Insurance Law
Browse published legal information questions related to Insurance Law.
Do I Have to Talk to the Homeowner’s Insurance Company After Getting Injured at a Party?
In general, you do not have to agree to a recorded statement or answer detailed questions from the homeowner’s insurance company just because you were injured at a party. If an insurer contacts you, it is usually trying...
Can I recover lost tips if I am a server and missed shifts because of an injury?
In general, a server who misses shifts because of an injury may be able to seek compensation for lost earnings, and that can sometimes include tips if the tips were a regular part of the person’s income and can be shown...
Do I have to call the police for a fender bender if nobody was injured?
In Mississippi, whether you have to call the police after a minor car accident can depend on the facts of the crash, what the law requires, and whether the collision can be handled safely at the scene. In general, even i...
My Brother Used My Name After a Car Crash — How Do I Fix the Insurance Record?
If someone used your name after a car crash, the insurance record may not be accurate, and that can create problems for coverage, claims history, or future underwriting. In general, the first goal is to identify exactly...
Do I have to pay my deductible when the accident was completely the other driver’s fault?
In New York, the answer is often: maybe at first, but not necessarily in the end. If you use your own auto insurance coverage to repair your car, your policy may require you to pay the deductible up front before the insu...
Do I have to tell my insurance company if I settle privately with the other driver?
In general, you may still need to notify your insurance company even if you and the other driver settle the claim privately. A private agreement between drivers does not always replace your insurance policy duties. Many...
Can I still recover money if I was not wearing a seat belt during the crash?
In general, yes, you may still be able to recover money after a crash even if you were not wearing a seat belt. In Wyoming, the fact that you were unbelted does not automatically end a personal injury claim. However, it...
What happens if I fell at work but a third-party cleaning company caused the slippery floor?
If you fell at work in Michigan and a third-party cleaning company may have caused the slippery floor, there are often two separate legal questions to think about. First, your injury may be covered by workers’ compensati...
My Contractor Damaged a Neighbor’s Property — Am I Responsible?
In general, if a contractor you hired damages a neighbor’s property in Oregon, you may still face questions about responsibility. The answer often depends on who caused the damage, what the contractor was doing, whether...
What happens if the dog owner blames me for reaching toward the dog?
In Louisiana, if a dog owner says you caused the incident by reaching toward the dog, that argument may affect how fault is evaluated. In general, dog bite and dog injury claims can turn on the facts, including what the...
What happens if I was hit by a delivery driver while they were working?
If a delivery driver hit you while they were working, the situation usually involves more than one possible insurance claim. In general, the driver’s personal auto policy, the delivery company’s insurance, or both may ma...
Our upstairs neighbor’s bathtub leaked into our closet and ruined clothes. Do we deal with them or the landlord?
In Illinois, the answer is usually that you may need to deal with both, but for different reasons. If the leak came from an upstairs neighbor’s bathtub, that neighbor may be the person connected to the source of the wate...
What are my rights if a rideshare driver damaged my luggage and the company denied responsibility?
If a rideshare driver damaged your luggage and the rideshare company denied responsibility, you may still have options, but the available rights usually depend on the facts, the company’s terms, and Washington law. In ge...
Can I file a personal injury claim if I fell at a mall during heavy rain near the entrance?
Yes, in some situations you may be able to file a personal injury claim after a fall at a mall during heavy rain near the entrance, including in Utah. Whether a claim is available usually depends on the specific facts, s...
Can my insurance company drop me after filing two claims in one year?
In general, an insurance company may have the right to cancel or choose not to renew a policy after claims, but the answer depends on the type of insurance, the policy language, and West Virginia law. Filing two claims i...