Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
How do I cancel an online meal kit subscription that keeps billing me even after I deleted my account?
If an online meal kit company keeps billing you after you deleted your account, the first step is usually to gather your records and try to confirm whether the subscription was actually canceled, paused, or only the onli...
What happens if a subscription renews after I canceled but didn’t receive confirmation?
If a subscription renews after you believe you canceled it, the first step is usually to check what proof you have of the cancellation. In general, a consumer’s rights may depend on the contract terms, the cancellation m...
I was charged a cleaning fee by Airbnb for stains that were already there. How do I fight it?
If Airbnb charged you a cleaning fee for stains that were already present before your stay, you may be able to dispute the charge by gathering proof and using Airbnb’s dispute process. In general, these disputes often tu...
How do I handle a Minnesota damage to property charge for spray painting a garage door?
If you are facing a Minnesota damage to property charge involving spray painting a garage door, the most important first step is to treat it as a criminal matter and avoid guessing about the facts or the law. In general,...
Is it legal for a creditor to threaten to sue me over a 9-year-old credit card debt?
In general, a creditor or debt collector may contact you about an old credit card debt and may even say it is considering a lawsuit. But whether a lawsuit would actually be allowed depends on the facts, including the age...
Is it legal for a landlord to require renters insurance from one tenant but not others in the same building?
In Wisconsin, a landlord may sometimes require renters insurance as part of a rental agreement, but whether it is legal to require it from one tenant and not others depends on the facts. The most important questions are...
Do I have to prove emotional distress in an online defamation case in Mississippi?
In general, emotional distress can be relevant in an online defamation case, but it is not always the only thing a person must prove. Whether you need to show emotional distress depends on the type of defamation claim, t...
I paid a deposit for a couch and the store keeps pushing delivery back. Can I cancel and get my money back?
In New Jersey, the answer is often “maybe,” but it depends on the store’s contract, the reason for the delay, and what the store promised when you paid the deposit. In general, if a retailer keeps missing the delivery da...
What happens if my income driven repayment forgiveness date is listed as 2049?
If your income-driven repayment forgiveness date is listed as 2049, it usually means the loan servicer’s current records show that you may not reach forgiveness until that year under the repayment plan being tracked. In...
Do I have to pay for a broken appliance if it stopped working due to age?
In general, whether you have to pay for a broken appliance that stopped working due to age depends on what the appliance was, who owned it, and what agreement controlled the situation. In Indiana, as in many states, the...
Do I have to sign a medical release for the insurance company after a car accident?
In general, you do not automatically have to sign whatever medical release an insurance company sends after a car accident. In Rhode Island, as in many states, an insurer may ask for records or authorizations so it can e...
What happens if a payday loan company pulls money from my bank account after I revoked authorization?
In general, if a payday loan company keeps taking money from your bank account after you revoked authorization, that may raise consumer law and banking issues. In Nevada, as in many states, the exact consequences can dep...
Can I Sue for Food Poisoning From a Restaurant?
Yes, in some situations a person may be able to bring a legal claim after getting food poisoning from a restaurant, but the answer depends heavily on the facts. In general, a claim may exist if the restaurant served cont...
What are my rights if my mechanic overcharged me by $800?
If a mechanic overcharged you by $800, you may have several general options depending on what happened, what was agreed to, and what proof you have. In Nebraska, as in other states, the first question is often whether th...
Do I have to tell a repair shop I am recording before discussing a $1,400 bill dispute?
In Florida, whether you must tell the repair shop that you are recording usually depends on how the recording is being made and what kind of communication it is. As a general matter, Florida is commonly described as a st...