Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What happens if I got a DUI while driving a rental car in Michigan?
If you are charged with DUI while driving a rental car in Michigan, the case is usually treated much like any other DUI case, but there can be extra issues involving the rental company, the rental contract, and insurance...
What are my rights if my fiancé understated their income before I signed?
If your fiancé understated their income before you signed a document, your rights in North Dakota will usually depend on what you signed, what the income statement was used for, and whether the understatement was a mista...
Can an old money order or cashier’s check be sent to the state as unclaimed property?
In Utah, an old money order or cashier’s check may sometimes be turned over to the state as unclaimed property if it remains unclaimed for long enough and the holder is required to report it under Utah’s unclaimed proper...
How do I lower my student loan payment after my hours were cut in half?
If your hours were cut in half, you may have several general options to reduce your student loan payment, but the best choice depends on the type of loan, your current income, and whether your loans are federal or privat...
How do I prove someone intentionally recorded me without permission under Penal Code 632?
In California, Penal Code 632 is part of the state’s wiretapping and privacy rules. In general, it addresses the intentional recording or eavesdropping on a confidential communication without the consent of all parties....
Can I file in small claims court over a $1,500 security camera installation that never worked correctly?
In general, a dispute over a $1,500 security camera installation may be the kind of consumer service problem that can be handled in small claims court, depending on Wyoming’s small claims rules and the specific facts. Sm...
What happens if a contractor used cheaper materials than what was listed in our written agreement?
If a contractor used cheaper materials than what your written agreement called for, the situation is often treated as a possible contract dispute, and sometimes also as a consumer-protection issue, depending on the facts...
Can I get student loan forgiveness if I have worked for a nonprofit hospital for 9 years?
Maybe, but it depends on the loan program, your employer status, your payment history, and whether your past service and payments meet the program rules. In general, working for a nonprofit hospital can be relevant to ce...
What Are My Rights If a Package Was Stolen From My Apartment Mailroom?
If a package was stolen from an apartment mailroom in Delaware, your rights usually depend on several things: who had control of the mailroom, what your lease says, whether the landlord provided security, and whether the...
What are my rights if my ex claims daycare costs doubled but will not show receipts?
If your ex says daycare costs have doubled but will not show receipts, you usually have the right to ask for documentation and to question whether the amount being requested is accurate, necessary, and related to the chi...
Can a dealership change my loan terms after I signed the paperwork?
In general, a dealership should not be able to simply change signed loan terms whenever it wants. If you signed a sales contract, financing agreement, or related paperwork, those signed terms usually matter. But in some...
How do I cancel a subscription that requires calling during limited hours?
In general, if a subscription company says you can cancel only by calling during limited hours, the main issue is making sure your cancellation request is clearly delivered and documented. The safest approach is usually...
I was charged a cleaning fee by Airbnb for stains that were already there. How do I fight it?
If Airbnb charged you a cleaning fee for stains that were already present before your stay, you may be able to dispute the charge by gathering proof and using Airbnb’s dispute process. In general, these disputes often tu...
Do I have to certify my employment every year for PSLF?
In general, annual employment certification for Public Service Loan Forgiveness (PSLF) is not always legally required, but it is often strongly recommended. Many borrowers use employment certification to help track quali...
Is it legal for an insurance adjuster to offer me $1,200 less than the body shop estimate?
In Arizona, an insurance adjuster can sometimes offer a settlement amount that is lower than a body shop estimate. That is not automatically illegal. In many claims, the insurer uses its own evaluation process, and the a...