Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
How do I recover money from a contractor who abandoned my home renovation halfway through?
If a contractor abandons a home renovation partway through, the first step is usually to document exactly what happened and what money was paid. In many situations, homeowners try to recover funds by showing that the con...
What are my rights if the insurance company wants me to use a specific repair shop?
In general, an insurance company may recommend or prefer a particular repair shop after a claim, but that does not always mean you are required to use it. In Maryland, as in many states, the details usually depend on you...
Is it legal for a creditor to threaten to sue me over a 9-year-old credit card debt?
In general, a creditor or debt collector may contact you about an old credit card debt and may even say it is considering a lawsuit. But whether a lawsuit would actually be allowed depends on the facts, including the age...
What are my rights if a company never sent a due diligence letter before escheating my funds?
In general, when a company or other holder turns over abandoned property or funds to the state, it may have to follow certain notice and reporting steps first. One of those steps is often a “due diligence” or pre-escheat...
How do I cancel an online meal kit subscription that keeps billing me even after I deleted my account?
If an online meal kit company keeps billing you after you deleted your account, the first step is usually to gather your records and try to confirm whether the subscription was actually canceled, paused, or only the onli...
How do I handle a personal injury claim when the business refuses to give me incident report paperwork?
In Georgia, if a business refuses to give you an incident report after an injury, that can be frustrating, but it does not necessarily stop a personal injury claim. In general, the report is only one piece of evidence. Y...
Is it legal for a tow yard to charge $95 per day after my car was towed from the crash scene?
In Indiana, a tow yard may be able to charge daily storage fees after a crash tow, but whether a $95 per day charge is legal usually depends on several facts. Those facts can include how the vehicle was towed, what the t...
What happens if I stop paying a credit card that already charged off two years ago?
If a credit card account has already been charged off, stopping payments usually does not make the debt disappear. A charge-off generally means the original creditor has treated the account as a loss for accounting purpo...
Is it defamation if someone says “I think” before making a false factual accusation online in Indiana?
In general, adding the words “I think” does not automatically protect a person from a defamation claim in Indiana. If an online statement still communicates a false factual accusation, a court may look at the whole conte...
What Are My Rights If a Package Was Stolen From My Apartment Mailroom?
If a package was stolen from an apartment mailroom in Delaware, your rights usually depend on several things: who had control of the mailroom, what your lease says, whether the landlord provided security, and whether the...
How do I dispute a credit report entry for an apartment debt I do not recognize?
If you see an apartment debt on your credit report and do not recognize it, the first step is usually to gather as much information as you can about the account and dispute it with the credit reporting company and, often...
Can I sue if a competitor bought ads linking my name to fraud accusations?
In general, possibly yes, but it depends heavily on what the ads said, how they were presented, who bought them, and what harm you can show. A competitor’s paid ads that connect your name to fraud accusations may raise l...
How do I cancel a monthly tutoring service that keeps billing after my child stopped attending?
If a tutoring company keeps charging you after your child stopped attending, the first step is usually to review the contract or membership terms you agreed to when you signed up. In many consumer service arrangements, t...
Can a Towing Company Charge Me Hundreds of Dollars for One Day?
In Mississippi, a towing company may be able to charge substantial fees for a single day, but whether the amount is reasonable depends on the facts. Towing bills can include more than the tow itself. They may also includ...
How do I dispute a $700 ambulance bill that my insurance says should have been covered?
If your insurance company says an ambulance ride should have been covered but you still received a $700 bill, the first step is usually to identify where the breakdown happened. In many cases, the issue may involve the i...