Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Can I record a call with an insurance adjuster if I tell them at the beginning?
In California, the answer is usually no if the other person does not agree. California is generally treated as an “all-party consent” state for recording confidential communications, which means telling the insurance adj...
How do I get reimbursed for a rental car when repairs take 28 days?
If your car is in the shop for 28 days, reimbursement for a rental car usually depends on why the repair took that long, what coverage applies, and what the insurance policy or repair agreement says. In Nebraska, the bas...
What are my rights if a rideshare driver damaged my luggage and the company denied responsibility?
If a rideshare driver damaged your luggage and the rideshare company denied responsibility, you may still have options, but the available rights usually depend on the facts, the company’s terms, and Washington law. In ge...
Do I have to use an income-driven repayment plan to get PSLF credit?
In general, no. For federal Public Service Loan Forgiveness, an income-driven repayment plan is often one of the most common ways borrowers make qualifying payments, but it is not necessarily the only way to receive PSLF...
What are my rights if my school promised job placement and I never got the training they advertised?
If a school in Washington promised job placement, career training, or specific program benefits and did not deliver them, you may have potential rights under consumer protection, contract, or school-specific rules, depen...
How do I get a refund from an airline for canceled flights booked through a third-party site?
If your flight was canceled and you booked through a third-party website or travel agency, the refund process can be more complicated than if you booked directly with the airline. In general, the first question is whethe...
What are my rights if a used car dealer sold me a truck with undisclosed flood damage?
If you bought a used truck in Alabama and later learned it had flood damage that was not disclosed, you may have several possible legal and practical options depending on the facts. In general, buyers may have claims if...
Do I have to show actual malice if I am a local business owner?
In Rhode Island, the answer is usually: it depends on the kind of claim, the statement at issue, and whether you are treated as a public figure, limited-purpose public figure, or private person for defamation purposes. A...
What are my rights if a contractor recorded our payment dispute and threatened to use it against me?
In California, a situation like this may raise privacy, harassment, contract, and evidence issues, but the exact rights depend on what was recorded, how it was recorded, where it happened, and what was said or threatened...
Can a Cell Phone Company Charge an Early Termination Fee After Service Outages?
In general, a cell phone company may still try to charge an early termination fee after service outages, but that does not automatically mean the fee is valid in every situation. The answer often depends on the service a...
What are my rights if an influencer falsely blamed me for selling counterfeit products?
If an influencer falsely blamed you for selling counterfeit products, you may have several possible legal concerns, depending on what was said, where it was said, and whether others believed it. In general, a false publi...
What happens if a business gift card balance is treated as unclaimed property?
In general, if a business gift card balance is treated as unclaimed property, the business may have to turn the unused value over to the state rather than keep it indefinitely. The exact result depends on how Michigan la...
How do I deal with a car rental company billing me $1,300 for scratches I did not cause?
If a rental car company bills you for scratches you believe you did not cause, the first step is usually to gather the rental agreement, pickup and return photos, and any emails or texts about the car’s condition. In gen...
Do I have to pay for a hotel stay if they gave my reserved room away when I arrived at midnight?
In general, if you had a confirmed hotel reservation and the hotel gave your room away when you arrived, you may have grounds to dispute the charge or ask for a refund, but the answer depends on the facts and the reserva...
A contractor demolished the wrong wall in my house. Do I call insurance or sue them?
If a contractor demolished the wrong wall in your Texas home, the next step is often to think about both insurance and a claim against the contractor, not just one or the other. In many situations, homeowners first notif...