Insurance Law
Browse published legal information questions related to Insurance Law.
What are my rights if my insurance company delays my claim for over 60 days without explanation?
If an insurance company delays a claim for more than 60 days without giving a clear explanation, that can be frustrating and may raise concerns about whether the company is handling the claim fairly and in good faith. In...
Is it legal for my insurance to deny a claim because my teenage son was not listed on the policy?
In general, an insurance company may deny or limit a claim if the policy required household drivers, resident relatives, or teen drivers to be listed and they were not disclosed. Whether that denial is lawful usually dep...
Do I have to give a recorded statement to the other driver’s insurance company?
In Pennsylvania, you usually do not have to give a recorded statement to the other driver’s insurance company unless you have a legal or policy-based reason to do so. In many situations, the other insurer is asking becau...
What happens if a medical provider bills me for services that should have been covered by insurance?
If a medical provider bills you for services that you believe your insurance should have covered, the first thing to know is that the bill is not necessarily final. In general, billing disputes like this can happen for s...
Do I have to pay for repairs after a mechanic misdiagnosed the problem and replaced the wrong part?
In Florida, whether you have to pay after a mechanic misdiagnoses a problem and replaces the wrong part usually depends on the repair agreement, what you authorized, and whether the shop’s work was reasonable under the c...
Is it legal for a tow yard to charge $95 per day after my car was towed from the crash scene?
In Indiana, a tow yard may be able to charge daily storage fees after a crash tow, but whether a $95 per day charge is legal usually depends on several facts. Those facts can include how the vehicle was towed, what the t...
Is it legal for an insurance company to deny my claim because I waited three days to report the crash?
In Arkansas, an insurance company may try to deny or reduce a claim if the accident was not reported right away, but a delay of three days does not automatically mean the insurer can legally deny the claim. In general, t...
What are my rights if my upstairs neighbor’s pipe burst and ruined my furniture?
If an upstairs neighbor’s pipe burst and damaged your furniture, you may have rights to seek payment for the loss, but the source of those rights depends on the facts. In Maryland, claims of this type often involve prope...
What happens if my insurance company cancels my renters policy because of one late payment?
If your renters insurance company cancels your policy because of one late payment, the main issue is usually whether the policy was actually canceled or simply lapsed for nonpayment. In general, insurers may treat a miss...
What happens if I was hit by a driver with a suspended license?
If you were hit by a driver with a suspended license in Colorado, the fact that the other driver was not legally allowed to drive may matter, but it does not automatically decide who is financially responsible for the cr...
How do I dispute surprise billing from an out-of-network anesthesiologist?
A surprise bill from an out-of-network anesthesiologist can be upsetting, especially if you went to an in-network hospital or surgery center and reasonably expected the anesthesia services to be covered. In general, the...
My Dentist Billed Me for Work I Never Approved — Can I Dispute It?
Yes, in general, you may be able to dispute a dental bill in Pennsylvania if you were charged for treatment you did not approve, did not receive, or did not understand would be performed. Whether a dispute succeeds often...
Is it legal for a store to delete security footage after I asked them to preserve it?
In general, a store may not be free to delete security footage once it has notice that the footage may be needed in a legal dispute. But the answer depends on the facts, the type of claim, and whether the store had a cle...
Is it legal for an insurance company to offer me $500 before I finish treatment?
In general, yes. An insurance company may legally make a settlement offer before you finish medical treatment, including a small early offer like $500. The offer itself is usually not illegal just because your treatment...
Do I have to give a recorded statement to the property owner’s insurance company?
In Pennsylvania, you may be asked to give a recorded statement to the property owner’s insurance company after an accident or injury on someone else’s property. Whether you must agree depends on your role, your insurance...