Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What happens if a plumber caused water damage during a repair and refuses to give me their insurance information?
If a plumber in New Hampshire causes water damage during a repair and then refuses to give you insurance information, that can be frustrating, but it does not necessarily end your options. In general, you may still be ab...
How do I cancel a monthly tutoring service that keeps billing after my child stopped attending?
If a tutoring company keeps charging you after your child stopped attending, the first step is usually to review the contract or membership terms you agreed to when you signed up. In many consumer service arrangements, t...
What happens if I accidentally captured audio of a private conversation on my dashcam?
If your dashcam accidentally recorded a private conversation in California, the legal consequences can depend on the facts, especially how the recording happened, who was being recorded, and whether anyone had a reasonab...
Can a Towing Company Charge Me Hundreds of Dollars for One Day?
In Mississippi, a towing company may be able to charge substantial fees for a single day, but whether the amount is reasonable depends on the facts. Towing bills can include more than the tow itself. They may also includ...
How do I dispute a $700 ambulance bill that my insurance says should have been covered?
If your insurance company says an ambulance ride should have been covered but you still received a $700 bill, the first step is usually to identify where the breakdown happened. In many cases, the issue may involve the i...
What are my rights if my school closed after I transferred credits to another college?
If your school closed after you transferred credits to another college, your rights usually depend on several separate issues: whether the closed school was your original school, whether you had already withdrawn, whethe...
Can I sue if the other driver’s insurance only pays for aftermarket parts?
In New Jersey, the answer may depend on what the damage claim is really worth, what kind of parts are being used, and whether the payment offered is enough to restore the vehicle to its pre-loss condition. In general, an...
Is it legal for a business to claim I assumed the risk because the floor was obviously wet?
In Nevada, a business may try to argue that a customer assumed the risk if the danger was open and obvious, including a wet floor that seemed easy to notice. But that does not automatically end the issue. Whether the arg...
Is it legal for my spouse to take my name off a joint bank account?
In general, it may be possible for a spouse to remove your name from a joint bank account, but the answer depends on how the account is titled, the bank’s own rules, and whether both account holders are required to make...
What are my rights if my shipment was marked delivered but never arrived?
If a shipment is marked delivered but you never received it, you usually have the right to ask for an investigation, request proof of delivery, and seek a replacement or refund depending on the facts and the seller’s pol...
Do I have to pay a cancellation fee if the service provider rescheduled multiple times?
In general, maybe not—but it depends on the contract, the provider’s policies, and what happened before the cancellation. If a service provider repeatedly changed the appointment date or time, that may affect whether a c...
Can I Get a Refund If an Online Seller Sent Me a Fake Item?
If an online seller sent you a fake item, a refund may be possible in New Jersey, depending on the facts, the seller’s policies, and how the purchase was made. In many situations, receiving a counterfeit, knockoff, or ma...
How do I handle a landlord who is charging me for water bills from before I moved in?
If a landlord is trying to make you pay water bills from before you moved in, the first question is whether your lease clearly says you are responsible for those charges. In general, a landlord usually cannot shift earli...
Do I have to pay storage charges while arguing with insurance about whether my car is totaled?
In general, maybe. In Rhode Island, whether you have to pay storage charges while an insurance company is deciding if your car is totaled usually depends on the insurance policy, who ordered the tow or storage, how long...
How do I handle a warranty company that keeps delaying repairs for months?
If a warranty company keeps delaying repairs for months, the first step is usually to document everything carefully. Keep copies of the warranty, repair requests, inspection notes, emails, text messages, call logs, and a...