Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Is it legal for a storage facility to lock me out after one late payment?
In Idaho, a storage facility may be able to restrict your access after a missed or late payment, but the answer usually depends on the rental agreement and the notice procedures the facility follows. Many storage contrac...
Can Employers or Businesses Keep Photocopies of Driver’s Licenses?
In general, a business or employer may ask to see your driver’s license to verify identity, age, driving privileges, or eligibility for a transaction or job duty. Whether it may keep a photocopy is a separate question an...
What are my rights if my shipment was marked delivered but never arrived?
If a shipment is marked delivered but you never received it, you usually have the right to ask for an investigation, request proof of delivery, and seek a replacement or refund depending on the facts and the seller’s pol...
Is it legal for a car dealership to sell me a car that failed inspection the same week?
In New York, the answer usually depends on the facts of the sale, the car’s condition, and what the dealership told you before and during the transaction. In general, a dealership does not automatically act unlawfully ju...
What happens if a debt buyer sues me for an old credit card balance from 2017?
If a debt buyer sues you over an old credit card balance from 2017, the first thing to understand is that a lawsuit is serious even if the debt is old. In general, a debt buyer is a company that purchases charged-off deb...
The moving company broke my TV but their claim form says they owe pennies per pound. Can they do that?
In general, a moving company may try to limit how much it pays for damaged household goods, including a TV, through the contract or claim paperwork. A “pennies per pound” statement usually means the company is relying on...
Do I have to pay a cancellation fee if my gym never told me the contract auto-renewed?
In Florida, whether you have to pay a cancellation fee after a gym contract auto-renews usually depends on the contract terms, what notice the gym gave you, and whether the gym followed any legal notice requirements that...
What are my rights if my mechanic installed used parts instead of new ones without telling me?
If a mechanic installed used parts instead of new ones without telling you, you may have several potential rights depending on what you were told, what you agreed to, and what documents you signed. In general, a repair s...
Can I sue in Alabama if someone used AI to make fake images of me online?
In Alabama, you may have possible civil claims if someone used AI to create and post fake images of you online, but the answer depends heavily on the facts. The legal issue is usually not just that the images were made w...
What happens if a debt collector sues me for a debt older than the statute of limitations?
If a debt collector sues you for an old debt, the age of the debt may matter a lot because a statute of limitations defense can sometimes limit or defeat the lawsuit. In general, the statute of limitations is a deadline...
Do I have to delete a recording if I later learn the other person did not consent?
In California, the answer depends on several facts, including how the recording was made, what was recorded, and whether any consent was actually required in the first place. In general, California is known for having st...
How do I deal with a home warranty company that keeps denying valid repair claims?
If a home warranty company keeps denying repair claims that you believe are covered, the first step is usually to gather and organize the policy, your claim records, repair invoices, photos, and all communications with t...
Can unused wages from a temporary job be turned over to the state in Maine?
In general, wages earned from a temporary job are still the worker’s property until they are properly paid out, and they are not automatically “turned over” to the state just because the job ended or the wages were never...
Do I have to pay for cable service that was bundled into my rent even though I never used it?
In New York, the short answer is usually that it depends on what your lease says and how the charge was set up. If cable service was truly part of the rent or a required amenity under your lease, you may still owe the am...
Is it legal for a dealership to refuse to fix a warranty issue because I missed one oil change?
In general, a dealership or manufacturer may not be able to deny warranty coverage for every missed oil change automatically. The key question is usually whether the missed service actually caused or contributed to the p...