Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Husband Owns the Car and Controls Finances—What Rights Do I Have During Separation?
In Oregon, your rights during a separation usually depend on the overall financial picture, not just whose name is on the car title or who manages the bank accounts. If you are married and living separately, the law gene...
Can a Business Charge My Card Again After I Disputed the First Charge?
In general, a business may try to charge your card again after you dispute the first charge, but whether it is allowed depends on the facts, the payment method, the business’s policies, and any agreement you made. A seco...
How do I calculate lost wages after missing 12 days of work because of a store injury?
If you missed 12 days of work because of a store injury, lost wages are usually calculated by figuring out what you would have earned during that time if you had been able to work. In general, that can include regular ho...
Can a Collection Agency Sue Me After the Statute of Limitations?
In general, a collection agency may try to sue even after a debt is old, but whether that lawsuit is allowed depends on the statute of limitations, the type of debt, and the facts of the account. In Arizona, as in other...
How do I apply for borrower defense if my trade school lied about licensing pass rates?
If a trade school gave you misleading information about licensing pass rates, borrower defense may be one possible way to seek relief on certain federal student loans. In general, borrower defense is a process that allow...
What are my rights if a contractor leaves hazardous materials on my property?
If a contractor leaves hazardous materials on your property, you may have several possible rights under Alabama law and general contract, property, and tort principles. In general, you may be able to demand that the cont...
Do I have to say out loud that I am recording before a business call starts in California?
In California, the answer is usually yes if you are recording a confidential telephone or in-person communication and you do not already have the required consent. California is generally treated as a two-party consent s...
What happens if a hospital sends me a bill a year later for services I thought were covered?
If a hospital sends you a bill a year later for services you believed were covered, the first thing to know is that this can happen for several different reasons. In general, a late bill may mean the hospital believes th...
Is it legal for a mechanic to keep my car because I disputed the repair charges?
In Indiana, a mechanic may sometimes be able to keep a vehicle if the shop claims it has a legal right to hold the car for unpaid repair charges. That right is often discussed as a mechanic’s lien or possessory lien, but...
How do I handle a pet boarding business that lost my dog’s medication and then charged me full price?
If a pet boarding business in Hawaii lost your dog’s medication and still charged you the full amount, the situation may involve contract issues, business practices, and possibly a dispute over damages or service quality...
What are my rights if my insurance company delays paying my claim for over 90 days?
In Montana, a long delay in paying an insurance claim may raise concerns, but the exact rights and remedies usually depend on the type of insurance, the policy language, the reason for the delay, and the facts of the cla...
How do I identify an anonymous account that posted defamatory comments about my business?
In general, identifying an anonymous account that posted harmful comments about a business can be difficult, and the process usually depends on the platform, the available evidence, and the applicable law in North Caroli...
Can I Sue a Photographer Who Never Delivered Wedding Photos?
If a wedding photographer never delivered your photos, you may have a possible civil claim, but the answer depends on the contract, the communications between the parties, and what actually happened. In Illinois, dispute...
The car wash ripped off my side mirror and pointed to a “not responsible” sign. Does that matter?
In Georgia, a “not responsible” sign may matter, but it usually does not automatically end the issue. In general, a business cannot always avoid responsibility just by posting a sign, especially if the damage may have be...
How do I get my money back from a mechanic who replaced parts that did not fix the problem?
If a mechanic replaced parts but the original problem is still not fixed, there may be several general steps to consider. In Oklahoma, the first issue is usually whether the repair shop promised a specific result, made a...