Insurance Law
Browse published legal information questions related to Insurance Law.
Is it legal for an insurance company to use a salvage title value even though my car had a clean title?
In general, an insurance company may try to value a vehicle based on what it believes the car would bring in the market after a total loss, but that does not automatically mean it can treat a clean-title car as if it alr...
What happens if a furniture financing company keeps charging after I paid the balance in full?
If a furniture financing company keeps charging after you have paid the balance in full, the extra charges may be unauthorized. In general, that can happen for several reasons, such as a billing system error, a payment p...
What happens if I was in an Uber accident and both drivers blame each other?
If you were in an Uber accident and both drivers blame each other, the situation usually turns into an insurance and evidence dispute rather than a simple one-driver claim. In general, fault has to be sorted out before i...
What happens if a police officer gave me a ticket after the crash but I think the other driver caused it?
In Connecticut, getting a ticket after a crash does not necessarily mean you were the one who caused the collision. A police officer may issue a ticket based on what the officer observed at the scene, witness statements,...
How do I make a personal injury claim if a store employee caused the accident?
If a store employee caused your accident in Vermont, a personal injury claim may be possible depending on the facts. In general, these claims are based on the idea that a business can be responsible for harm caused by an...
What are my rights if I was injured in an elevator that dropped suddenly?
If you were injured in an elevator that dropped suddenly in Maryland, you may have the right to seek compensation for your injuries if someone else’s negligence contributed to the incident. In general, possible responsib...
What happens if my insurance agent entered the wrong address and my claim was denied?
If an insurance agent entered the wrong address and your claim was denied, the denial may not be the end of the matter. In general, the key question is whether the wrong address was a material mistake, whether it was cau...
Do I have to accept the first settlement offer from the insurance company?
In general, no. You usually do not have to accept the first settlement offer from an insurance company, including in Alabama. The first offer is often just a starting point for negotiation, and it may be lower than what...
Is it legal for a business to make me pay for an ambulance after I fell on their property?
In general, a business cannot simply decide that you are legally responsible for an ambulance bill just because you fell on its property. In Indiana, as in many states, whether you must pay for emergency medical transpor...
Can I recover lost tips if I am a server and missed shifts because of an injury?
In general, a server who misses shifts because of an injury may be able to seek compensation for lost earnings, and that can sometimes include tips if the tips were a regular part of the person’s income and can be shown...
How do I handle a car accident claim when the police report has the wrong street listed?
If a police report lists the wrong street after a car accident, that mistake does not always control how an insurance claim is handled. In Georgia, as in many states, a crash report is usually one piece of evidence, not...
What are my rights if a dog bit me while I was delivering food to someone’s house?
If a dog bit you while you were delivering food in Washington, you may have legal rights under personal injury law and possibly workers’ compensation, depending on how you were working and whose dog it was. In general, a...
What are my rights if a defective traffic light caused the accident?
If a defective traffic light may have caused a crash in North Dakota, you may have the right to seek compensation through one or more legal claims, depending on the facts. In general, that can include claims involving a...
How do I handle medical liens after receiving a personal injury settlement?
After a personal injury settlement, medical liens can affect how much money you actually keep. In general, a lien is a claim that a provider, insurer, or other party may assert against part of your settlement to recover...
How do I handle a claim if my injury symptoms got worse two days after the accident?
If your injury symptoms got worse two days after an accident, that does not automatically mean the claim is invalid. In many personal injury situations, symptoms can appear later or become more noticeable after the shock...