Insurance Law
Browse published legal information questions related to Insurance Law.
What happens if the store says they are not responsible because no employee saw the puddle before I fell?
In Texas, a store’s claim that no employee saw the puddle before your fall does not automatically end the issue. In a premises liability claim, the key question is often whether the store knew or reasonably should have k...
Can I sue for emotional distress after my dog was injured in the car accident?
In general, you might be able to bring a claim for emotional distress after a car accident that injures your dog, but the answer usually depends on the facts and the law in your state. In Wyoming, as in many states, the...
What are my rights if a defective traffic light caused the accident?
If a defective traffic light may have caused a crash in North Dakota, you may have the right to seek compensation through one or more legal claims, depending on the facts. In general, that can include claims involving a...
Can I make a claim if a road rage driver intentionally hit my car?
Yes, you may be able to make a claim if another driver intentionally hit your car during a road rage incident. In general, an intentional crash can support civil claims for property damage and, depending on the facts, pe...
Is it legal for the other driver’s insurer to ask for my entire medical history?
In general, the other driver’s insurer may ask for medical records if you are making a personal injury claim, but that does not necessarily mean they are entitled to your entire medical history. The request is usually li...
Do I have to pay storage charges while arguing with insurance about whether my car is totaled?
In general, maybe. In Rhode Island, whether you have to pay storage charges while an insurance company is deciding if your car is totaled usually depends on the insurance policy, who ordered the tow or storage, how long...
Can I recover child care costs if my injuries made it impossible to care for my kids for two weeks?
In general, maybe. If another person or business caused your injuries, you may be able to seek reimbursement for some childcare costs that were reasonably necessary because you could not care for your children for a shor...
How do I handle a car accident claim when the other driver is from Canada?
If the other driver is from Canada, the basic claim process after a car accident is often similar to any other crash claim in New Mexico. You still usually gather evidence, report the crash if required, notify insurance...
Is it legal for an insurance company to use a salvage title value even though my car had a clean title?
In general, an insurance company may try to value a vehicle based on what it believes the car would bring in the market after a total loss, but that does not automatically mean it can treat a clean-title car as if it alr...
Do I have to show the other driver my insurance card after an accident?
In Mississippi, you may need to exchange insurance information after a traffic accident, but the exact details can depend on the circumstances and on how the request is made. In general, drivers involved in a crash are e...
What happens if a police officer gave me a ticket after the crash but I think the other driver caused it?
In Connecticut, getting a ticket after a crash does not necessarily mean you were the one who caused the collision. A police officer may issue a ticket based on what the officer observed at the scene, witness statements,...
Can I claim pain and suffering for a minor accident if I had physical therapy for six weeks?
In Utah, you may sometimes claim pain and suffering after a minor accident if the crash caused real physical injury, pain, and treatment such as six weeks of physical therapy. A “minor” accident does not automatically me...
How do I handle a crash caused by a driver who swerved to avoid an animal?
In Iowa, a crash caused by a driver who swerved to avoid an animal is usually handled as a negligence and insurance question, but the answer depends heavily on the facts. In general, the key issue is whether the driver a...
What are my rights if my car was totaled and the insurer will not pay sales tax and registration fees?
If your car was totaled in Oklahoma, the amount the insurer pays for your property damage claim usually depends on the insurance policy, the type of coverage involved, and how the vehicle value is calculated. In many tot...
What are my rights if I was hit while backing out of a parking space at the same time as another driver?
If you were hit while backing out of a parking space at the same time as another driver, your rights in Maryland usually depend on who had the better right of way, how the vehicles moved, and whether either driver was be...