Insurance Law
Browse published legal information questions related to Insurance Law.
Do I have to accept the first settlement offer from the insurance company?
In general, no—you usually do not have to accept the first settlement offer from an insurance company. A first offer is often a starting point in negotiations, not the final word. Depending on the facts, it may be lower...
Is it legal for a property owner to refuse to give me their insurance information after I got hurt?
In general, a property owner in Florida may refuse to voluntarily give you their insurance information after you are hurt, unless some law, contract, court order, or other legal duty requires disclosure. Many people assu...
What happens if my package is stolen after being marked delivered?
If a package is marked delivered but later appears stolen, the next steps usually depend on where it was delivered, who owned the package at that point, and what the seller, carrier, or payment provider’s policies say. I...
Can I recover the cost of replacing my phone and laptop that were damaged in the crash?
In general, you may be able to recover the cost of repairing or replacing personal property that was damaged in a crash, including a phone or laptop, if another person’s negligence caused the collision or other incident....
Do I Have to Talk to the Homeowner’s Insurance Company After Getting Injured at a Party?
In general, you do not have to agree to a recorded statement or answer detailed questions from the homeowner’s insurance company just because you were injured at a party. If an insurer contacts you, it is usually trying...
What are my rights if my insurance company delays paying my claim for over 90 days?
In Montana, a long delay in paying an insurance claim may raise concerns, but the exact rights and remedies usually depend on the type of insurance, the policy language, the reason for the delay, and the facts of the cla...