Insurance Law
Browse published legal information questions related to Insurance Law.
What happens if the dog owner blames me for reaching toward the dog?
In Louisiana, if a dog owner says you caused the incident by reaching toward the dog, that argument may affect how fault is evaluated. In general, dog bite and dog injury claims can turn on the facts, including what the...
What happens if I was hit by a delivery driver while they were working?
If a delivery driver hit you while they were working, the situation usually involves more than one possible insurance claim. In general, the driver’s personal auto policy, the delivery company’s insurance, or both may ma...
How do I handle a dog bite claim if the owner rents and does not have insurance?
If the dog’s owner rents and does not appear to have insurance, the claim is often more complicated, but it is not automatically hopeless. In Minnesota, the facts matter a lot: who owned the dog, where the bite happened,...
Do I have to pay a medical bill that went to collections before I received an invoice?
In general, you may still owe a valid medical debt even if the bill was sent to collections before you personally received an invoice. A collection notice does not, by itself, mean the debt is inaccurate or unenforceable...
What happens if someone rear-ended me in Birmingham and their insurance denies fault?
If you were rear-ended in Birmingham and the other driver’s insurance denies fault, that does not automatically mean your claim is over. In general, a denial means the insurer is disputing liability, disputing the facts,...
How do I handle a dog bite claim when the owner says the dog belongs to someone else?
In general, a dog owner saying “that dog belongs to someone else” does not necessarily end a dog bite claim. In Vermont, as in many states, liability can depend on who had control of the dog, who kept or cared for it, wh...
Do I have to give a recorded statement to the dog owner’s insurance company in Alabama?
In Alabama, you usually do not have to agree to a recorded statement for the dog owner’s insurance company just because the insurer asks for one. An insurance company may request a statement as part of its claims investi...
What happens if a dog bite got infected and required follow-up treatment?
If a dog bite becomes infected and you need follow-up treatment, that often means the injury is more serious than an ordinary bite wound. In general, an infection can increase the amount of medical care needed, extend yo...
Can I sue if a dog bit me through a fence while I was walking on the sidewalk?
In Missouri, you may be able to bring a claim if a dog bites you while you are lawfully on a sidewalk, even if the dog was behind a fence. Whether a claim exists usually depends on the facts, including where you were sta...
What happens if I was bitten while pet sitting for the dog owner?
If you were bitten while pet sitting for the dog owner in Colorado, what happens next usually depends on the facts, the dog’s history, who had control of the dog, and what insurance may apply. In general, a bite claim ca...
Do I have to pay my own emergency room bill after someone else’s dog bit me?
In general, yes, you may have to pay the emergency room bill first, even if someone else’s dog bit you. Hospitals usually bill the patient who received treatment, and your own health insurance, if you have it, may be the...
What happens if my child was bitten at a friend’s birthday party?
If your child was bitten at a friend’s birthday party in Michigan, the first concern is usually medical care and making sure the injury is properly documented. Depending on the facts, a bite may lead to a claim involving...
What happens if a dog owner says their dog never bit anyone before?
In Texas, a dog owner saying their dog never bit anyone before does not automatically end a claim. It may matter, but it is only one fact among many. What usually matters is the full history of the dog’s behavior, what t...
Can I record a call with an insurance adjuster if I say I am recording and they continue speaking?
In Massachusetts, the answer can depend on the consent rules that apply to the call and on the exact facts. In general, Massachusetts is treated as a state with strong privacy protections for communications, so you shoul...
Do I have to pay for replacement value or repair cost in a Minnesota property damage case?
In Minnesota property damage cases, the amount at issue is often whether damages are measured by repair cost, replacement value, or another measure of loss. In general, the answer depends on the type of property, the ext...