Insurance Law
Browse published legal information questions related to Insurance Law.
What happens if I was hurt in an Airbnb because the deck railing broke?
If you were hurt in an Airbnb in Colorado because a deck railing broke, the situation may involve several possible legal claims, including premises liability, negligence, or insurance claims. In general, the key question...
Is it legal for an insurer to reduce my settlement because I had arthritis before the fall?
In general, an insurer may try to argue that a pre-existing condition such as arthritis affected the value of a fall-related injury claim. That does not automatically mean the insurer is allowed to reduce a settlement si...
Is it legal for a property owner to refuse to give me their insurance information after I got hurt?
In general, a property owner in Florida may refuse to voluntarily give you their insurance information after you are hurt, unless some law, contract, court order, or other legal duty requires disclosure. Many people assu...
Do I have to provide my Social Security number to the insurance adjuster handling my injury claim?
In general, you do not automatically have to give an insurance adjuster your Social Security number just because you are making an injury claim in New York. An adjuster may ask for it as part of the claim process, but an...
What happens if a homeowner’s insurance company denies my claim after I fell on a broken porch step?
If a homeowner’s insurance company denies your claim after you fell on a broken porch step, that usually means the insurer is not agreeing to pay under the policy at that time. The denial may be based on the insurer’s vi...
How do I prove lost income if I am self-employed and missed three weeks of work?
If you are self-employed and missed three weeks of work, proving lost income usually means showing what you normally earned, what work you lost, and how the missed time affected your business income. That often involves...
What are my rights if I slipped in a restaurant bathroom with water all over the floor?
If you slipped in a restaurant bathroom in Idaho because water was on the floor, you may have a premises liability claim, but the facts matter a lot. In general, restaurant owners and operators have a duty to use reasona...
Is it legal for a store to delete security footage after I asked them to preserve it?
In general, a store may not be free to delete security footage once it has notice that the footage may be needed in a legal dispute. But the answer depends on the facts, the type of claim, and whether the store had a cle...
Is it legal for a business to make me pay for an ambulance after I fell on their property?
In general, a business cannot simply decide that you are legally responsible for an ambulance bill just because you fell on its property. In Indiana, as in many states, whether you must pay for emergency medical transpor...
Do I have to reimburse my health insurance from a personal injury settlement?
In general, your health insurance may ask to be repaid from a personal injury settlement if it paid medical bills related to the injury. Whether reimbursement is required, and how much, usually depends on the type of ins...
What happens if I was partly at fault because I was looking at my phone when I fell?
If you were looking at your phone when you fell, that fact may affect a claim for injuries, but it does not automatically end the claim. In Colorado, fault is often compared between the injured person and other responsib...
What are my rights if a dog bit me while I was delivering food to someone’s house?
If a dog bit you while you were delivering food in Washington, you may have legal rights under personal injury law and possibly workers’ compensation, depending on how you were working and whose dog it was. In general, a...
Do I have to pay my medical bills upfront while waiting for a personal injury settlement?
In general, you may still be responsible for medical bills while a personal injury claim is pending, even if you expect a settlement later. A claim against the person or company you say caused the injury does not usually...
What happens if the store says they are not responsible because no employee saw the puddle before I fell?
In Texas, a store’s claim that no employee saw the puddle before your fall does not automatically end the issue. In a premises liability claim, the key question is often whether the store knew or reasonably should have k...
Can I sue for emotional distress after my dog was injured in the car accident?
In general, you might be able to bring a claim for emotional distress after a car accident that injures your dog, but the answer usually depends on the facts and the law in your state. In Wyoming, as in many states, the...