Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What are my rights if a hotel overcharges me for minibar items I did not use?
If a hotel in Hawaii charges you for minibar items you did not use, you may have the right to dispute the charge and ask the hotel to correct the bill. In general, hotels should bill guests accurately for items actually...
How do I get a refund from a travel booking site that charged me twice for the same hotel room?
If a travel booking site charged you twice for the same hotel room, the first step is usually to gather proof of both charges and contact the booking site right away. In many situations, duplicate charges are billing err...
Can a Store Ban Me After I Disputed a Chargeback?
Yes, a store can often ban a customer after a chargeback, but the answer depends on the facts and the type of business involved. In general, private stores have broad discretion to decide who they will serve, unless a ba...
Do I have to pay a cancellation fee to a wedding venue after they changed the date availability?
In Kansas, the answer usually depends on the written contract, the venue’s policies, and the reason the date changed. If the venue changed its own availability and could no longer host your wedding on the agreed date, th...
A package locker malfunctioned and my package disappeared. Is the apartment complex responsible?
In Virginia, an apartment complex may be responsible for a missing package only in some situations, and the answer usually depends on the lease, the property’s rules, who controlled the locker system, and what caused the...
Do I have to make payments during an administrative forbearance for them to count toward forgiveness?
In general, whether payments made during an administrative forbearance count toward forgiveness depends on the type of loan, the forgiveness program, and the specific rules that apply to your repayment status. An adminis...
Do I have to pay a roofer the final $2,000 if the city inspection failed?
In general, the answer depends on what your contract says, what work was completed, and why the city inspection failed. A failed inspection does not automatically mean you can withhold the final payment, but it also does...
What are my rights if my loan servicer gave me wrong advice and I lost years of PSLF credit?
If a loan servicer gave you wrong advice about Public Service Loan Forgiveness (PSLF) and that advice caused you to lose years of qualifying payment credit, you may have several possible avenues to explore, but the exact...
What are my rights if a blogger falsely claimed I was arrested for domestic violence?
If a blogger falsely claimed that you were arrested for domestic violence, you may have several possible legal concerns under Maryland law, depending on exactly what was published, whether it was false, and whether it ca...
Do I Have to Pay a Contractor Who Never Pulled the Required Permit?
In general, a contractor’s failure to pull a required permit can create serious problems, but it does not automatically mean you do not owe any money. In Rhode Island, the answer often depends on the contract language, t...
What happens if someone records a confidential conversation and posts a clip online?
In California, recording a confidential conversation and then posting a clip online can raise serious legal issues, but what happens depends heavily on the facts. The main questions usually are whether the conversation w...
How do I enforce a small claims judgment against a business that closed?
If you won a small claims judgment against a business that later closed, enforcement can still be possible, but it often depends on what happened to the business, who owned it, and whether any assets or insurance remain....
A delivery driver hit my mailbox and the company won’t respond. What’s my next move?
If a delivery driver damaged your mailbox in Tennessee and the company is not responding, the situation usually starts as a property-damage claim. In general, the key issue is whether you can show who caused the damage,...
Can I get an emergency court order to stop someone from posting more false claims?
In some situations, a court in Wyoming may be asked to enter an emergency order to stop another person from making or repeating false claims. But that type of relief is usually limited, and courts often look carefully at...
How do I claim unclaimed property for a relative who died without a will?
In Iowa, unclaimed property belonging to a person who died without a will is usually claimed through the rules that apply to the person’s estate and to the state’s unclaimed property process. In general, that means you m...