Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What are my rights if a used car dealer sold me a truck with undisclosed flood damage?
If you bought a used truck in Alabama and later learned it had flood damage that was not disclosed, you may have several possible legal and practical options depending on the facts. In general, buyers may have claims if...
Do I have to show actual malice if I am a local business owner?
In Rhode Island, the answer is usually: it depends on the kind of claim, the statement at issue, and whether you are treated as a public figure, limited-purpose public figure, or private person for defamation purposes. A...
What are my rights if a contractor recorded our payment dispute and threatened to use it against me?
In California, a situation like this may raise privacy, harassment, contract, and evidence issues, but the exact rights depend on what was recorded, how it was recorded, where it happened, and what was said or threatened...
Is it legal for a store to delete security footage after I asked them to preserve it?
In general, a store may not be free to delete security footage once it has notice that the footage may be needed in a legal dispute. But the answer depends on the facts, the type of claim, and whether the store had a cle...
Can a Cell Phone Company Charge an Early Termination Fee After Service Outages?
In general, a cell phone company may still try to charge an early termination fee after service outages, but that does not automatically mean the fee is valid in every situation. The answer often depends on the service a...
What are my rights if an influencer falsely blamed me for selling counterfeit products?
If an influencer falsely blamed you for selling counterfeit products, you may have several possible legal concerns, depending on what was said, where it was said, and whether others believed it. In general, a false publi...
What happens if a business gift card balance is treated as unclaimed property?
In general, if a business gift card balance is treated as unclaimed property, the business may have to turn the unused value over to the state rather than keep it indefinitely. The exact result depends on how Michigan la...
How do I deal with a car rental company billing me $1,300 for scratches I did not cause?
If a rental car company bills you for scratches you believe you did not cause, the first step is usually to gather the rental agreement, pickup and return photos, and any emails or texts about the car’s condition. In gen...
Do I have to pay for a hotel stay if they gave my reserved room away when I arrived at midnight?
In general, if you had a confirmed hotel reservation and the hotel gave your room away when you arrived, you may have grounds to dispute the charge or ask for a refund, but the answer depends on the facts and the reserva...
A contractor demolished the wrong wall in my house. Do I call insurance or sue them?
If a contractor demolished the wrong wall in your Texas home, the next step is often to think about both insurance and a claim against the contractor, not just one or the other. In many situations, homeowners first notif...
I paid for a wedding makeup trial and the artist canceled the wedding booking. Should the trial be refunded?
In general, the answer depends on what the parties agreed to, what the trial fee was meant to cover, and why the wedding booking was canceled. A makeup trial is often treated as a separate service from the wedding-day bo...
I bought a puppy from a breeder and the vet found major health issues. What rights do I have?
If you bought a puppy from a breeder in New York and a veterinarian later found major health problems, you may have several possible consumer and contract-related rights depending on the facts. In general, the key questi...
My Dog Was Injured at a Groomer — Can I Recover Vet Bills?
If your dog was injured at a groomer in North Carolina, you may be able to seek reimbursement for veterinary bills, but the answer usually depends on the facts, the evidence, and the legal theory involved. In general, pe...
Do I have to pay for damage in a rental car if I bought the company’s collision waiver?
In general, buying a rental car company’s collision waiver may reduce or eliminate your responsibility for certain damage to the rental vehicle, but it does not always mean you owe nothing in every situation. The exact a...
Is it legal for a subscription app to make cancellation available only by phone during business hours?
In general, a subscription app may not be able to require cancellation only by phone during limited business hours if that practice conflicts with applicable consumer protection rules or the terms the company promised at...