Insurance Law
Browse published legal information questions related to Insurance Law.
What happens if a furniture financing company keeps charging after I paid the balance in full?
If a furniture financing company keeps charging after you have paid the balance in full, the extra charges may be unauthorized. In general, that can happen for several reasons, such as a billing system error, a payment p...
What happens if I was in an Uber accident and both drivers blame each other?
If you were in an Uber accident and both drivers blame each other, the situation usually turns into an insurance and evidence dispute rather than a simple one-driver claim. In general, fault has to be sorted out before i...
What happens if a police officer gave me a ticket after the crash but I think the other driver caused it?
In Connecticut, getting a ticket after a crash does not necessarily mean you were the one who caused the collision. A police officer may issue a ticket based on what the officer observed at the scene, witness statements,...
What are my rights if I was injured in an elevator that dropped suddenly?
If you were injured in an elevator that dropped suddenly in Maryland, you may have the right to seek compensation for your injuries if someone else’s negligence contributed to the incident. In general, possible responsib...
Is it legal for an insurance company to deny my claim because I waited three days to report the crash?
In Arkansas, an insurance company may try to deny or reduce a claim if the accident was not reported right away, but a delay of three days does not automatically mean the insurer can legally deny the claim. In general, t...
How do I handle a dog bite claim if the owner rents and does not have insurance?
If the dog’s owner rents and does not appear to have insurance, the claim is often more complicated, but it is not automatically hopeless. In Minnesota, the facts matter a lot: who owned the dog, where the bite happened,...
Do I have to keep going to physical therapy for my injury claim if I cannot afford it?
In general, no one can force you to keep paying for physical therapy if you truly cannot afford it. But in an injury claim, stopping treatment or skipping sessions may affect how an insurer, adjuster, or jury views your...
What happens if I was hit by a delivery driver while they were working?
If a delivery driver hit you while they were working, the situation usually involves more than one possible insurance claim. In general, the driver’s personal auto policy, the delivery company’s insurance, or both may ma...
What happens if I was bitten while pet sitting for the dog owner?
If you were bitten while pet sitting for the dog owner in Colorado, what happens next usually depends on the facts, the dog’s history, who had control of the dog, and what insurance may apply. In general, a bite claim ca...
What happens if several small damage incidents are added together over six months?
In Minnesota, several small damage incidents may sometimes be considered together, but not automatically. Whether they are “added together” usually depends on the legal claim, the facts, and how the incidents are connect...
Do I have to pay back my health insurance from a dog bite settlement?
In general, maybe. After a dog bite settlement, your health insurer may have a right to ask for reimbursement if it paid medical bills related to the injury. Whether repayment is required often depends on the insurance c...
Do I have to pay medical bills upfront while waiting for the car accident settlement?
In general, you may still be responsible for medical bills after a car accident even while a settlement is pending. In South Carolina, the fact that you are pursuing a car accident claim does not usually stop hospitals,...
What are my rights if my car was damaged by a pothole and the city ignored prior complaints?
If your car was damaged by a pothole in Washington, you may have a claim for property damage, but the available rights and remedies usually depend on the specific facts. In general, a city’s prior knowledge of a dangerou...
How do I file a claim after hitting debris that fell from a truck on the highway?
If you hit debris that fell from a truck on an Iowa highway, the first step is usually to focus on safety and documentation. Move to a safe location if you can, check for injuries, and call emergency services if anyone i...
Can I record a call with an insurance adjuster if I say I am recording and they continue speaking?
In Massachusetts, the answer can depend on the consent rules that apply to the call and on the exact facts. In general, Massachusetts is treated as a state with strong privacy protections for communications, so you shoul...