Legal Q&A

Insurance Law

Browse published legal information questions related to Insurance Law.

NJ - New Jersey

Do I have to pay a dentist for a crown that fell off after 10 days?

In general, you may still owe a dentist for treatment even if a crown falls off after 10 days, but the answer depends on the facts, the dental office’s policies, and what was agreed to before treatment. In New Jersey, as...

MS - Mississippi

What happens if a furniture financing company keeps charging after I paid the balance in full?

If a furniture financing company keeps charging after you have paid the balance in full, the extra charges may be unauthorized. In general, that can happen for several reasons, such as a billing system error, a payment p...

VT - Vermont

How do I handle a cleaning service that broke my TV and says its workers are independent contractors?

If a cleaning service broke your TV, the first question is usually who may be legally responsible for the loss. In general, the answer depends on who hired the worker, how the job was set up, what the contract says, and...

MN - Minnesota

What happens if several small damage incidents are added together over six months?

In Minnesota, several small damage incidents may sometimes be considered together, but not automatically. Whether they are “added together” usually depends on the legal claim, the facts, and how the incidents are connect...

PA - Pennsylvania

Do I have to pay my own emergency room bill after someone else’s dog bit me?

In general, yes, you may have to pay the emergency room bill first, even if someone else’s dog bit you. Hospitals usually bill the patient who received treatment, and your own health insurance, if you have it, may be the...

IL - Illinois

What are my rights if I was bitten by a dog while delivering food to someone’s house in Illinois?

If you were bitten by a dog while delivering food to someone’s house in Illinois, you may have several possible avenues to explore, depending on what happened and who may be responsible. In general, Illinois law can trea...

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