Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What happens if a credit card company raises my interest rate to 29% without warning?
If a credit card company raises your interest rate to 29% without warning, the first question is whether the increase was allowed under the card agreement and applicable law. In general, credit card issuers can change in...
Can a Dentist Charge Me More Than the Estimate After Treatment?
In general, a dentist may sometimes charge more than an estimate after treatment, but that depends on what the estimate covered, what you agreed to, and whether the final bill was explained clearly. An estimate is often...
Can I Dispute a Credit Card Charge for a Service That Was Never Completed?
In general, you may be able to dispute a credit card charge if you paid for a service that was not completed, not provided, or was materially different from what was promised. In a New York case, the basic question is of...
How do I get a refund for a canceled vacation rental booked online?
If a vacation rental booked online is canceled, the first place to look is the booking platform’s rules and the host’s cancellation policy. In general, those terms control whether you may receive a full refund, a partial...
How do I recover funds from a landscaping company that never showed up after payment?
If a landscaping company took your payment and never performed the work, you may have several possible ways to try to recover your money. In general, the best first step is to document what happened, gather your records,...
Can My HOA Tow My Car Without Warning?
In South Carolina, an HOA may sometimes have the power to tow a vehicle without giving you a personal warning first, but that usually depends on the HOA’s governing documents, community rules, and any applicable state or...
Can I file in small claims court over a $1,500 security camera installation that never worked correctly?
In general, a dispute over a $1,500 security camera installation may be the kind of consumer service problem that can be handled in small claims court, depending on Wyoming’s small claims rules and the specific facts. Sm...
Is it legal to record a customer service call if the company’s automated message says calls may be recorded?
In Illinois, the answer is usually not as simple as “yes” or “no.” An automated message that says calls may be recorded does not automatically mean that you may record the call yourself. It often means the company is tel...
What happens if I consolidated my loans and my old qualifying payments no longer show?
If you consolidated your loans, it is common for the payment history tied to the old loans to stop showing the same way it did before. In general, consolidation creates a new loan and the older loans are paid off or repl...
What are my rights if my ex roommate is sending threatening emails to my landlord about me?
In general, if a former roommate is sending threatening or harassing emails to your landlord about you, you may have several possible concerns at once: harassment, interference with your housing, and possible defamation...
A contractor used my driveway to access another job and cracked it. Who pays?
In California, the contractor who caused the damage may be responsible for repairing or paying for the damage, depending on the facts. If the driveway was cracked because the contractor or the contractor’s equipment used...
Can I sue a grocery store if a shopping cart collapsed and injured my foot?
In general, you may be able to bring a claim against a grocery store if a shopping cart collapsed and caused a foot injury, but the outcome usually depends on the facts and the available evidence. In Virginia, these situ...
How do I handle a claim when the liable business went out of business after my injury?
If the business that may be responsible for your injury later went out of business, that does not automatically mean a claim is impossible. In general, the important questions are whether the business still has insurance...
Is it legal for a tenant to secretly record a private conversation with the property manager?
In California, the legality of a tenant secretly recording a private conversation with a property manager usually depends on whether the conversation was “confidential” under California’s recording laws. California is ge...
What happens if my insurance policy is canceled without proper notice?
If an insurance policy is canceled without proper notice, the cancellation may not be effective right away, depending on the policy language and Wyoming insurance rules that apply. In general, insurers are usually requir...