Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
How do I identify an anonymous account that posted defamatory comments about my business?
In general, identifying an anonymous account that posted harmful comments about a business can be difficult, and the process usually depends on the platform, the available evidence, and the applicable law in North Caroli...
Can I Sue a Photographer Who Never Delivered Wedding Photos?
If a wedding photographer never delivered your photos, you may have a possible civil claim, but the answer depends on the contract, the communications between the parties, and what actually happened. In Illinois, dispute...
The car wash ripped off my side mirror and pointed to a “not responsible” sign. Does that matter?
In Georgia, a “not responsible” sign may matter, but it usually does not automatically end the issue. In general, a business cannot always avoid responsibility just by posting a sign, especially if the damage may have be...
How do I get my money back from a mechanic who replaced parts that did not fix the problem?
If a mechanic replaced parts but the original problem is still not fixed, there may be several general steps to consider. In Oklahoma, the first issue is usually whether the repair shop promised a specific result, made a...
How do I sue a cleaning service that stole items from my home?
If a cleaning service took items from your home, the situation may involve both a civil claim and, in some cases, a police report. In general, a person or business that enters your home to provide cleaning services is st...
Is it legal for a private student lender to refuse to provide the original promissory note?
In general, a private student lender may be able to refuse to hand over the original promissory note, depending on the loan terms, the lender’s recordkeeping, and the purpose of the request. In many consumer lending situ...
What are my rights if my bank denies a fraud claim on my debit card?
If a bank denies your debit card fraud claim, you usually still have rights to ask for an explanation, review the bank’s decision, and keep documenting what happened. In general, the key issue is whether the bank treated...
What happens if a payday lender is still withdrawing money after I already paid the balance they quoted?
If a payday lender keeps taking money after you already paid the balance they quoted, it usually means there may be a payment-processing problem, a dispute about whether the account was actually paid in full, or an error...
What happens if a repair shop charges me for parts I did not authorize?
In Massachusetts, a repair shop generally should not add charges for parts or work that you did not authorize, but the exact answer depends on what you agreed to, what the shop disclosed, and how the repair was documente...
What happens if my security camera captures audio of guests talking in my living room?
In California, the fact that a security camera captures audio in a living room can raise privacy and consent issues, especially if guests did not know they were being recorded. In general, California is known for strict...
What happens if an online retailer says my package was delivered but I never received it?
If an online retailer says a package was delivered but you never received it, the situation is usually treated as a delivery, billing, or customer-service dispute first, not as an automatic legal violation by either side...
Is it legal for a college to enroll me in loans without clearly explaining what I was signing?
In general, a college should not mislead you about what you are signing, but the legal answer depends heavily on the facts, the documents involved, and whether the loans were federal, private, or school-based. In Indiana...
What are my rights if my wages are being garnished but I never received notice about the student loan debt?
If your wages are being garnished for a student loan debt and you never received notice, that may raise important due process and debt-collection questions. In general, a creditor or collection agency usually must follow...
What happens if a payday loan company pulls money from my bank account after I revoked authorization?
In general, if a payday loan company keeps taking money from your bank account after you revoked authorization, that may raise consumer law and banking issues. In Nevada, as in many states, the exact consequences can dep...
How do I handle a house cleaner who stole jewelry but denies it?
If you suspect a house cleaner took jewelry and denies it, the most important thing is usually to stay calm and document what happened. In Vermont, as in other states, theft allegations can be difficult when there is no...