Insurance Law
Browse published legal information questions related to Insurance Law.
Do I have to accept the dog owner’s offer to pay only my urgent care bill?
In general, no—you usually do not have to accept a dog owner’s offer to pay only your urgent care bill if you believe your losses are greater than that amount. An offer to cover one bill is often just a settlement propos...
What happens if my insurance policy is canceled without proper notice?
If an insurance policy is canceled without proper notice, the cancellation may not be effective right away, depending on the policy language and Wyoming insurance rules that apply. In general, insurers are usually requir...
What Should I Do If a Car Wash Damaged My Vehicle?
If a car wash damaged your vehicle, the first step is usually to document the damage as clearly as possible. Take photos and videos of the vehicle, the damaged area, the car wash equipment or bay if visible, your receipt...
What are my rights if my upstairs neighbor’s pipe burst and ruined my furniture?
If an upstairs neighbor’s pipe burst and damaged your furniture, you may have rights to seek payment for the loss, but the source of those rights depends on the facts. In Maryland, claims of this type often involve prope...
Do I have to pay for damage in a rental car if I bought the company’s collision waiver?
In general, buying a rental car company’s collision waiver may reduce or eliminate your responsibility for certain damage to the rental vehicle, but it does not always mean you owe nothing in every situation. The exact a...
What happens if the person who hit me was driving someone else’s car?
If the person who hit you was driving someone else’s car in Louisiana, more than one insurance policy may potentially come into play. In general, the car owner’s insurance, the driver’s insurance, or both may be relevant...
My Car Was Damaged by a Pothole — Can the City Be Liable?
In Pennsylvania, a city or other government entity may sometimes be liable for pothole-related vehicle damage, but these claims are usually limited and fact-specific. Whether a public entity can be responsible often depe...
How do I file a claim after hitting debris that fell from a truck on the highway?
If you hit debris that fell from a truck on an Iowa highway, the first step is usually to focus on safety and documentation. Move to a safe location if you can, check for injuries, and call emergency services if anyone i...
How do I handle a car accident settlement when Medicare or health insurance paid some bills?
In general, when Medicare or a health insurer has paid some of your crash-related medical bills, those payments may affect how your car accident settlement is handled. The basic issue is that another payer may have a rig...
What happens if a restaurant claims the warning cone was there but I never saw one?
If a restaurant says a warning cone was in place but you never saw it, that usually turns the case into a factual dispute about what really happened. In Texas, that kind of dispute often matters because premises liabilit...
What happens if I waited three days to see a doctor after a dog bite?
If you waited three days to see a doctor after a dog bite in Alaska, that delay does not automatically mean you lose the right to seek compensation or that your injury is not serious. In many situations, people delay tre...
Do I Have to Talk to the Homeowner’s Insurance Company After Getting Injured at a Party?
In general, you do not have to agree to a recorded statement or answer detailed questions from the homeowner’s insurance company just because you were injured at a party. If an insurer contacts you, it is usually trying...
Can I recover lost tips if I am a server and missed shifts because of an injury?
In general, a server who misses shifts because of an injury may be able to seek compensation for lost earnings, and that can sometimes include tips if the tips were a regular part of the person’s income and can be shown...
Do I have to call the police for a fender bender if nobody was injured?
In Mississippi, whether you have to call the police after a minor car accident can depend on the facts of the crash, what the law requires, and whether the collision can be handled safely at the scene. In general, even i...
My Brother Used My Name After a Car Crash — How Do I Fix the Insurance Record?
If someone used your name after a car crash, the insurance record may not be accurate, and that can create problems for coverage, claims history, or future underwriting. In general, the first goal is to identify exactly...