Insurance Law
Browse published legal information questions related to Insurance Law.
What are my rights if a car wash damaged my side mirror and the sign says they are not responsible?
If a car wash damaged your side mirror in Montana, a sign saying the business is “not responsible” does not always end the issue. In general, a business cannot always avoid responsibility just by posting a notice, especi...
What happens if my student loan servicer lost my prior payment records?
If your student loan servicer lost records of your prior payments, that usually does not mean the payments never happened. In general, servicers are expected to keep account histories and apply payments correctly, but re...
What are my rights if the bite happened while I was working as a mail carrier?
If you were bitten by a dog while working as a mail carrier in Kansas, you may have more than one possible path for help, depending on the facts. In general, a work-related dog bite can raise workers’ compensation issues...
Do I have to pay back Medicaid from my injury settlement?
In general, Medicaid may have a right to be repaid from part of an injury settlement if Medicaid paid for medical care related to the injury. This is often called Medicaid recovery or reimbursement. The exact rules can d...
What are my rights if a contractor damages my property and refuses to fix it?
If a contractor damages your property and then refuses to correct the damage, you may have several possible rights under Alabama law, depending on the contract, the facts, and the type of damage involved. In general, a c...
Can a Car Insurance Company Deny My Claim Because My Address Was Outdated?
In general, a car insurance company may try to deny or limit a claim if it believes your policy information was inaccurate, including your address. But an outdated address does not automatically mean a denial is proper....
My Neighbor’s Pool Water Flooded My Yard — Can I Make Them Fix It?
In general, if a neighbor’s pool water is repeatedly or unreasonably flowing onto your property in South Carolina, you may have options to ask for the problem to be fixed and to seek compensation for damage. The legal th...
What happens if the dog owner blames me for reaching toward the dog?
In Louisiana, if a dog owner says you caused the incident by reaching toward the dog, that argument may affect how fault is evaluated. In general, dog bite and dog injury claims can turn on the facts, including what the...
How do I document a dog bite injury for an insurance claim?
In general, the strongest dog bite insurance claims are supported by clear, organized evidence showing what happened, what injuries you suffered, and what losses followed. If you are in Massachusetts, the basic idea is t...
What happens if a credit card company keeps charging interest after I paid off the full balance?
If you paid off the full balance on a credit card and the company still keeps charging interest, the first question is whether the account was truly paid in full under the card’s rules. In general, a credit card issuer m...
My Apartment Flooded From the Unit Above — Who Pays for My Damaged Furniture?
In Illinois, the answer usually depends on what caused the flood, who may have been negligent, and what insurance coverage is available. If water came from the unit above, the upstairs tenant, the upstairs landlord, the...
My storage unit had water damage and they say insurance was “required” but never explained. Who is responsible?
In Texas, responsibility for water damage in a storage unit usually depends on several things at once: the rental agreement, any insurance requirement in the contract, what caused the water damage, and whether the facili...
What are my rights if my insurance claim is denied without explanation?
If an insurance company denies a claim without giving a clear reason, that can be frustrating and may make it harder to know what to do next. In general, policyholders have the right to ask for the reason for the denial,...
What are my rights if I was hit by a government vehicle in Idaho?
If you were hit by a government vehicle in Idaho, you may have the right to seek compensation for injuries and property damage, but claims against government bodies often follow special rules. Those rules can affect who...
Is it legal for an insurance company to offer me $500 before I finish treatment?
In general, yes. An insurance company may legally make a settlement offer before you finish medical treatment, including a small early offer like $500. The offer itself is usually not illegal just because your treatment...