Legal Q&A

Bankruptcy, Debt & Consumer Protection

Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.

ME - Maine

How do I dispute a phone company charging me for services I never activated?

If a phone company charged you for a service you believe you never activated, the first step is usually to gather your bills, account records, and any messages or screenshots that show what was charged and when. In gener...

AZ - Arizona

Can a Phone Company Keep Billing Me After I Canceled Service?

In general, a phone company should not keep charging you for service that was properly canceled, but billing problems can still happen. Sometimes the company continues billing because the cancellation was not processed c...

UT - Utah

Can a Security Guard Legally Detain Me After I Showed Proof of Purchase?

In Utah, a security guard may sometimes stop or hold someone briefly, but only within the limits of the law and the guard’s authority. Showing proof of purchase may resolve the immediate concern, but it does not automati...

MO - Missouri

Can I Get a Refund If a Concert Was Postponed Instead of Canceled?

In general, whether you can get a refund after a concert is postponed instead of canceled depends on the ticket terms, the venue or promoter’s policy, and the facts of the delay. A postponement is usually treated differe...

TN - Tennessee

What are my rights if my phone carrier added a protection plan to my bill without my permission?

If a phone carrier added a protection plan to your bill without your permission, you may have consumer rights under Tennessee law, contract law, and possibly federal or billing-related consumer protections. In general, a...

ME - Maine

How do I dispute a cable bill with unexplained charges?

If your cable bill includes charges you do not recognize, the first step is usually to review the bill carefully and compare it with your contract, promotional offer, and past statements. Unexplained charges may be the r...

NM - New Mexico

How do I recover stock shares that were sold after being escheated in New Mexico?

If stock shares were turned over as abandoned property and later sold, recovering the value may be possible, but the process usually depends on exactly what happened, who held the shares, and whether the shares were sold...

TX - Texas

What happens if a roommate secretly installed a camera in our shared bathroom?

If a roommate secretly installed a camera in a shared bathroom, that can raise serious legal and safety concerns in Texas. In general, a bathroom is one of the most private places in a home, and secretly recording people...

VA - Virginia

Do I have to pay a cancellation fee for a home security contract if the system never worked?

In general, maybe not—but it depends on the contract, what “never worked” means, and what happened after installation. If a home security system was never functional, you may have arguments that the company failed to pro...

CA - California

Can I sue someone who recorded my private conversation and sent it to my coworkers?

In California, you may have legal options if someone recorded a private conversation and shared it with your coworkers, but the answer depends heavily on the facts. In general, whether a claim is available can turn on th...

MT - Montana

Do I Have a Small Claims Case if My Boss Destroyed My Personal Property at Work?

If your boss destroyed your personal property at work, you may have a small claims issue in Montana, but the answer usually depends on the facts. In general, a small claims case is about trying to recover the value of pr...

DE - Delaware

Can a contractor demand additional payment after the project is finished?

In general, a contractor may ask for additional payment after a project is finished, but that does not automatically mean the homeowner or customer must pay it. Whether the demand is valid usually depends on the contract...

WA - Washington

What are my rights if I received a 30-day notice after asking for repairs in writing?

If you are in Washington and you asked for repairs in writing, then got a 30-day notice afterward, that can raise concerns about whether the landlord is trying to end the tenancy because you asserted repair rights. In ge...

CA - California

Can I record a repair technician inside my home if I tell them my camera records audio?

In California, recording a repair technician inside your home can raise privacy and consent issues, especially if the recording includes audio. Whether it is allowed often depends on what is being recorded, whether the t...

NY - New York

I bought a puppy from a breeder and the vet found major health issues. What rights do I have?

If you bought a puppy from a breeder in New York and a veterinarian later found major health problems, you may have several possible consumer and contract-related rights depending on the facts. In general, the key questi...

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