Insurance Law
Browse published legal information questions related to Insurance Law.
What happens if I fell at work but a third-party cleaning company caused the slippery floor?
If you fell at work in Michigan and a third-party cleaning company may have caused the slippery floor, there are often two separate legal questions to think about. First, your injury may be covered by workers’ compensati...
My Contractor Damaged a Neighbor’s Property — Am I Responsible?
In general, if a contractor you hired damages a neighbor’s property in Oregon, you may still face questions about responsibility. The answer often depends on who caused the damage, what the contractor was doing, whether...
What happens if the dog owner blames me for reaching toward the dog?
In Louisiana, if a dog owner says you caused the incident by reaching toward the dog, that argument may affect how fault is evaluated. In general, dog bite and dog injury claims can turn on the facts, including what the...
What happens if I was hit by a delivery driver while they were working?
If a delivery driver hit you while they were working, the situation usually involves more than one possible insurance claim. In general, the driver’s personal auto policy, the delivery company’s insurance, or both may ma...
Our upstairs neighbor’s bathtub leaked into our closet and ruined clothes. Do we deal with them or the landlord?
In Illinois, the answer is usually that you may need to deal with both, but for different reasons. If the leak came from an upstairs neighbor’s bathtub, that neighbor may be the person connected to the source of the wate...
What are my rights if a rideshare driver damaged my luggage and the company denied responsibility?
If a rideshare driver damaged your luggage and the rideshare company denied responsibility, you may still have options, but the available rights usually depend on the facts, the company’s terms, and Washington law. In ge...
Can I file a personal injury claim if I fell at a mall during heavy rain near the entrance?
Yes, in some situations you may be able to file a personal injury claim after a fall at a mall during heavy rain near the entrance, including in Utah. Whether a claim is available usually depends on the specific facts, s...
Can my insurance company drop me after filing two claims in one year?
In general, an insurance company may have the right to cancel or choose not to renew a policy after claims, but the answer depends on the type of insurance, the policy language, and West Virginia law. Filing two claims i...
Is it legal for a store to refuse to identify the cleaning company responsible for the spill?
In general, a store may be able to refuse to volunteer the name of a cleaning company, but that does not necessarily end the matter if someone was injured in a spill. In Arkansas, the legal question is usually not whethe...
How do I handle a dog bite claim if the owner rents and does not have insurance?
If the dog’s owner rents and does not appear to have insurance, the claim is often more complicated, but it is not automatically hopeless. In Minnesota, the facts matter a lot: who owned the dog, where the bite happened,...
How do I handle an accident in a leased car when the repair estimate is over $6,000?
In Georgia, an accident in a leased car is usually handled through a combination of the lease contract, insurance coverage, and the condition of the vehicle after the crash. If the repair estimate is over $6,000, that of...
What are my rights if my insurance claim is denied without explanation?
If an insurance company denies a claim without giving a clear reason, that can be frustrating and may make it harder to know what to do next. In general, policyholders have the right to ask for the reason for the denial,...
What happens if a contractor damaged my roof and refuses to give insurance information?
If a contractor damaged your roof and refuses to give insurance information, you may still have options to document the damage, request payment, and try to identify the contractor’s coverage through other means. In gener...
Do I have to pay a medical bill that went to collections before I received an invoice?
In general, you may still owe a valid medical debt even if the bill was sent to collections before you personally received an invoice. A collection notice does not, by itself, mean the debt is inaccurate or unenforceable...
What happens if someone rear-ended me in Birmingham and their insurance denies fault?
If you were rear-ended in Birmingham and the other driver’s insurance denies fault, that does not automatically mean your claim is over. In general, a denial means the insurer is disputing liability, disputing the facts,...