Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Can I sue a contractor for unfinished kitchen work if we only had text messages and payment receipts?
In general, yes, a contractor dispute can sometimes be pursued even if the agreement was mostly handled by text messages and payment receipts. In Montana, as in many states, the lack of a formal written contract does not...
Can a Car Insurance Company Deny My Claim Because My Address Was Outdated?
In general, a car insurance company may try to deny or limit a claim if it believes your policy information was inaccurate, including your address. But an outdated address does not automatically mean a denial is proper....
What happens if a repair shop refuses to release my car until I pay for work I never approved?
In Massachusetts, a repair shop’s right to keep your car usually depends on the facts, the paperwork, and what kind of charges are being claimed. If you never approved the work, that may matter a lot, but it does not aut...
Do I have to accept a replacement item instead of a refund from an online seller?
In general, whether you have to accept a replacement item instead of a refund depends on the seller’s return policy, the payment method, the contract terms, and the facts of the sale. In Arizona, as in many states, the a...
What Should I Do if I Identified the Neighbor Who Stole My Package?
If you identified a neighbor who may have stolen your package, the safest first step is usually to avoid confronting the person directly. A heated confrontation can escalate the situation, create safety concerns, or make...
What happens if I miss one credit card payment by 12 days but paid it before the next statement?
If you are in Ohio and you missed one credit card payment by 12 days but paid it before the next statement, the most common result is that the account may be treated as late for that billing cycle, even if you later caug...
Can I File a Police Report if My Neighbor Is Wearing My Stolen Sweater?
Yes, you usually can file a police report if you reasonably believe your sweater was stolen and you have information suggesting your neighbor may be in possession of it. In Texas, a police report is generally a way to re...
Is it legal for a state to keep interest earned on money after it is escheated?
In general, the answer depends on the law that governs the unclaimed property and on what happened to the money while the state held it. Escheat or unclaimed property laws usually let the state take custody of abandoned...
What happens if my spouse bought a car during the marriage but titled it only in their name?
In Louisiana, a car bought during a marriage may still be treated as part of the marital property picture even if the title lists only one spouse’s name. Title alone does not always control ownership questions, especiall...
What are my rights if my spouse is spending marital money on gambling?
In Kansas, if a spouse is spending marital money on gambling, you may have legal and financial concerns that matter in a divorce, separation, or other family law matter. In general, money earned during the marriage is of...
Is it legal for my spouse to take my name off a joint bank account?
In general, it may be possible for a spouse to remove your name from a joint bank account, but the answer depends on how the account is titled, the bank’s own rules, and whether both account holders are required to make...
What happens if a state denies my unclaimed property claim because my ID address does not match?
If Alaska denies an unclaimed property claim because the address on your ID does not match the address tied to the property, it usually means the state wants more proof that you are the correct owner or an authorized hei...
Can repeated unwanted emails count as harassment under Washington law?
Yes, repeated unwanted emails can sometimes be part of harassment under Washington law, but it depends on the facts and the legal context. In general, a single annoying email is usually not enough by itself. Repeated mes...
Can my statement be used in court if I was never told I could remain silent?
In general, a statement can sometimes be used in court even if you were never told that you could remain silent. The answer often depends on who asked the questions, where the statement was made, and whether the setting...
Is it legal for someone to threaten to damage my car if I keep parking near their house?
In general, a person in Washington is not automatically allowed to threaten to damage your car just because they do not like where you park. A threat to damage property may be unlawful depending on what was said, how it...