Insurance Law
Browse published legal information questions related to Insurance Law.
What Can I Do If a Repair Technician Damaged My Home?
If a repair technician damaged your home, you may have several general options depending on what happened, what you can prove, and whether the technician was independent, employed by a company, or hired directly by you....
What are my rights if my credit union says my account was dormant but I logged in online last year?
If a credit union says your account was dormant, but you believe you accessed it online last year, the first issue is usually what the credit union counts as “activity.” In many cases, a simple online login may or may no...
Is it legal for an insurance company to use a salvage title value even though my car had a clean title?
In general, an insurance company may try to value a vehicle based on what it believes the car would bring in the market after a total loss, but that does not automatically mean it can treat a clean-title car as if it alr...
What happens if a furniture financing company keeps charging after I paid the balance in full?
If a furniture financing company keeps charging after you have paid the balance in full, the extra charges may be unauthorized. In general, that can happen for several reasons, such as a billing system error, a payment p...
What happens if I was in an Uber accident and both drivers blame each other?
If you were in an Uber accident and both drivers blame each other, the situation usually turns into an insurance and evidence dispute rather than a simple one-driver claim. In general, fault has to be sorted out before i...
What happens if a police officer gave me a ticket after the crash but I think the other driver caused it?
In Connecticut, getting a ticket after a crash does not necessarily mean you were the one who caused the collision. A police officer may issue a ticket based on what the officer observed at the scene, witness statements,...
How do I make a personal injury claim if a store employee caused the accident?
If a store employee caused your accident in Vermont, a personal injury claim may be possible depending on the facts. In general, these claims are based on the idea that a business can be responsible for harm caused by an...
What are my rights if I was injured in an elevator that dropped suddenly?
If you were injured in an elevator that dropped suddenly in Maryland, you may have the right to seek compensation for your injuries if someone else’s negligence contributed to the incident. In general, possible responsib...
Do I have to sue the dog owner personally or can I deal with their insurance?
In Rhode Island, a dog bite or dog attack claim is often handled through an insurance claim first if the dog owner has homeowners, renters, or another liability policy that may apply. In many situations, people try to re...
Can I still recover money if I was not wearing a seat belt during the crash?
In general, yes, you may still be able to recover money after a crash even if you were not wearing a seat belt. In Wyoming, the fact that you were unbelted does not automatically end a personal injury claim. However, it...
Can my car insurance raise my premium after an accident that the police report says was not my fault?
Yes, in some situations your car insurance premium may still go up after an accident even if a police report says you were not at fault. In general, a police report is important evidence, but it is usually not the only t...
Is it legal for a dealership to refuse to fix a warranty issue because I missed one oil change?
In general, a dealership or manufacturer may not be able to deny warranty coverage for every missed oil change automatically. The key question is usually whether the missed service actually caused or contributed to the p...
What happens if my insurance policy was canceled without proper notice in Vermont?
If an insurance policy is canceled without proper notice, the policy may not have ended when the insurer says it did. In general, notice requirements matter because they are often part of the insurer’s legal and contract...
How do I prove lost income if I am self-employed and missed three weeks of work?
If you are self-employed and missed three weeks of work, proving lost income usually means showing what you normally earned, what work you lost, and how the missed time affected your business income. That often involves...
What happens if I waited three days to see a doctor after a dog bite?
If you waited three days to see a doctor after a dog bite in Alaska, that delay does not automatically mean you lose the right to seek compensation or that your injury is not serious. In many situations, people delay tre...