Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Do I have to repair my car after receiving an insurance payout, or can I keep the money?
In general, whether you have to repair your car after an insurance payout depends on what kind of claim you made, who owns the car, and what your insurance policy says. In Montana, there is not a simple one-size-fits-all...
How do I recover money from a contractor who abandoned my home renovation halfway through?
If a contractor abandons a home renovation partway through, the first step is usually to document exactly what happened and what money was paid. In many situations, homeowners try to recover funds by showing that the con...
How do I handle a personal injury claim when the business refuses to give me incident report paperwork?
In Georgia, if a business refuses to give you an incident report after an injury, that can be frustrating, but it does not necessarily stop a personal injury claim. In general, the report is only one piece of evidence. Y...
Is it legal for a tow yard to charge $95 per day after my car was towed from the crash scene?
In Indiana, a tow yard may be able to charge daily storage fees after a crash tow, but whether a $95 per day charge is legal usually depends on several facts. Those facts can include how the vehicle was towed, what the t...
Is it defamation if someone says “I think” before making a false factual accusation online in Indiana?
In general, adding the words “I think” does not automatically protect a person from a defamation claim in Indiana. If an online statement still communicates a false factual accusation, a court may look at the whole conte...
Can I sue if a competitor bought ads linking my name to fraud accusations?
In general, possibly yes, but it depends heavily on what the ads said, how they were presented, who bought them, and what harm you can show. A competitor’s paid ads that connect your name to fraud accusations may raise l...
How do I cancel a monthly tutoring service that keeps billing after my child stopped attending?
If a tutoring company keeps charging you after your child stopped attending, the first step is usually to review the contract or membership terms you agreed to when you signed up. In many consumer service arrangements, t...
Can a Towing Company Charge Me Hundreds of Dollars for One Day?
In Mississippi, a towing company may be able to charge substantial fees for a single day, but whether the amount is reasonable depends on the facts. Towing bills can include more than the tow itself. They may also includ...
How do I dispute a $700 ambulance bill that my insurance says should have been covered?
If your insurance company says an ambulance ride should have been covered but you still received a $700 bill, the first step is usually to identify where the breakdown happened. In many cases, the issue may involve the i...
Is it legal for a business to claim I assumed the risk because the floor was obviously wet?
In Nevada, a business may try to argue that a customer assumed the risk if the danger was open and obvious, including a wet floor that seemed easy to notice. But that does not automatically end the issue. Whether the arg...
Is it legal for my spouse to take my name off a joint bank account?
In general, it may be possible for a spouse to remove your name from a joint bank account, but the answer depends on how the account is titled, the bank’s own rules, and whether both account holders are required to make...
What are my rights if my shipment was marked delivered but never arrived?
If a shipment is marked delivered but you never received it, you usually have the right to ask for an investigation, request proof of delivery, and seek a replacement or refund depending on the facts and the seller’s pol...
Do I have to pay a cancellation fee if the service provider rescheduled multiple times?
In general, maybe not—but it depends on the contract, the provider’s policies, and what happened before the cancellation. If a service provider repeatedly changed the appointment date or time, that may affect whether a c...
How do I handle a landlord who is charging me for water bills from before I moved in?
If a landlord is trying to make you pay water bills from before you moved in, the first question is whether your lease clearly says you are responsible for those charges. In general, a landlord usually cannot shift earli...
Do I have to pay storage charges while arguing with insurance about whether my car is totaled?
In general, maybe. In Rhode Island, whether you have to pay storage charges while an insurance company is deciding if your car is totaled usually depends on the insurance policy, who ordered the tow or storage, how long...