Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What Can I Do If a Store Sold Me a Defective Appliance and Will Not Take It Back?
If a store in Nebraska sold you a defective appliance and will not take it back, your options usually depend on the store’s return policy, the appliance’s condition, any warranty coverage, and what happened before and af...
Is it legal for a landlord to charge a $150 application fee in Connecticut?
In Connecticut, a landlord may be able to charge an application fee, but whether a $150 fee is legal depends on the facts and on any limits that apply under state or local law. Because no source material was provided for...
Is it legal for a dealership to add a $1,995 protection package after we agreed on the price?
In Colorado, a dealership usually cannot simply change the deal after you and the dealer have already agreed on the price, but the answer depends on what was actually agreed to, what was written, and whether you had alre...
What are my rights if a retailer refuses a refund for a defective $600 appliance?
If you bought a defective $600 appliance in Alabama and the retailer refuses a refund, you may still have consumer rights, but the exact options depend on the warranty, return policy, and the facts of the sale. In genera...
Can I Sue a Wedding Photographer Who Lost My Photos?
If a wedding photographer in Texas lost your photos, you may wonder whether you can bring a legal claim. In general, the answer depends on the contract, what the photographer promised, how the photos were lost, and what...
How do I get my $1,200 deposit back from a contractor who never started the job?
If a contractor took a $1,200 deposit and never started the job, you may be able to ask for the money back through a demand letter, direct negotiation, a payment dispute, or a small-claims type court process, depending o...
What happens if I changed repayment plans and my forgiveness tracker stopped updating?
If your forgiveness tracker stopped updating after you changed repayment plans, it usually does not mean that you lost eligibility automatically. More often, it means the loan servicer or tracking system has not yet fini...
Landlord says the cracked window is my fault because I “must have slammed it.” How do I fight the charge?
In Ohio, a landlord usually cannot simply assume you caused a cracked window just because the damage was discovered while you were living there. In general, the landlord must have some factual basis for blaming you, and...
Do I have to pay my medical bills upfront while waiting for a personal injury settlement?
In general, you may still be responsible for medical bills while a personal injury claim is pending, even if you expect a settlement later. A claim against the person or company you say caused the injury does not usually...
Do I have to pay HOA fees if they were never disclosed before I signed the lease?
In Maryland, the answer often depends on what the lease says, who agreed to pay the fee, and whether the HOA charge was part of the rental terms at all. In general, a tenant is usually responsible only for charges the le...
How do I identify an anonymous account that posted defamatory comments about my business?
In general, identifying an anonymous account that posted harmful comments about a business can be difficult, and the process usually depends on the platform, the available evidence, and the applicable law in North Caroli...
How do I handle a personal injury claim when the business refuses to give me incident report paperwork?
In Georgia, if a business refuses to give you an incident report after an injury, that can be frustrating, but it does not necessarily stop a personal injury claim. In general, the report is only one piece of evidence. Y...
What happens if my car is repossessed without prior notice?
If your car is repossessed without prior notice, that usually means the lender or repossession company took the vehicle because the loan may have been in default, and they did so without first giving you a warning on the...
How do I recover money from an old savings account my parents opened for me as a child?
If your parents opened a savings account for you as a child, the first question is usually whether the money is still in an active account, was closed out, or was transferred somewhere else. In general, the steps to reco...
How do I dispute a $980 charge from a hotel that claimed I smoked in a non-smoking room?
If a hotel charged you $980 for allegedly smoking in a non-smoking room, the dispute usually turns on the hotel’s terms, the evidence it has, and whether the charge was authorized. In general, hotels may impose smoking f...