Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
How do I recover funds from a landscaping company that never showed up after payment?
If a landscaping company took your payment and never performed the work, you may have several possible ways to try to recover your money. In general, the best first step is to document what happened, gather your records,...
Can My HOA Tow My Car Without Warning?
In South Carolina, an HOA may sometimes have the power to tow a vehicle without giving you a personal warning first, but that usually depends on the HOA’s governing documents, community rules, and any applicable state or...
Can I file in small claims court over a $1,500 security camera installation that never worked correctly?
In general, a dispute over a $1,500 security camera installation may be the kind of consumer service problem that can be handled in small claims court, depending on Wyoming’s small claims rules and the specific facts. Sm...
Is it legal to record a customer service call if the company’s automated message says calls may be recorded?
In Illinois, the answer is usually not as simple as “yes” or “no.” An automated message that says calls may be recorded does not automatically mean that you may record the call yourself. It often means the company is tel...
What happens if I consolidated my loans and my old qualifying payments no longer show?
If you consolidated your loans, it is common for the payment history tied to the old loans to stop showing the same way it did before. In general, consolidation creates a new loan and the older loans are paid off or repl...
What are my rights if my ex roommate is sending threatening emails to my landlord about me?
In general, if a former roommate is sending threatening or harassing emails to your landlord about you, you may have several possible concerns at once: harassment, interference with your housing, and possible defamation...
A contractor used my driveway to access another job and cracked it. Who pays?
In California, the contractor who caused the damage may be responsible for repairing or paying for the damage, depending on the facts. If the driveway was cracked because the contractor or the contractor’s equipment used...
Can I sue a grocery store if a shopping cart collapsed and injured my foot?
In general, you may be able to bring a claim against a grocery store if a shopping cart collapsed and caused a foot injury, but the outcome usually depends on the facts and the available evidence. In Virginia, these situ...
How do I handle a claim when the liable business went out of business after my injury?
If the business that may be responsible for your injury later went out of business, that does not automatically mean a claim is impossible. In general, the important questions are whether the business still has insurance...
Is it legal for a tenant to secretly record a private conversation with the property manager?
In California, the legality of a tenant secretly recording a private conversation with a property manager usually depends on whether the conversation was “confidential” under California’s recording laws. California is ge...
What happens if my insurance policy is canceled without proper notice?
If an insurance policy is canceled without proper notice, the cancellation may not be effective right away, depending on the policy language and Wyoming insurance rules that apply. In general, insurers are usually requir...
Can my bank send my checking account to the state as unclaimed property if I have not used it in three years?
In California, a bank account may be treated as unclaimed property if there has been no customer activity for a long period and the bank cannot reach the owner. In general, that means the account has become dormant or in...
Is it legal for a towing company to charge $620 after my car was parked at a shopping center for 45 minutes?
In Nevada, a towing charge that high may be legal in some situations, but it depends heavily on the facts. A parking lot tow is usually governed by a mix of property rules, contract or posted-sign issues, towing company...
Can I sue a furniture store in small claims court if my couch arrived damaged and they will only offer store credit?
In Ohio, you may be able to bring a small claims court case against a furniture store if you believe the store failed to deliver what you bought or did not provide a proper remedy after the couch arrived damaged. In gene...
How do I file a small claims case in Alabama over a contractor who took my $2,500 deposit?
In Alabama, a small claims case may be one way to ask a court to decide a dispute over a contractor deposit, including a claim involving $2,500. In general, small claims courts are designed for lower-dollar disputes and...