Insurance Law
Browse published legal information questions related to Insurance Law.
What are my rights if I was injured in an elevator that dropped suddenly?
If you were injured in an elevator that dropped suddenly in Maryland, you may have the right to seek compensation for your injuries if someone else’s negligence contributed to the incident. In general, possible responsib...
Do I have to accept the first settlement offer from the insurance company?
In general, no. You usually do not have to accept the first settlement offer from an insurance company, including in Alabama. The first offer is often just a starting point for negotiation, and it may be lower than what...
Is it legal for a business to make me pay for an ambulance after I fell on their property?
In general, a business cannot simply decide that you are legally responsible for an ambulance bill just because you fell on its property. In Indiana, as in many states, whether you must pay for emergency medical transpor...
Can I recover lost tips if I am a server and missed shifts because of an injury?
In general, a server who misses shifts because of an injury may be able to seek compensation for lost earnings, and that can sometimes include tips if the tips were a regular part of the person’s income and can be shown...
How do I handle a car accident claim when the police report has the wrong street listed?
If a police report lists the wrong street after a car accident, that mistake does not always control how an insurance claim is handled. In Georgia, as in many states, a crash report is usually one piece of evidence, not...
What are my rights if a dog bit me while I was delivering food to someone’s house?
If a dog bit you while you were delivering food in Washington, you may have legal rights under personal injury law and possibly workers’ compensation, depending on how you were working and whose dog it was. In general, a...
What are my rights if a defective traffic light caused the accident?
If a defective traffic light may have caused a crash in North Dakota, you may have the right to seek compensation through one or more legal claims, depending on the facts. In general, that can include claims involving a...
How do I handle medical liens after receiving a personal injury settlement?
After a personal injury settlement, medical liens can affect how much money you actually keep. In general, a lien is a claim that a provider, insurer, or other party may assert against part of your settlement to recover...
How do I handle a claim if my injury symptoms got worse two days after the accident?
If your injury symptoms got worse two days after an accident, that does not automatically mean the claim is invalid. In many personal injury situations, symptoms can appear later or become more noticeable after the shock...
Is it legal for an insurance company to deny my claim because I waited three days to report the crash?
In Arkansas, an insurance company may try to deny or reduce a claim if the accident was not reported right away, but a delay of three days does not automatically mean the insurer can legally deny the claim. In general, t...
How do I handle a dog bite claim if the owner rents and does not have insurance?
If the dog’s owner rents and does not appear to have insurance, the claim is often more complicated, but it is not automatically hopeless. In Minnesota, the facts matter a lot: who owned the dog, where the bite happened,...
Do I have to keep going to physical therapy for my injury claim if I cannot afford it?
In general, no one can force you to keep paying for physical therapy if you truly cannot afford it. But in an injury claim, stopping treatment or skipping sessions may affect how an insurer, adjuster, or jury views your...
Is it legal for a business to claim I assumed the risk because the floor was obviously wet?
In Nevada, a business may try to argue that a customer assumed the risk if the danger was open and obvious, including a wet floor that seemed easy to notice. But that does not automatically end the issue. Whether the arg...
What happens if I was hit by a delivery driver while they were working?
If a delivery driver hit you while they were working, the situation usually involves more than one possible insurance claim. In general, the driver’s personal auto policy, the delivery company’s insurance, or both may ma...
What happens if I was bitten while pet sitting for the dog owner?
If you were bitten while pet sitting for the dog owner in Colorado, what happens next usually depends on the facts, the dog’s history, who had control of the dog, and what insurance may apply. In general, a bite claim ca...