Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Can a used car dealership refuse to honor a 30-day warranty they advertised?
In general, a used car dealership may not be able to refuse to honor a 30-day warranty if it was actually advertised as part of the sale and became part of the deal. In Oregon, as in many states, advertising claims can m...
How do I handle a home warranty company that keeps sending contractors but never fixes my AC?
If a home warranty company keeps sending contractors but your air conditioner still is not fixed, the first step is usually to document everything carefully. Keep copies of your warranty contract, repair requests, contra...
How do I deal with a home warranty company that keeps denying valid repair claims?
If a home warranty company keeps denying repair claims that you believe are covered, the first step is usually to gather and organize the policy, your claim records, repair invoices, photos, and all communications with t...
Is it legal to record a customer service call in California if the company says the call may be recorded?
In California, the fact that a company says a call may be recorded does not automatically mean you are free to record the call yourself. California generally has strict rules about recording confidential communications,...
What happens if my insurance is canceled due to a billing error?
If your insurance is canceled because of a billing error, the immediate effect is usually that your coverage may stop, which can leave you responsible for paying future losses yourself. In some cases, though, the cancell...
What happens if a business records calls for training but never gives customers notice?
In California, recording customer calls without notice can create serious legal risk. In general, California is a two-party consent state for confidential communications, which means a business usually cannot record a ca...
Is It Legal for a Store to Refuse Cash Payments?
In general, a store in Virginia may be able to refuse cash payments, but the answer often depends on the type of business, the store’s policies, and any laws that apply to the specific transaction. For many everyday reta...
Do I have to keep paying my loans while my forgiveness application is under review?
In general, you may still have to keep making payments while a loan forgiveness application is being reviewed, unless the loan program or servicer has placed your account into an approved pause, deferment, forbearance, a...
Can a contractor demand additional payment after the project is finished?
In general, a contractor may ask for additional payment after a project is finished, but that does not automatically mean the homeowner or customer must pay it. Whether the demand is valid usually depends on the contract...
Can I sue a moving company in small claims court for breaking my TV and losing two boxes?
In Arizona, you may be able to bring a small claims case against a moving company if the amount you are asking for falls within the small claims court limit and the facts support a claim that the company was responsible...
Can I sue someone who recorded my private conversation and sent it to my coworkers?
In California, you may have legal options if someone recorded a private conversation and shared it with your coworkers, but the answer depends heavily on the facts. In general, whether a claim is available can turn on th...
How do I get credit for military service toward student loan forgiveness?
Military service may help with student loan relief, but the way it counts depends on the loan program, your service status, and the type of forgiveness or repayment benefit you are seeking. In general, there is no single...
What happens if a contractor put a lien on my house even though I paid the general contractor in full?
In Minnesota, a lien filed by a contractor or subcontractor after you paid the general contractor in full can still create a serious title problem, but payment to the general contractor does not always end every lien cla...
How do I claim funds from a closed bank that no longer exists in Vermont?
If a bank has closed or no longer exists, the money connected to your old account may not be gone, but the process for finding and claiming it can be complicated. In general, dormant accounts, returned deposits, cashier’...
How do I know whether a conversation counts as confidential under California Penal Code 632?
Under California Penal Code 632, whether a conversation counts as confidential usually depends on the setting, the participants, and whether anyone involved reasonably expected privacy. In general, the law is aimed at pr...