Insurance Law
Browse published legal information questions related to Insurance Law.
Is it legal for an insurance company to use a salvage title value even though my car had a clean title?
In general, an insurance company may try to value a vehicle based on what it believes the car would bring in the market after a total loss, but that does not automatically mean it can treat a clean-title car as if it alr...
What happens if a furniture financing company keeps charging after I paid the balance in full?
If a furniture financing company keeps charging after you have paid the balance in full, the extra charges may be unauthorized. In general, that can happen for several reasons, such as a billing system error, a payment p...
What happens if I was in an Uber accident and both drivers blame each other?
If you were in an Uber accident and both drivers blame each other, the situation usually turns into an insurance and evidence dispute rather than a simple one-driver claim. In general, fault has to be sorted out before i...
What happens if a police officer gave me a ticket after the crash but I think the other driver caused it?
In Connecticut, getting a ticket after a crash does not necessarily mean you were the one who caused the collision. A police officer may issue a ticket based on what the officer observed at the scene, witness statements,...
What are my rights if I was injured in an elevator that dropped suddenly?
If you were injured in an elevator that dropped suddenly in Maryland, you may have the right to seek compensation for your injuries if someone else’s negligence contributed to the incident. In general, possible responsib...
What are my rights if my car was damaged by a pothole and the city ignored prior complaints?
If your car was damaged by a pothole in Washington, you may have a claim for property damage, but the available rights and remedies usually depend on the specific facts. In general, a city’s prior knowledge of a dangerou...
What Can I Do If a Delivery Company Damaged My Property?
If a delivery company damaged your property, you may have options to ask for repair or replacement costs, submit a claim, or seek other remedies depending on the facts. In general, the most important first step is to doc...
What happens if my insurance company cancels my renters policy because of one late payment?
If your renters insurance company cancels your policy because of one late payment, the main issue is usually whether the policy was actually canceled or simply lapsed for nonpayment. In general, insurers may treat a miss...
What happens if I was hurt in an Airbnb because the deck railing broke?
If you were hurt in an Airbnb in Colorado because a deck railing broke, the situation may involve several possible legal claims, including premises liability, negligence, or insurance claims. In general, the key question...
What are my rights if a city bus hit my car while merging into traffic?
If a city bus hit your car while merging into traffic, you may have the right to seek compensation for vehicle damage, rental costs, towing, and in some cases personal injuries, depending on the facts. In Kansas, claims...
How do I dispute fault when the insurance company says the accident was 50/50?
In Nebraska, a 50/50 fault finding usually means the insurance company is treating each driver as equally responsible for the crash. If you believe that does not match what happened, you can usually dispute it by gatheri...
Do I have to use my own collision coverage while waiting for the other insurer to accept fault?
In New York, you usually do not have to use your own collision coverage just because the other driver’s insurer has not yet accepted fault. In general, whether you file a collision claim under your own policy is a choice...
What are my rights if a dog bite happened during a paid training class?
If a dog bite happens during a paid training class, you may have rights connected to personal injury law, premises liability, negligence, or sometimes contract and business liability issues. In general, the fact that the...
A delivery driver hit my mailbox and the company won’t respond. What’s my next move?
If a delivery driver damaged your mailbox in Tennessee and the company is not responding, the situation usually starts as a property-damage claim. In general, the key issue is whether you can show who caused the damage,...
Do I have to pay for repairs if the other driver’s insurer accepts fault but says their policy limit is too low?
In general, if another driver caused the crash and their insurer accepts fault, that does not necessarily mean the insurer will pay all of your repair costs. The insurer usually owes only up to the policy limit available...