Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Can I get reimbursed for hotel stays if my apartment was uninhabitable due to flooding?
In Idaho, you may be able to seek reimbursement for hotel stays if flooding made your apartment uninhabitable, but the answer depends on the facts, your lease, the cause of the flooding, and who may be responsible. In ge...
Is it legal for a towing company to keep my car until I pay cash only?
In Nevada, a towing company may sometimes keep a vehicle until lawful towing and storage charges are paid, but the details matter. Whether a company can insist on cash only depends on the agreement, the type of tow, the...
Do I have to pay taxes on student loans that are forgiven through PSLF?
In general, federal Public Service Loan Forgiveness (PSLF) is designed so that forgiven federal student loan debt is not treated the same way as regular taxable income. For many borrowers, the forgiven amount under PSLF...
Can I Sue a Photographer Who Never Delivered Wedding Photos?
If a wedding photographer never delivered your photos, you may have a possible civil claim, but the answer depends on the contract, the communications between the parties, and what actually happened. In Illinois, dispute...
What are my rights if my voice recordings were used to train an AI narration tool?
If your voice recordings were used to train an AI narration tool, you may have several possible legal concerns, but the answer depends heavily on the facts. In general, the key issues are how the recordings were obtained...
What are my rights if maintenance workers installed a camera in my unit without permission?
In Washington, if maintenance workers installed a camera inside your rental unit without your permission, that may raise serious privacy and landlord-tenant concerns. In general, a tenant has a strong expectation of priv...
What happens if the other person gave consent to record but later changed their mind?
In California, the answer often depends on when the consent was given, what exactly was agreed to, and whether the recording continued after the person withdrew consent. In general, if someone agreed to be recorded and t...
What happens if my student loans were transferred and my payment history disappeared?
If your student loans were transferred to a new servicer and your payment history disappeared, that can be confusing, but it does not necessarily mean the payments were lost or that the transfer was improper. In general,...
What are my rights if a salon burned my scalp during a chemical treatment and will only refund the service fee?
If a salon burned your scalp during a chemical treatment in South Carolina, you may have more than just a right to a refund of the service fee. In general, a refund for the treatment itself does not always address other...
What are my rights if my former friend secretly recorded me during a private conversation in their car?
If this happened in California, you may have privacy-related rights, but the answer depends heavily on the facts. California is generally a two-party consent state for confidential communications, which means a private c...
Do I have to pay for rental car damage that was noted before I drove off?
In general, if rental car damage was already noted before you drove off, that fact can matter a lot. If the company’s own records, inspection sheet, photos, or app check-in show the damage before you took possession, it...
How do I claim an old utility deposit that shows up as unclaimed property?
In North Carolina, an old utility deposit that appears on an unclaimed property list usually means the utility company reported money it could not return to you after your account ended. In general, the state holds that...
Can I apply for forgiveness if my federal loans are in default right now?
In general, being in default on federal student loans does not automatically mean you can never pursue forgiveness, but it can make the process more complicated. Whether forgiveness is available usually depends on the sp...
Is it legal to record a customer service call if the company’s automated message says calls may be recorded?
In Illinois, the answer is usually not as simple as “yes” or “no.” An automated message that says calls may be recorded does not automatically mean that you may record the call yourself. It often means the company is tel...
Can I sue a contractor for unfinished kitchen work if we only had text messages and payment receipts?
In general, yes, a contractor dispute can sometimes be pursued even if the agreement was mostly handled by text messages and payment receipts. In Montana, as in many states, the lack of a formal written contract does not...