Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Is it legal for a subscription app to make me call customer service to cancel but let me sign up online?
In general, a subscription app may not be allowed to make cancellation much harder than sign-up, but the answer depends on the facts and the legal rules that apply in Utah and under any relevant federal law. If a company...
Do I have to call the police if I discover a hidden camera in an Airbnb rental?
If you discover a hidden camera in an Airbnb rental in New York, you generally are not legally required in every situation to call the police just because you found it. But in many cases, contacting law enforcement may b...
Is it legal for police to question a minor without a parent present after reading Miranda rights?
In general, police may be able to question a minor without a parent present, even after giving Miranda warnings, depending on the circumstances and Indiana law. The fact that a parent is not in the room does not automati...
What are my rights if a former client falsely called me a thief in an online review?
If a former client posted an online review falsely calling you a thief, that statement may raise defamation concerns under general U.S. law and Oklahoma law. In broad terms, a false statement of fact that harms your repu...
What happens if my old employer turned over an uncashed $1,200 paycheck to the state?
If your old employer turned over an uncashed paycheck to the state, that usually means the employer treated the money as abandoned property under state unclaimed property rules. In general, the employer does not keep the...
Is it legal for a contractor to record our payment dispute without warning me?
In Pennsylvania, whether a contractor can record a payment dispute without warning you depends a lot on how the recording was made and what was said. If the contractor recorded a conversation and you were part of that co...
Is it legal for a dealership to change financing terms after I signed the contract?
In general, once you sign a car sale and financing contract, the dealership usually cannot simply change the financing terms on its own. If a contract is fully formed and enforceable, both sides are generally expected to...
Do I have to keep paying a personal loan if the lender closed my online account and will not send statements?
In general, yes: closing your online account or stopping paper statements usually does not cancel a personal loan or end your duty to make payments. The loan contract still may remain in effect, and the balance may conti...
My Employer Won’t Let Me Take Meal Breaks but Edits the Schedule to Show Them — What Can I Do?
In California, workers generally have meal-break rights, and employers usually cannot simply show a break on the schedule if the break was not actually provided. If your employer is changing records to make it look like...
What happens if one spouse wastes marital assets on gambling before separation?
In Wisconsin, gambling losses or other spending that reduces marital assets before separation may matter in a divorce, but the legal effect depends on the facts. Courts generally look at whether the spending was ordinary...
How do I stop my bank account from being considered dormant while I am living overseas?
If you live overseas, the main way to reduce the risk that a Massachusetts bank account is treated as dormant is usually to keep the account active in the ways your bank allows and to monitor all account notices closely....
I bought a mattress online and the return window ended before it fully expanded. Any rights?
In California, you may have some options, but the answer usually depends on the seller’s return policy, the product listing, and whether the mattress was defective or not as described. A mattress that arrives compressed...
What happens if a roommate secretly installed a camera in our shared bathroom?
If a roommate secretly installed a camera in a shared bathroom, that can raise serious legal and safety concerns in Texas. In general, a bathroom is one of the most private places in a home, and secretly recording people...
What are my rights if I signed a waiver without reading it carefully?
In general, signing a waiver does not automatically mean you lose every legal right connected to the situation. In Idaho, as in many states, a signed waiver may be treated as evidence that you agreed to its terms, even i...
Is it legal for a state to keep interest earned on money after it is escheated?
In general, the answer depends on the law that governs the unclaimed property and on what happened to the money while the state held it. Escheat or unclaimed property laws usually let the state take custody of abandoned...