Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Is it legal for a landlord to require renters insurance from one tenant but not others in the same building?
In Wisconsin, a landlord may sometimes require renters insurance as part of a rental agreement, but whether it is legal to require it from one tenant and not others depends on the facts. The most important questions are...
Do I have to prove emotional distress in an online defamation case in Mississippi?
In general, emotional distress can be relevant in an online defamation case, but it is not always the only thing a person must prove. Whether you need to show emotional distress depends on the type of defamation claim, t...
I paid a deposit for a couch and the store keeps pushing delivery back. Can I cancel and get my money back?
In New Jersey, the answer is often “maybe,” but it depends on the store’s contract, the reason for the delay, and what the store promised when you paid the deposit. In general, if a retailer keeps missing the delivery da...
What happens if my income driven repayment forgiveness date is listed as 2049?
If your income-driven repayment forgiveness date is listed as 2049, it usually means the loan servicer’s current records show that you may not reach forgiveness until that year under the repayment plan being tracked. In...
Do I have to pay for a broken appliance if it stopped working due to age?
In general, whether you have to pay for a broken appliance that stopped working due to age depends on what the appliance was, who owned it, and what agreement controlled the situation. In Indiana, as in many states, the...
Do I have to sign a medical release for the insurance company after a car accident?
In general, you do not automatically have to sign whatever medical release an insurance company sends after a car accident. In Rhode Island, as in many states, an insurer may ask for records or authorizations so it can e...
What happens if a payday loan company pulls money from my bank account after I revoked authorization?
In general, if a payday loan company keeps taking money from your bank account after you revoked authorization, that may raise consumer law and banking issues. In Nevada, as in many states, the exact consequences can dep...
Can I Sue for Food Poisoning From a Restaurant?
Yes, in some situations a person may be able to bring a legal claim after getting food poisoning from a restaurant, but the answer depends heavily on the facts. In general, a claim may exist if the restaurant served cont...
What are my rights if my mechanic overcharged me by $800?
If a mechanic overcharged you by $800, you may have several general options depending on what happened, what was agreed to, and what proof you have. In Nebraska, as in other states, the first question is often whether th...
Do I have to tell a repair shop I am recording before discussing a $1,400 bill dispute?
In Florida, whether you must tell the repair shop that you are recording usually depends on how the recording is being made and what kind of communication it is. As a general matter, Florida is commonly described as a st...
How do I handle a credit card company reopening a dispute after I thought the chargeback was final?
If a credit card company reopens a dispute after you believed the chargeback was final, the first step is usually to read every notice carefully and confirm what changed. In general, a payment dispute can be reopened if...
How do I calculate damages for online defamation against my small business?
For a small business, damages in an online defamation claim are usually about showing the money loss and other harm that may have flowed from the false statement. In general, the starting point is to identify what was sa...
Is it legal for the dog owner to threaten me for reporting the bite?
In general, no one is allowed to threaten, harass, or intimidate you just because you reported a dog bite. If a dog owner is angry about a report to animal control, the police, a landlord, or another authority, that does...
Is It Legal for a Company to Auto-Renew My Contract Without Clear Notice?
In general, whether a company can auto-renew your contract without clear notice depends on the contract terms, the type of agreement, and applicable Wyoming law. Many businesses include automatic renewal language in serv...
How do I handle a solar panel company that promised savings but my electric bill went up?
If a solar company promised that your electric bill would go down but it went up instead, the first step is usually to review exactly what was said, what was written, and how the system is performing. In general, a highe...