Insurance Law
Browse published legal information questions related to Insurance Law.
My Dentist Billed Me for Work I Never Approved — Can I Dispute It?
Yes, in general, you may be able to dispute a dental bill in Pennsylvania if you were charged for treatment you did not approve, did not receive, or did not understand would be performed. Whether a dispute succeeds often...
Is it legal for a store to delete security footage after I asked them to preserve it?
In general, a store may not be free to delete security footage once it has notice that the footage may be needed in a legal dispute. But the answer depends on the facts, the type of claim, and whether the store had a cle...
Is it legal for an insurance company to offer me $500 before I finish treatment?
In general, yes. An insurance company may legally make a settlement offer before you finish medical treatment, including a small early offer like $500. The offer itself is usually not illegal just because your treatment...
Do I have to give a recorded statement to the property owner’s insurance company?
In Pennsylvania, you may be asked to give a recorded statement to the property owner’s insurance company after an accident or injury on someone else’s property. Whether you must agree depends on your role, your insurance...
What happens if I was injured by an airbag deploying in a low-speed collision?
If you were injured when an airbag deployed in a low-speed collision, several different things may be going on at once. In some crashes, the airbag may have deployed as designed, and the injury may still have come from t...
My Neighbor’s Construction Cracked My Wall — Who Pays for Repairs?
In California, who pays for a cracked wall from a neighbor’s construction usually depends on what caused the damage and who was legally responsible for it. In general, if the construction activity caused the crack, the n...
What happens if I was rear-ended at a red light and the other driver’s insurance says I stopped too suddenly?
In Texas, a rear-end collision at a red light often raises a question about which driver may be responsible for the crash, but it does not automatically mean the rear driver is always at fault. The other driver’s insuran...
Do I have to tell my insurance company if I settle privately with the other driver?
In general, you may still need to notify your insurance company even if you and the other driver settle the claim privately. A private agreement between drivers does not always replace your insurance policy duties. Many...
What are my rights if a store display fell and hit my head?
If a store display falls and hits your head, you may have rights under general premises liability and personal injury law. In Idaho, store owners and other businesses generally have a duty to use reasonable care to keep...
What are my rights if I was injured in an elevator that dropped suddenly?
If you were injured in an elevator that dropped suddenly in Maryland, you may have the right to seek compensation for your injuries if someone else’s negligence contributed to the incident. In general, possible responsib...
Can I sue for emotional distress after my dog was injured in the car accident?
In general, you might be able to bring a claim for emotional distress after a car accident that injures your dog, but the answer usually depends on the facts and the law in your state. In Wyoming, as in many states, the...
What are my rights if my renters insurance claim is denied for water damage from a burst pipe?
If your renters insurance claim is denied for water damage from a burst pipe, you usually have the right to ask the insurer for a clear explanation of the denial and a copy of the policy language it relied on. In general...
Can a Repair Technician Break Something Else and Not Be Liable?
In general, a repair technician may be liable if they damage something else while performing a repair, but the answer depends heavily on the facts. In Kentucky, as in other states, liability often turns on whether the te...
How do I sue a contractor who caused water damage during repairs?
If a contractor caused water damage during repairs in Minnesota, the situation may involve a contract dispute, negligence claim, or both, depending on the facts. In general, a homeowner or property owner usually needs to...
What are my rights if a car wash damaged my side mirror and the sign says they are not responsible?
If a car wash damaged your side mirror in Montana, a sign saying the business is “not responsible” does not always end the issue. In general, a business cannot always avoid responsibility just by posting a notice, especi...