Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
My bank reopened a closed account and charged overdraft fees. Is that allowed?
In general, a bank should not simply reopen a truly closed account and start charging new overdraft fees without some legal or contractual basis. But whether the bank’s actions are allowed often depends on the account ag...
How do I claim unclaimed property for a relative who died without a will?
In Iowa, unclaimed property belonging to a person who died without a will is usually claimed through the rules that apply to the person’s estate and to the state’s unclaimed property process. In general, that means you m...
How do I dispute a $700 ambulance bill that my insurance says should have been covered?
If your insurance company says an ambulance ride should have been covered but you still received a $700 bill, the first step is usually to identify where the breakdown happened. In many cases, the issue may involve the i...
What are my rights if someone on TikTok falsely accused me of abusing my dog?
If someone on TikTok falsely accused you of abusing your dog, you may have several possible rights under general Illinois law, depending on what was said, how it was shared, and whether it caused harm. In many situations...
Is it legal for a landlord to charge separate fees for amenities that were included in the lease?
In Minnesota, the answer usually depends on the lease language and the surrounding facts. If an amenity was truly included in the lease as part of the agreed rent or as a promised service, a landlord may not be able to s...
What happens if someone sends me 40 unwanted texts after I told them to stop contacting me?
If someone keeps sending you unwanted texts after you clearly told them to stop, that can be more than just annoying. In general, repeated texting after a clear request to stop may support legal claims or other remedies,...
Is it legal for a competitor to post fake Yelp reviews claiming my salon injured customers?
In general, no. If a competitor is posting fake online reviews that claim your salon injured customers, that can raise serious legal issues in Nevada and under federal law. False statements about a business may be treate...
How do I remove a defaulted student loan from my credit report after rehabilitation?
In general, rehabilitation does not usually erase a student loan from your credit report. Instead, it often changes the way the loan is reported. A defaulted loan that has been rehabilitated may be updated to show the de...
My Brand-New Motorcycle Keeps Stalling—Can I Demand Refund?
If a brand-new motorcycle keeps stalling, you may be wondering whether you can get your money back. In general, that depends on what the problem is, how serious it is, how many repair attempts the dealer or manufacturer...
Is it legal for my private student lender to refuse any hardship option after I lost my job?
In general, yes — a private student lender may be allowed to refuse a hardship option after you lose your job, depending on the loan contract and the lender’s policies. Private student loans are usually governed by the p...
A salon overprocessed my hair and it broke off. Can small claims cover this?
In New Jersey, a small claims court case may sometimes be used to seek money for salon hair damage, including a claim that a salon overprocessed hair and caused breakage. Whether small claims is a good fit usually depend...
Do I have to pay for a subscription box that renewed for a year when I only wanted one month?
In California, whether you have to pay for a subscription box that renewed for a year after you only wanted one month usually depends on the signup terms, how clearly the renewal was disclosed, and whether you took steps...
Is it legal for a rental car company to charge me for damage found days after return?
In general, a rental car company may try to charge a customer for damage that it says was caused during the rental, even if the damage is discovered after the car was returned. But whether that charge is legally enforcea...
What happens if my loan was forgiven but the balance still shows on my credit report?
If a loan was forgiven, that usually means the lender or servicer has agreed not to collect the remaining balance, at least under the terms of the forgiveness. But a forgiven loan may still appear on your credit report f...
Can I Sue My Roommate for Leaving Unpaid Rent?
In general, a roommate dispute over unpaid rent is a contract and shared-housing issue, not a criminal matter. In Massachusetts, whether you may be able to bring a civil claim usually depends on how the housing arrangeme...