claims, including premises liability, negligence, or insurance claims. In general, the key question...
What are my rights if a city bus hit my car while merging into traffic?
If a city bus hit your car while merging into traffic, you may have the right to seek compensation for vehicle damage, rental costs, towing, and in some cases personal injuries, depending on the facts. In Kansas, claims...
How do I dispute fault when the insurance company says the accident was 50/50?
In Nebraska, a 50/50 fault finding usually means the insurance company is treating each driver as equally responsible for the crash. If you believe that does not match what happened, you can usually dispute it by gatheri...
What are my rights if a dog bite happened during a paid training class?
If a dog bite happens during a paid training class, you may have rights connected to personal injury law, premises liability, negligence, or sometimes contract and business liability issues. In general, the fact that the...
A delivery driver hit my mailbox and the company won’t respond. What’s my next move?
If a delivery driver damaged your mailbox in Tennessee and the company is not responding, the situation usually starts as a property-damage claim. In general, the key issue is whether you can show who caused the damage,...
Do I have to pay for repairs if the other driver’s insurer accepts fault but says their policy limit is too low?
In general, if another driver caused the crash and their insurer accepts fault, that does not necessarily mean the insurer will pay all of your repair costs. The insurer usually owes only up to the policy limit available...
What happens if my insurance is canceled due to a billing error?
If your insurance is canceled because of a billing error, the immediate effect is usually that your coverage may stop, which can leave you responsible for paying future losses yourself. In some cases, though, the cancell...
Do I have to pay for repairs after a mechanic misdiagnosed the problem and replaced the wrong part?
In Florida, whether you have to pay after a mechanic misdiagnoses a problem and replaces the wrong part usually depends on the repair agreement, what you authorized, and whether the shop’s work was reasonable under the c...
How do I handle a crash where the other driver was texting but the police report does not mention it?
In general, a police report is only one piece of evidence after a crash. If the report does not mention texting, that does not necessarily mean the issue cannot be raised later. In New Mexico, as in many states, fault an...
What happens if I was partly at fault because I was looking at my phone when I fell?
If you were looking at your phone when you fell, that fact may affect a claim for injuries, but it does not automatically end the claim. In Colorado, fault is often compared between the injured person and other responsib...
How do I handle a home warranty company that keeps sending contractors but never fixes my AC?
If a home warranty company keeps sending contractors but your air conditioner still is not fixed, the first step is usually to document everything carefully. Keep copies of your warranty contract, repair requests, contra...
How do I handle a personal injury claim when the accident happened while I was visiting another state?
If you were injured while visiting another state, your claim may involve more than one state’s laws and procedures. In general, the place where the accident happened often matters a great deal, but it is not the only thi...