Insurance Law
Browse published legal information questions related to Insurance Law.
How do I file a claim if I was bitten by a dog at an Airbnb?
If you were bitten by a dog at an Airbnb in Iowa, the claim process usually starts with reporting the injury, getting medical care, and identifying who may be responsible. In many situations, a claim may involve more tha...
Do I have to pay for repairs if the other driver’s insurer accepts fault but says their policy limit is too low?
In general, if another driver caused the crash and their insurer accepts fault, that does not necessarily mean the insurer will pay all of your repair costs. The insurer usually owes only up to the policy limit available...
What happens if I was hurt by a dog while pet sitting for the owner?
If you were hurt by a dog while pet sitting for the owner, the legal question is usually who may be responsible for the injury and what insurance, if any, may apply. In Delaware, as in many states, the answer often depen...
Is it legal for my insurance to deny a claim because my teenage son was not listed on the policy?
In general, an insurance company may deny or limit a claim if the policy required household drivers, resident relatives, or teen drivers to be listed and they were not disclosed. Whether that denial is lawful usually dep...
How do I handle a car accident claim when the police report has the wrong street listed?
If a police report lists the wrong street after a car accident, that mistake does not always control how an insurance claim is handled. In Georgia, as in many states, a crash report is usually one piece of evidence, not...
Can I sue after a dog knocked me down and I tore my shoulder?
In Maine, a dog-related injury claim may be possible if the dog’s owner or keeper was legally responsible for the incident and your shoulder injury was caused by the dog knocking you down. In general, the key issues are...
Can I sue a rideshare driver for damaging my phone during a trip?
In general, you may be able to bring a claim against a rideshare driver if the driver’s conduct damaged your phone and the facts support legal responsibility. In Arizona, that usually means looking at whether the driver...
Do I have to see the insurance company’s doctor for my injury claim?
In general, you may be asked to see a doctor chosen by an insurance company during an injury claim, but whether you must agree depends on the type of claim, the policy or procedure involved, and the facts of your case. I...
Do I have to sign a settlement release before I know whether my knee injury needs surgery?
In general, no one can force you to sign a settlement release before you are ready, but a defendant or insurer may make that a condition of paying a settlement. A release is usually a final agreement that ends your claim...
What happens if the insurance company says my injury was pre-existing?
If an insurance company says your injury was pre-existing, it usually means the insurer is arguing that your symptoms, medical condition, or need for treatment existed before the accident or event that is being claimed....
What happens if I was injured by an airbag deploying in a low-speed collision?
If you were injured when an airbag deployed in a low-speed collision, several different things may be going on at once. In some crashes, the airbag may have deployed as designed, and the injury may still have come from t...
Can I record a call with an insurance adjuster if I tell them at the beginning?
In California, the answer is usually no if the other person does not agree. California is generally treated as an “all-party consent” state for recording confidential communications, which means telling the insurance adj...
Do I have to accept the dog owner’s offer to pay only my urgent care bill?
In general, no—you usually do not have to accept a dog owner’s offer to pay only your urgent care bill if you believe your losses are greater than that amount. An offer to cover one bill is often just a settlement propos...
What happens if my insurance policy is canceled without proper notice?
If an insurance policy is canceled without proper notice, the cancellation may not be effective right away, depending on the policy language and Wyoming insurance rules that apply. In general, insurers are usually requir...
What Should I Do If a Car Wash Damaged My Vehicle?
If a car wash damaged your vehicle, the first step is usually to document the damage as clearly as possible. Take photos and videos of the vehicle, the damaged area, the car wash equipment or bay if visible, your receipt...